Company lists · Data refreshed September 2026

Top 25 Fintech lenders based in the United States

RevenueBase identified 2,222 fintech lenders headquartered in the United States as of September 2026 and tracks 108,311 professional contacts across them, including 42,717 with verified work emails and 39,255 with mobile numbers. New York is the largest hub.

This list covers fintech lenders headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, how directly it supports the match, and when it was last checked. Data refreshed September 2, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list Match evidence on every row Refreshed Sep 2, 2026 86% judged on-target in blind review
2,222Companies
108,311Contacts tracked
42,717Verified emails
39,255Mobile numbers
Unlock all 2,222 companies Free signup · no credit card · 500 free credits

The 25 largest fintech lenders based in the United States

Ranked by team size
Top 25 of 2,222 fintech lenders based in the United States, ranked by team size, largest first. Data refreshed Sep 2, 2026. Evidence rates how directly each company's own description names fintech lenders: strong (names it), partial (names part of it), indirect (matched on its full profile rather than the summary shown). Click a count to unlock that company's people.
#CompanyHeadquartersEmployeesContacts
1
Onemain FinancialIndirect evidence
Charlotte, NC, United States10001+5,328

“OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking…”

Source: company website · checked Sep 2, 2026
2
AffirmIndirect evidence
Chicago, IL, United States1,001-5,0002,817

“At Affirm, we’re using today’s technology to bring significant disruptive innovation to the financial industry.”

Source: company website · checked Sep 2, 2026
3
Q2Partial evidence
Des Moines, IA, United States1,001-5,0002,814

“Q2 is a financial experience company dedicated to providing digital banking and lending solutions to banks, credit unions, alternative finance, and fintech companies in the U.S.”

Source: company website · checked Sep 2, 2026
4
Advance AmericaPartial evidence
Greenville, SC, United States1,001-5,0002,700

“Advance America is a licensed and regulated lender providing convenient loan options online and in store.”

Source: company website · checked Sep 2, 2026
5
CHIMEIndirect evidence
San Francisco, CA, United States1,001-5,0002,223

“Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed.”

Source: company website · checked Sep 2, 2026
6
BetterPartial evidence
New York, NY, United States1,001-5,0001,825

“Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $100B in loan…”

Source: company website · checked Sep 2, 2026
7
UpstartIndirect evidence
Columbus, OH, United States1,001-5,0001,711

“Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…”

Source: company website · checked Sep 2, 2026
8
Mariner FinanceIndirect evidence
Nottingham, MD, United States1,001-5,0001,695

“Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient…”

Source: company website · checked Sep 2, 2026
9
Republic FinanceIndirect evidence
Baton Rouge, LA, United States1,001-5,0001,388

“Founded in 1952, Republic Finance is a company that offers a wide range of consumer loan products, delivering flexible lending solutions with a longstanding commitment to…”

Source: company website · checked Sep 2, 2026
10
Upgrade, INCIndirect evidence
San Francisco, CA, United States1,001-5,0001,372

“Upgrade helps customers move in the right direction with affordable and responsible financial products.”

Source: company website · checked Sep 2, 2026
11
LendingtreeIndirect evidence
Charlotte, NC, United States501-1,0001,313

“LendingTree (NASDAQ: TREE) is the nation's leading online marketplace that connects consumers with the choices they need to be confident in their financial decisions.”

Source: company website · checked Sep 2, 2026
12
LendingclubIndirect evidence
Lehi, UT, United States1,001-5,0001,283

“LendingClub is now Happen Bank, a name that reflects who we are today and why we exist.”

Source: company website · checked Sep 2, 2026
13
AchieveIndirect evidence
Tempe, AZ, United States1,001-5,0001,168

“Achieve is the leader in digital personal finance, built to help everyday people thrive.”

Source: company website · checked Sep 2, 2026
14
MercuryPartial evidence
San Francisco, CA, United States1,001-5,0001,125

“Mercury is the fintech ambitious companies use for banking* and all their financial workflows.”

