Company lists · Data refreshed September 2026
Top 25 Fintech lenders based in the United States
RevenueBase identified 2,222 fintech lenders headquartered in the United States as of September 2026 and tracks 108,311 professional contacts across them, including 42,717 with verified work emails and 39,255 with mobile numbers. New York is the largest hub.
This list covers fintech lenders headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, how directly it supports the match, and when it was last checked. Data refreshed September 2, 2026.
Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.
The 25 largest fintech lenders based in the United States
Ranked by team size| # | Company | Contacts | |||
|---|---|---|---|---|---|
| 1 | 5,328 | ||||
“OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking…” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 2 | 2,817 | ||||
“At Affirm, we’re using today’s technology to bring significant disruptive innovation to the financial industry.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 3 | 2,814 | ||||
“Q2 is a financial experience company dedicated to providing digital banking and lending solutions to banks, credit unions, alternative finance, and fintech companies in the U.S.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 4 | 2,700 | ||||
“Advance America is a licensed and regulated lender providing convenient loan options online and in store.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 5 | 2,223 | ||||
“Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 6 | 1,825 | ||||
“Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $100B in loan…” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 7 | 1,711 | ||||
“Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 8 | Mariner FinanceIndirect evidence | 1,695 | |||
“Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient…” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 9 | Republic FinanceIndirect evidence | 1,388 | |||
“Founded in 1952, Republic Finance is a company that offers a wide range of consumer loan products, delivering flexible lending solutions with a longstanding commitment to…” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 10 | 1,372 | ||||
“Upgrade helps customers move in the right direction with affordable and responsible financial products.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 11 | 1,313 | ||||
“LendingTree (NASDAQ: TREE) is the nation's leading online marketplace that connects consumers with the choices they need to be confident in their financial decisions.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 12 | 1,283 | ||||
“LendingClub is now Happen Bank, a name that reflects who we are today and why we exist.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 13 | 1,168 | ||||
“Achieve is the leader in digital personal finance, built to help everyday people thrive.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 14 | 1,125 | ||||
“Mercury is the fintech ambitious companies use for banking* and all their financial workflows.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 15 | 977 | ||||
“Since 1941, 1st Franklin Financial Corporation has remained committed to one mission: serving communities by providing financial opportunities to individuals and families.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 16 | 969 | ||||
“Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 17 | 935 | ||||
“Cross River Bank provides technology infrastructure powering the future of financial services.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 18 | 911 | ||||
“Loan Factory is a fintech mortgage company that uses proprietary technology to simplify the mortgage process for borrowers, loan officers, and processors.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 19 | 796 | ||||
“The Bancorp, Inc, headquartered in Wilmington, DE, through its subsidiary, The Bancorp Bank, N.A, headquartered in Sioux Falls, SD, is defining the future of banking.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 20 | 754 | ||||
“Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 21 | 746 | ||||
“We are Discover.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 22 | 742 | ||||
“Check `n Go provides real solutions for real people, empowering our customers to manage their personal finances when, where and how they want.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 23 | 682 | ||||
“Making lending human for banks, credit unions, and mortgage lenders.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 24 | 638 | ||||
“Premium Merchant Funding's mission is to provide merchant cash advances, business loans, and real estate financing to small business owners to fulfill their financing needs…” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
| 25 | 595 | ||||
“We empower small businesses with innovative banking products designed for them.” Source: company website · checked Sep 2, 2026Thanks. The Data Team will review it. | |||||
Showing 25 of 2,222 fintech lenders based in the United States
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Fintech lenders based in the United States at a glance
As of Sep 2, 2026Companies by employee count
How this list was built
Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among fintech lenders, so some rows will be adjacent to the category rather than pure plays. The description and evidence rating on every row are there so you can check each match yourself.
- Source
- The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
- What qualifies
- Companies headquartered in the United States whose own description of what they do matches “fintech lenders”. Matching reads each company's description, not its industry code or its name.
- What we exclude
- Companies whose own description does not clearly place them among fintech lenders, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
- Match quality
- In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and an evidence rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
- Ranking
- Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
- Verification
- Every listed company carries at least one verified work email, 42,717 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
- Refresh
- This page's figures were pulled from the company graph on September 2, 2026. Lists refresh periodically as the graph is re-checked.
- Corrections
- Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.
Fintech lenders by metro
- Fintech lenders in New York290
- Fintech lenders in San Francisco95
- Fintech lenders in Miami87
- Fintech lenders in Chicago49
- Fintech lenders in Los Angeles45
- Fintech lenders in Atlanta44
- Fintech lenders in Austin33
Frequently asked
How many fintech lenders are there based in the United States?
RevenueBase identified 2,222 fintech lenders headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.
What is the largest company on this list?
Onemain Financial, headquartered in Charlotte, tops this list with the largest team on record.
Which city has the most fintech lenders?
New York leads with 290 headquartered companies, followed by San Francisco (95) and Miami (87).
How do I get contact information for these companies?
A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 42,717 verified decision-maker contacts tracked across these 2,222 companies.
How current is this list?
The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 2, 2026.
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Fintech lenders by geography
- Fintech lenders based in the United Kingdom
- Fintech lenders based in Brazil
- Fintech lenders based in Australia
- Fintech lenders based in Canada
- Fintech lenders based in Mexico
- Fintech lenders based in South Africa
- Fintech lenders based in Spain
- Fintech lenders based in Argentina
- Fintech lenders based in Italy
- Fintech lenders based in France
- Fintech lenders based in Germany
- Fintech lenders based in Poland
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About this data
RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.