Company lists · Data refreshed September 2026

Top 25 Fintech lenders based in Australia

Name: Fintech lenders based in Australia
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 2, 2026 400 companies tracked

RevenueBase identified 400 fintech lenders headquartered in Australia as of September 2026 and tracks 57,257 professional contacts across them, including 23,407 with verified work emails and 12,182 with mobile numbers. Sydney is the largest hub.

This list covers fintech lenders headquartered in Australia, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, how directly it supports the match, and when it was last checked. Data refreshed September 2, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list Match evidence on every row Refreshed Sep 2, 2026 86% judged on-target in blind review

400Companies

57,257Contacts tracked

23,407Verified emails

12,182Mobile numbers

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The 25 largest fintech lenders based in Australia

Ranked by team size

Top 25 of 400 fintech lenders based in Australia, ranked by team size, largest first. Data refreshed Sep 2, 2026. Evidence rates how directly each company's own description names fintech lenders: strong (names it), partial (names part of it), indirect (matched on its full profile rather than the summary shown). Click a count to unlock that company's people.
#	Company	Headquarters	Employees	Contacts
1	Intellect Design Arena LTDIndirect evidence	North Sydney, Australia	5,001-10,000	7,812
	“Intellect Design Arena Ltd is a global leader in enterprise-grade financial technology, delivering composable and intelligent solutions to forward-looking financial institutions…” Source: company website · checked Sep 2, 2026
2	Cash APPIndirect evidence	Sydney, Australia	1,001-5,000	2,982
	“It all started with an idea at Block in 2013.” Source: company website · checked Sep 2, 2026
3	LibertyPartial evidence	Melbourne, Australia	501-1,000	578
	“Liberty is a leading lender that offers free-thinking solutions to support customers with greater choice.” Source: company website · checked Sep 2, 2026
4	WayflyerIndirect evidence	Sydney, Australia	201-500	384
	“Unlocking the full potential of ambitious businesses worldwide with $5k-$20m of purpose-built working capital.” Source: company website · checked Sep 2, 2026
5	IPF DigitalIndirect evidence	Redfern, Australia	201-500	349
	“IPF Digital provides fast, flexible, and convenient credit solutions under the Creditea and Credit24 brands to retail customers in Estonia, Latvia, Lithuania, Czech Republic…” Source: company website · checked Sep 2, 2026
6	SHIFTIndirect evidence	North Sydney, Australia	201-500	306
	“Shift provides Australian businesses with credit and payment products that help them manage cash flow with confidence.” Source: company website · checked Sep 2, 2026
7	Scotpac Business FinancePartial evidence	Melbourne, Australia	201-500	292
	“ScotPac is Australia and New Zealand’s largest non-bank SME business lender, providing funding to small, medium and large businesses from start-ups to enterprises exceeding $2.25…” Source: company website · checked Sep 2, 2026
8	PlentiPartial evidence	Sydney, Australia	51-200	283
	“Plenti is building Australia's best lender.” Source: company website · checked Sep 2, 2026
9	NextgenIndirect evidence	Wickham, Australia	201-500	278
	“NextGen is Australia's leading technology partner in the lending industry.” Source: company website · checked Sep 2, 2026
10	ProspaIndirect evidence	Sydney, Australia	201-500	271
	“At Prospa, we're on a mission to make financial management simpler for small businesses across Australia.” Source: company website · checked Sep 2, 2026
11	Valiant FinanceIndirect evidence	Surry Hills, Australia	51-200	223
	“Valiant Finance helps businesses cut through red tape and unlock finance faster.” Source: company website · checked Sep 2, 2026
12	MoneymePartial evidence	Sydney, Australia	51-200	210
	“MONEYME is an ASX-listed non-bank consumer lender and Certified B Corporation™.” Source: company website · checked Sep 2, 2026
13	LUMIIndirect evidence	Sydney, Australia	51-200	174
	“At Lumi, we believe business finance should be simple, flexible, and built for today’s pace.” Source: company website · checked Sep 2, 2026
14	Angle FinanceIndirect evidence	Melbourne, Australia	51-200	141
	“We’re not a bank, on purpose!” Source: company website · checked Sep 2, 2026
15	WISRStrong evidence	Sydney, Australia	201-500	124
	“Wisr (ASX:WZR) is a purpose-built Australian fintech lender in the rapidly growing Australian consumer finance market.” Source: company website · checked Sep 2, 2026
16	Finance ONEIndirect evidence	Brisbane City, Australia	51-200	117
	“At Finance One, we specialise in providing accessible and responsible finance solutions for individuals and businesses across Australia, including those who may have faced…” Source: company website · checked Sep 2, 2026
17	HarmoneyPartial evidence	Sydney, Australia	51-200	117
	“Harmoney (ASX:HMY) is Australasia’s largest 100% consumer-direct online lender.” Source: company website · checked Sep 2, 2026
18	Bizcap Australia & NEW ZealandPartial evidence	Melbourne, Australia	201-500	109
	“Bizcap is a global non-bank business lender offering fast, flexible funding to SMEs in Australia, New Zealand, Singapore, the UK, Europe, Canada, and the United States as NewCo…” Source: company website · checked Sep 2, 2026
19	Ondeck AustraliaPartial evidence	Sydney, Australia	51-200	92
	“OnDeck Australia is a leading online lender built for small business.” Source: company website · checked Sep 2, 2026
20	DRIVAPartial evidence	Sydney, Australia	51-200	91
	“Driva is an Aussie founded fintech simplifying how people access vehicle and personal loans across Australia, New Zealand and the UK.” Source: company website · checked Sep 2, 2026
21	NOW FinancePartial evidence	Melbourne, Australia	51-200	89
	“As an Australian-owned non-bank lender, we offer simple, digital-first personal loans and car loans designed to support both life’s goals and the unexpected moments along the way.” Source: company website · checked Sep 2, 2026
22	Mortgage EZYPartial evidence	Bundall, Australia	51-200	88
	“The FinTech, Mortgage Ezy continues to disrupt the market as one of the most recognisable Non-Bank Mortgage Management brands in Australia.” Source: company website · checked Sep 2, 2026
23	Beforepay GroupIndirect evidence	Sydney, Australia	51-200	74
	“Beforepay Group (ASX: B4P) leverages advanced artificial intelligence, machine learning and sophisticated analytics to deliver safe and affordable financial products that empower…” Source: company website · checked Sep 2, 2026
24	OCTETIndirect evidence	Surry Hills, Australia	51-200	70
	“Octet powers businesses with innovative trade finance, debtor finance and supply chain finance solutions, underpinned by a world-class proprietary platform.” Source: company website · checked Sep 2, 2026
25	Flexicommercial AustraliaIndirect evidence	Sydney, Australia	51-200	66
	“If you’re a finance broker who deals in asset finance, your business is our business.” Source: company website · checked Sep 2, 2026

