Company lists · Data refreshed September 2026

Top 25 Fintech lenders based in South Africa

RevenueBase identified 102 fintech lenders headquartered in South Africa as of September 2026 and tracks 4,061 professional contacts across them, including 1,378 with verified work emails and 154 with mobile numbers. Cape Town is the largest hub.

This list covers fintech lenders headquartered in South Africa, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 2, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase Smart Search rating on every row Refreshed Sep 2, 2026 86% judged on-target in blind review
102Companies
4,061Contacts tracked
1,378Verified emails
154Mobile numbers
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The 25 largest fintech lenders based in South Africa

Ranked by team size
Top 25 of 102 fintech lenders based in South Africa, ranked by team size, largest first. Data refreshed Sep 2, 2026. RevenueBase Smart Search rates how each company's information relates to fintech lenders: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Indirect evidenceSandton, South Africa1,001-5,0001,363 contacts →

Indirect evidence

“PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.”

Source: RevenueBase Database · checked Sep 2, 2026
2Indirect evidenceJohannesburg, South Africa1,001-5,000517 contacts →

Indirect evidence

“Lesaka is a South African financial technology company.”

Source: RevenueBase Database · checked Sep 2, 2026
3Partial evidenceJohannesburg, South Africa10001+500 contacts →

Partial evidence

“MTN MoMo is a fintech platform providing consumers and businesses with a host of innovative digital financial services.”

Source: RevenueBase Database · checked Sep 2, 2026
4Partial evidenceCape Town, South Africa51-200254 contacts →

Partial evidence

“Lula is an innovative, and human-focused FinTech company on a mission to help small businesses make cash flow.”

Source: RevenueBase Database · checked Sep 2, 2026
5Indirect evidenceCape Town, South Africa201-500214 contacts →

Indirect evidence

“JUMO is a financial technology company that partners with banks, MNOs and other e-commerce players to deliver progressive financial choices to customers in emerging markets across…”

Source: RevenueBase Database · checked Sep 2, 2026
6Indirect evidenceKuilsriver Cape Town, South Africa51-200147 contacts →

Indirect evidence

“At Pepkor Payments and Lending (PPL), our purpose is to make every day affordable for our customers.”

Source: RevenueBase Database · checked Sep 2, 2026
7Partial evidenceCape Town, South Africa51-200136 contacts →

Partial evidence

“The Connect Group of companies provides retail merchants with fintech solutions that connect them to cash management, quick access to business funding, card payments and…”

Source: RevenueBase Database · checked Sep 2, 2026
8Indirect evidenceJohannesburg, South Africa51-20053 contacts →

Indirect evidence

“How do you reduce churn and grow revenue in unbanked markets?”

Source: RevenueBase Database · checked Sep 2, 2026
9Indirect evidenceCape Town, South Africa51-20050 contacts →

Indirect evidence

“Too big for a standard bank loan?”

Source: RevenueBase Database · checked Sep 2, 2026
10Partial evidenceCape Town, South Africa51-20045 contacts →

Partial evidence

“As South African's first fully digital lender, Wonga is on a mission to help people own their possibilities by giving them access to fast, short-term credit of up to R We have…”

Source: RevenueBase Database · checked Sep 2, 2026
11Indirect evidenceJohannesburg, South Africa51-20034 contacts →

Indirect evidence

“As the only player in the market with the ability to service our clients’ needs 24/7/365 in under 10 minutes, we provide more than just instant cash but rather serve as a…”

Source: RevenueBase Database · checked Sep 2, 2026
12Partial evidenceCape Town, South Africa11-5031 contacts →

Partial evidence

“FASTA is the leading South African fintech dedicated to digital financial solutions.”

Source: RevenueBase Database · checked Sep 2, 2026
13Partial evidenceJohannesburg, South Africa11-5030 contacts →

Partial evidence

“An innovative Fintech operating in the Financial Services sector offering Short Term Loans to individuals.”

Source: RevenueBase Database · checked Sep 2, 2026
14Partial evidenceCape Town, South Africa51-20030 contacts →

Partial evidence

“IMB Financial Services is a Fintech start-up based in South Africa mobilizing money through cell phone technology to create wealth & solve real world problems in emerging markets.”

