Company lists · Data refreshed September 2026

Top 25 Fintech lenders based in South Africa

Name: Fintech lenders based in South Africa
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 2, 2026 102 companies tracked

RevenueBase identified 102 fintech lenders headquartered in South Africa as of September 2026 and tracks 4,061 professional contacts across them, including 1,378 with verified work emails and 154 with mobile numbers. Cape Town is the largest hub.

This list covers fintech lenders headquartered in South Africa, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, how directly it supports the match, and when it was last checked. Data refreshed September 2, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list Match evidence on every row Refreshed Sep 2, 2026 86% judged on-target in blind review

102Companies

4,061Contacts tracked

1,378Verified emails

154Mobile numbers

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The 25 largest fintech lenders based in South Africa

Ranked by team size

Top 25 of 102 fintech lenders based in South Africa, ranked by team size, largest first. Data refreshed Sep 2, 2026. Evidence rates how directly each company's own description names fintech lenders: strong (names it), partial (names part of it), indirect (matched on its full profile rather than the summary shown). Click a count to unlock that company's people.
#	Company	Headquarters	Employees	Contacts
1	PayjoyIndirect evidence	Sandton, South Africa	1,001-5,000	1,363
	“PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.” Source: company website · checked Sep 2, 2026
2	Lesaka Technologies INCIndirect evidence	Johannesburg, South Africa	1,001-5,000	517
	“Lesaka is a South African financial technology company.” Source: company website · checked Sep 2, 2026
3	Momo From MTNPartial evidence	Johannesburg, South Africa	10001+	500
	“MTN MoMo is a fintech platform providing consumers and businesses with a host of innovative digital financial services.” Source: company website · checked Sep 2, 2026
4	LULAPartial evidence	Cape Town, South Africa	51-200	254
	“Lula is an innovative, and human-focused FinTech company on a mission to help small businesses make cash flow.” Source: company website · checked Sep 2, 2026
5	JUMOIndirect evidence	Cape Town, South Africa	201-500	214
	“JUMO is a financial technology company that partners with banks, MNOs and other e-commerce players to deliver progressive financial choices to customers in emerging markets across…” Source: company website · checked Sep 2, 2026
6	Pepkor Payments And LendingIndirect evidence	Kuilsriver Cape Town, South Africa	51-200	147
	“At Pepkor Payments and Lending (PPL), our purpose is to make every day affordable for our customers.” Source: company website · checked Sep 2, 2026
7	Connect Group South AfricaPartial evidence	Cape Town, South Africa	51-200	136
	“The Connect Group of companies provides retail merchants with fintech solutions that connect them to cash management, quick access to business funding, card payments and…” Source: company website · checked Sep 2, 2026
8	Airvantage PTY LTDIndirect evidence	Johannesburg, South Africa	51-200	53
	“How do you reduce churn and grow revenue in unbanked markets?” Source: company website · checked Sep 2, 2026
9	GenfinIndirect evidence	Cape Town, South Africa	51-200	50
	“Too big for a standard bank loan?” Source: company website · checked Sep 2, 2026
10	WONGAPartial evidence	Cape Town, South Africa	51-200	45
	“As South African's first fully digital lender, Wonga is on a mission to help people own their possibilities by giving them access to fast, short-term credit of up to R We have…” Source: company website · checked Sep 2, 2026
11	BoodleIndirect evidence	Johannesburg, South Africa	51-200	34
	“As the only player in the market with the ability to service our clients’ needs 24/7/365 in under 10 minutes, we provide more than just instant cash but rather serve as a…” Source: company website · checked Sep 2, 2026
12	FASTAPartial evidence	Cape Town, South Africa	11-50	31
	“FASTA is the leading South African fintech dedicated to digital financial solutions.” Source: company website · checked Sep 2, 2026
13	Mpowa FinancePartial evidence	Johannesburg, South Africa	11-50	30
	“An innovative Fintech operating in the Financial Services sector offering Short Term Loans to individuals.” Source: company website · checked Sep 2, 2026
14	IMB Financial ServicesPartial evidence	Cape Town, South Africa	51-200	30
	“IMB Financial Services is a Fintech start-up based in South Africa mobilizing money through cell phone technology to create wealth & solve real world problems in emerging markets.” Source: company website · checked Sep 2, 2026
