Company lists · Data refreshed September 2026
Top 25 Fintech lenders based in the United States
RevenueBase identified 2,222 fintech lenders headquartered in the United States as of September 2026 and tracks 108,311 professional contacts across them, including 42,717 with verified work emails and 39,255 with mobile numbers. New York is the largest hub.
This list covers fintech lenders headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 2, 2026.
Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.
The 25 largest fintech lenders based in the United States
Ranked by team size| # | Company | Contacts | |||
|---|---|---|---|---|---|
| 1 | 5,328 contacts → | ||||
Indirect evidence “OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking…” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 2 | 2,817 contacts → | ||||
Indirect evidence “At Affirm, we’re using today’s technology to bring significant disruptive innovation to the financial industry.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 3 | 2,814 contacts → | ||||
Partial evidence “Q2 is a financial experience company dedicated to providing digital banking and lending solutions to banks, credit unions, alternative finance, and fintech companies in the U.S.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 4 | 2,700 contacts → | ||||
Partial evidence “Advance America is a licensed and regulated lender providing convenient loan options online and in store.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 5 | 2,223 contacts → | ||||
Indirect evidence “Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 6 | 1,825 contacts → | ||||
Partial evidence “Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $100B in loan…” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 7 | 1,711 contacts → | ||||
Indirect evidence “Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 8 | 1,695 contacts → | ||||
Indirect evidence “Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient…” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 9 | 1,388 contacts → | ||||
Indirect evidence “Founded in 1952, Republic Finance is a company that offers a wide range of consumer loan products, delivering flexible lending solutions with a longstanding commitment to…” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 10 | 1,372 contacts → | ||||
Indirect evidence “Upgrade helps customers move in the right direction with affordable and responsible financial products.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 11 | 1,313 contacts → | ||||
Indirect evidence “LendingTree (NASDAQ: TREE) is the nation's leading online marketplace that connects consumers with the choices they need to be confident in their financial decisions.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 12 | 1,283 contacts → | ||||
Indirect evidence “LendingClub is now Happen Bank, a name that reflects who we are today and why we exist.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 13 | 1,168 contacts → | ||||
Indirect evidence “Achieve is the leader in digital personal finance, built to help everyday people thrive.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 14 | 1,125 contacts → | ||||
Partial evidence “Mercury is the fintech ambitious companies use for banking* and all their financial workflows.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 15 | 977 contacts → | ||||
Indirect evidence “Since 1941, 1st Franklin Financial Corporation has remained committed to one mission: serving communities by providing financial opportunities to individuals and families.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 16 | 969 contacts → | ||||
Indirect evidence “Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 17 | 935 contacts → | ||||
Indirect evidence “Cross River Bank provides technology infrastructure powering the future of financial services.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 18 | 911 contacts → | ||||
Partial evidence “Loan Factory is a fintech mortgage company that uses proprietary technology to simplify the mortgage process for borrowers, loan officers, and processors.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 19 | 796 contacts → | ||||
Indirect evidence “The Bancorp, Inc, headquartered in Wilmington, DE, through its subsidiary, The Bancorp Bank, N.A, headquartered in Sioux Falls, SD, is defining the future of banking.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 20 | 754 contacts → | ||||
Indirect evidence “Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 21 | 746 contacts → | ||||
Indirect evidence “We are Discover.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 22 | 742 contacts → | ||||
Indirect evidence “Check `n Go provides real solutions for real people, empowering our customers to manage their personal finances when, where and how they want.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 23 | 682 contacts → | ||||
Partial evidence “Making lending human for banks, credit unions, and mortgage lenders.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 24 | 638 contacts → | ||||
Indirect evidence “Premium Merchant Funding's mission is to provide merchant cash advances, business loans, and real estate financing to small business owners to fulfill their financing needs…” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 25 | 595 contacts → | ||||
Indirect evidence “We empower small businesses with innovative banking products designed for them.” Source: RevenueBase Database · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
RevenueBase Smart Search
RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: fintech lenders. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.
- Strong evidence
- The company's own public description of its business names fintech lenders.
- Partial evidence
- Its own public description names part of fintech lenders, so it works in or next to the category without describing itself that way.
- Indirect evidence
- The description shown does not name fintech lenders. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.
RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.
Showing 25 of 2,222 fintech lenders based in the United States
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Fintech lenders based in the United States at a glance
As of Sep 2, 2026Companies by employee count
How this list was built
Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among fintech lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.
- Source
- The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
- What qualifies
- Companies headquartered in the United States whose own description of what they do matches “fintech lenders”. Matching reads each company's description, not its industry code or its name.
- RevenueBase Smart Search
- RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names fintech lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
- What we exclude
- Companies whose own description does not clearly place them among fintech lenders, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
- Match quality
- In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
- Ranking
- Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
- Verification
- Every listed company carries at least one verified work email, 42,717 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
- Refresh
- This page's figures were pulled from the company graph on September 2, 2026. Lists refresh periodically as the graph is re-checked.
- Corrections
- Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.
Frequently asked
What is RevenueBase Smart Search?
RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names fintech lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.
How many fintech lenders are there based in the United States?
RevenueBase identified 2,222 fintech lenders headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.
What is the largest company on this list?
Onemain Financial, headquartered in Charlotte, tops this list with the largest team on record.
Which city has the most fintech lenders?
New York leads with 290 headquartered companies, followed by San Francisco (95) and Miami (87).
How do I get contact information for these companies?
A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 42,717 verified decision-maker contacts tracked across these 2,222 companies.
How current is this list?
The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 2, 2026.
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About this data
RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.