Showing 25 of 400 fintech lenders based in Australia

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Fintech lenders based in Australia at a glance

As of Sep 2, 2026

1-10Median size (employees)

SydneyLargest hub · 111 HQs

12,182Contacts with mobile numbers

Sep 2, 2026Data refreshed

Companies by employee count

1-10

208

11-50

130

51-200

201-500

501-1,000

1,001-5,000

5,001-10,000

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among fintech lenders, so some rows will be adjacent to the category rather than pure plays. The description and evidence rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in Australia whose own description of what they do matches “fintech lenders”. Matching reads each company's description, not its industry code or its name.
What we exclude: Companies whose own description does not clearly place them among fintech lenders, and records with no verified work email. Companies headquartered outside Australia are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and an evidence rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 23,407 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 2, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Fintech lenders by metro

Fintech lenders in Sydney111
Fintech lenders in Melbourne59

Frequently asked

How many fintech lenders are there based in Australia?

RevenueBase identified 400 fintech lenders headquartered in Australia as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Intellect Design Arena LTD, headquartered in North Sydney, tops this list with the largest team on record.

Which city has the most fintech lenders?

Sydney leads with 111 headquartered companies, followed by Melbourne (59) and Brisbane (18).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 23,407 verified decision-maker contacts tracked across these 400 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 2, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.