15	BizcashIndirect evidence	North, South Africa	11-50	26
	“Cash flow feels more like cash… gone.” Source: company website · checked Sep 2, 2026
16	Akiba DigitalIndirect evidence	Johannesburg, South Africa	11-50	24
	“Akiba Digital is a cutting-edge risk decisioning platform that empowers businesses to make faster, smarter, and more inclusive financial decisions.” Source: company website · checked Sep 2, 2026
17	Finch TechnologiesIndirect evidence	Cape Town, South Africa	11-50	24
	“OUR MISSION With the move to a digital-first world, most companies are stuck trying to bridge inefficiencies between themselves and their customers.” Source: company website · checked Sep 2, 2026
18	Addendum Financial TechnologiesIndirect evidence	Bellville, South Africa	11-50	21
	“Addendum provides financial technology solutions to companies and funders and aims to become the benchmark for best execution in our targeted markets.” Source: company website · checked Sep 2, 2026
19	Alternative Finance Group AFGPartial evidence	Centurion, South Africa	11-50	21
	“Alternative Finance Group (AFG) is a leading private lender providing fast, flexible funding solutions to South African SMEs.” Source: company website · checked Sep 2, 2026
20	Origin FintechPartial evidence	Cape Town, South Africa	11-50	21
	“Accelerating Fintech Innovation Since 2008 Your Strategic Partner in Financial Technology Excellence.” Source: company website · checked Sep 2, 2026
21	FinfindIndirect evidence	South Africa	11-50	21
	“FINFIND IS SOUTH AFRICA'S LEADING ONLINE ACCESS TO FINANCE SOLUTION - Access to finance is the number one challenge experienced by SMEs - Finfind has been specifically developed…” Source: company website · checked Sep 2, 2026
22	BANCXPartial evidence	Johannesburg, South Africa	51-200	19
	“A FinTech platform helping companies and banks on the embedded finance and BaaS journey.” Source: company website · checked Sep 2, 2026
23	PaybaysaIndirect evidence	Bryanston, South Africa	11-50	19
	“At PayBay we offer a unique product that saves our clients money and enhances their businesses with a number of unique benefits not available through the banks.” Source: company website · checked Sep 2, 2026
24	Profitshare PartnersPartial evidence	Johannesburg, South Africa	11-50	17
	“Empowering SME growth, ProfitShare Partners is a groundbreaking FinTech company providing short-term Business Funding.” Source: company website · checked Sep 2, 2026
25	Future FinanceIndirect evidence	Umhlanga Ridge Durban, South Africa	11-50	16
	“Future Finance was established in 2003 and has up to date given out in excess of 100 loans with not one complaint lodged against us with our regulating authority.” Source: company website · checked Sep 2, 2026

Showing 25 of 102 fintech lenders based in South Africa

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Fintech lenders based in South Africa at a glance

As of Sep 2, 2026

11-50Median size (employees)

Cape TownLargest hub · 27 HQs

154Contacts with mobile numbers

Sep 2, 2026Data refreshed

Companies by employee count

1-10

11-50

51-200

201-500

1,001-5,000

5,001-10,000

10001+

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among fintech lenders, so some rows will be adjacent to the category rather than pure plays. The description and evidence rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in South Africa whose own description of what they do matches “fintech lenders”. Matching reads each company's description, not its industry code or its name.
What we exclude: Companies whose own description does not clearly place them among fintech lenders, and records with no verified work email. Companies headquartered outside South Africa are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and an evidence rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 1,378 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 2, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Fintech lenders by metro

Fintech lenders in Cape Town27

Frequently asked

How many fintech lenders are there based in South Africa?

RevenueBase identified 102 fintech lenders headquartered in South Africa as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Payjoy, headquartered in Sandton, tops this list with the largest team on record.

Which city has the most fintech lenders?

Cape Town leads with 27 headquartered companies, followed by Johannesburg (19) and Pretoria (8).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,378 verified decision-maker contacts tracked across these 102 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 2, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.