Source: RevenueBase Database · checked Sep 2, 2026
15Indirect evidenceNorth, South Africa11-5026 contacts →

Indirect evidence

“Cash flow feels more like cash… gone.”

Source: RevenueBase Database · checked Sep 2, 2026
16Indirect evidenceJohannesburg, South Africa11-5024 contacts →

Indirect evidence

“Akiba Digital is a cutting-edge risk decisioning platform that empowers businesses to make faster, smarter, and more inclusive financial decisions.”

Source: RevenueBase Database · checked Sep 2, 2026
17Indirect evidenceCape Town, South Africa11-5024 contacts →

Indirect evidence

“OUR MISSION With the move to a digital-first world, most companies are stuck trying to bridge inefficiencies between themselves and their customers.”

Source: RevenueBase Database · checked Sep 2, 2026
18Indirect evidenceBellville, South Africa11-5021 contacts →

Indirect evidence

“Addendum provides financial technology solutions to companies and funders and aims to become the benchmark for best execution in our targeted markets.”

Source: RevenueBase Database · checked Sep 2, 2026
19Partial evidenceCenturion, South Africa11-5021 contacts →

Partial evidence

“Alternative Finance Group (AFG) is a leading private lender providing fast, flexible funding solutions to South African SMEs.”

Source: RevenueBase Database · checked Sep 2, 2026
20Partial evidenceCape Town, South Africa11-5021 contacts →

Partial evidence

“Accelerating Fintech Innovation Since 2008 Your Strategic Partner in Financial Technology Excellence.”

Source: RevenueBase Database · checked Sep 2, 2026
21Indirect evidenceSouth Africa11-5021 contacts →

Indirect evidence

“FINFIND IS SOUTH AFRICA'S LEADING ONLINE ACCESS TO FINANCE SOLUTION - Access to finance is the number one challenge experienced by SMEs - Finfind has been specifically developed…”

Source: RevenueBase Database · checked Sep 2, 2026
22Partial evidenceJohannesburg, South Africa51-20019 contacts →

Partial evidence

“A FinTech platform helping companies and banks on the embedded finance and BaaS journey.”

Source: RevenueBase Database · checked Sep 2, 2026
23Indirect evidenceBryanston, South Africa11-5019 contacts →

Indirect evidence

“At PayBay we offer a unique product that saves our clients money and enhances their businesses with a number of unique benefits not available through the banks.”

Source: RevenueBase Database · checked Sep 2, 2026
24Partial evidenceJohannesburg, South Africa11-5017 contacts →

Partial evidence

“Empowering SME growth, ProfitShare Partners is a groundbreaking FinTech company providing short-term Business Funding.”

Source: RevenueBase Database · checked Sep 2, 2026
25Indirect evidenceUmhlanga Ridge Durban, South Africa11-5016 contacts →

Indirect evidence

“Future Finance was established in 2003 and has up to date given out in excess of 100 loans with not one complaint lodged against us with our regulating authority.”

Source: RevenueBase Database · checked Sep 2, 2026

Showing 25 of 102 fintech lenders based in South Africa

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Fintech lenders based in South Africa at a glance

As of Sep 2, 2026
33.9%Verified-email coverage
3.8%Mobile-number coverage
39.8Average contacts per company
11-50Median size (employees)
26.5%Largest-city concentration · Cape Town
Sep 2, 2026Page data refreshed

Companies by employee count

1-10
40
11-50
38
51-200
15
201-500
2
1,001-5,000
2
5,001-10,000
1
10001+
2

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among fintech lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in South Africa whose own description of what they do matches “fintech lenders”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names fintech lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among fintech lenders, and records with no verified work email. Companies headquartered outside South Africa are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 1,378 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 2, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Fintech lenders by metro

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names fintech lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many fintech lenders are there based in South Africa?

RevenueBase identified 102 fintech lenders headquartered in South Africa as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Payjoy, headquartered in Sandton, tops this list with the largest team on record.

Which city has the most fintech lenders?

Cape Town leads with 27 headquartered companies, followed by Johannesburg (19) and Pretoria (8).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,378 verified decision-maker contacts tracked across these 102 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 2, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.