Source: company website · checked Sep 2, 2026
15Toccoa, GA, United States1,001-5,000977

“Since 1941, 1st Franklin Financial Corporation has remained committed to one mission: serving communities by providing financial opportunities to individuals and families.”

Source: company website · checked Sep 2, 2026
16
Snap FinanceIndirect evidence
Salt Lake City, UT, United States1,001-5,000969

“Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need.”

Source: company website · checked Sep 2, 2026
17
Cross RiverIndirect evidence
Fort Lee, NJ, United States501-1,000935

“Cross River Bank provides technology infrastructure powering the future of financial services.”

Source: company website · checked Sep 2, 2026
18
Loan FactoryPartial evidence
San Jose, CA, United States1,001-5,000911

“Loan Factory is a fintech mortgage company that uses proprietary technology to simplify the mortgage process for borrowers, loan officers, and processors.”

Source: company website · checked Sep 2, 2026
19
The BancorpIndirect evidence
Wilmington, DE, United States501-1,000796

“The Bancorp, Inc, headquartered in Wilmington, DE, through its subsidiary, The Bancorp Bank, N.A, headquartered in Sioux Falls, SD, is defining the future of banking.”

Source: company website · checked Sep 2, 2026
20
Heights Finance CorporationIndirect evidence
Greenville, SC, United States1,001-5,000754

“Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet.”

Source: company website · checked Sep 2, 2026
21
Discover Financial ServicesIndirect evidence
Riverwoods, IL, United States10001+746

“We are Discover.”

Source: company website · checked Sep 2, 2026
22
Check N GOIndirect evidence
Cincinnati, OH, United States1,001-5,000742

“Check `n Go provides real solutions for real people, empowering our customers to manage their personal finances when, where and how they want.”

Source: company website · checked Sep 2, 2026
23
MeridianlinkPartial evidence
Irvine, CA, United States501-1,000682

“Making lending human for banks, credit unions, and mortgage lenders.”

Source: company website · checked Sep 2, 2026
24
Premium Merchant FundingIndirect evidence
New York, NY, United States501-1,000638

“Premium Merchant Funding's mission is to provide merchant cash advances, business loans, and real estate financing to small business owners to fulfill their financing needs…”

Source: company website · checked Sep 2, 2026
25
BluevineIndirect evidence
Gretna, LA, United States501-1,000595

“We empower small businesses with innovative banking products designed for them.”

Source: company website · checked Sep 2, 2026

Showing 25 of 2,222 fintech lenders based in the United States

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Fintech lenders based in the United States at a glance

As of Sep 2, 2026
11-50Median size (employees)
New YorkLargest hub · 290 HQs
39,255Contacts with mobile numbers
Sep 2, 2026Data refreshed

Companies by employee count

1-10
986
11-50
778
51-200
294
201-500
87
501-1,000
33
1,001-5,000
32
10001+
5

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among fintech lenders, so some rows will be adjacent to the category rather than pure plays. The description and evidence rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “fintech lenders”. Matching reads each company's description, not its industry code or its name.
What we exclude
Companies whose own description does not clearly place them among fintech lenders, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and an evidence rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 42,717 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 2, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Fintech lenders by metro

  • Fintech lenders in New York290
  • Fintech lenders in San Francisco95
  • Fintech lenders in Miami87
  • Fintech lenders in Chicago49
  • Fintech lenders in Los Angeles45
  • Fintech lenders in Atlanta44
  • Fintech lenders in Austin33

Frequently asked

How many fintech lenders are there based in the United States?

RevenueBase identified 2,222 fintech lenders headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Onemain Financial, headquartered in Charlotte, tops this list with the largest team on record.

Which city has the most fintech lenders?

New York leads with 290 headquartered companies, followed by San Francisco (95) and Miami (87).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 42,717 verified decision-maker contacts tracked across these 2,222 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 2, 2026.

Ready to reach these companies? Verified emails and direct dials for all 2,222 fintech lenders based in the United States. Start with a free account, no credit card.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.