Company lists · Data refreshed September 2026

Top 25 Fintech lenders based in Australia

Name: Fintech lenders based in Australia
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 2, 2026 400 companies tracked

RevenueBase identified 400 fintech lenders headquartered in Australia as of September 2026 and tracks 57,257 professional contacts across them, including 23,407 with verified work emails and 12,182 with mobile numbers. Sydney is the largest hub.

This list covers fintech lenders headquartered in Australia, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 2, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase Smart Search rating on every row Refreshed Sep 2, 2026 86% judged on-target in blind review

400Companies

57,257Contacts tracked

23,407Verified emails

12,182Mobile numbers

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The 25 largest fintech lenders based in Australia

Ranked by team size

Top 25 of 400 fintech lenders based in Australia, ranked by team size, largest first. Data refreshed Sep 2, 2026. RevenueBase Smart Search rates how each company's information relates to fintech lenders: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#	Company	RevenueBase Smart Search	Headquarters	Employees	Contacts
1	Intellect Design Arena LTD	Indirect evidence	North Sydney, Australia	5,001-10,000	7,812 contacts →
	Indirect evidence “Intellect Design Arena Ltd is a global leader in enterprise-grade financial technology, delivering composable and intelligent solutions to forward-looking financial institutions…” Source: RevenueBase Database · checked Sep 2, 2026
2	Cash APP	Indirect evidence	Sydney, Australia	1,001-5,000	2,982 contacts →
	Indirect evidence “It all started with an idea at Block in 2013.” Source: RevenueBase Database · checked Sep 2, 2026
3	Liberty	Partial evidence	Melbourne, Australia	501-1,000	578 contacts →
	Partial evidence “Liberty is a leading lender that offers free-thinking solutions to support customers with greater choice.” Source: RevenueBase Database · checked Sep 2, 2026
4	Wayflyer	Indirect evidence	Sydney, Australia	201-500	384 contacts →
	Indirect evidence “Unlocking the full potential of ambitious businesses worldwide with $5k-$20m of purpose-built working capital.” Source: RevenueBase Database · checked Sep 2, 2026
5	IPF Digital	Indirect evidence	Redfern, Australia	201-500	349 contacts →
	Indirect evidence “IPF Digital provides fast, flexible, and convenient credit solutions under the Creditea and Credit24 brands to retail customers in Estonia, Latvia, Lithuania, Czech Republic…” Source: RevenueBase Database · checked Sep 2, 2026
6	SHIFT	Indirect evidence	North Sydney, Australia	201-500	306 contacts →
	Indirect evidence “Shift provides Australian businesses with credit and payment products that help them manage cash flow with confidence.” Source: RevenueBase Database · checked Sep 2, 2026
7	Scotpac Business Finance	Partial evidence	Melbourne, Australia	201-500	292 contacts →
	Partial evidence “ScotPac is Australia and New Zealand’s largest non-bank SME business lender, providing funding to small, medium and large businesses from start-ups to enterprises exceeding $2.25…” Source: RevenueBase Database · checked Sep 2, 2026
8	Plenti	Partial evidence	Sydney, Australia	51-200	283 contacts →
	Partial evidence “Plenti is building Australia's best lender.” Source: RevenueBase Database · checked Sep 2, 2026
9	Nextgen	Indirect evidence	Wickham, Australia	201-500	278 contacts →
	Indirect evidence “NextGen is Australia's leading technology partner in the lending industry.” Source: RevenueBase Database · checked Sep 2, 2026
10	Prospa	Indirect evidence	Sydney, Australia	201-500	271 contacts →
	Indirect evidence “At Prospa, we're on a mission to make financial management simpler for small businesses across Australia.” Source: RevenueBase Database · checked Sep 2, 2026
11	Valiant Finance	Indirect evidence	Surry Hills, Australia	51-200	223 contacts →
	Indirect evidence “Valiant Finance helps businesses cut through red tape and unlock finance faster.” Source: RevenueBase Database · checked Sep 2, 2026
12	Moneyme	Partial evidence	Sydney, Australia	51-200	210 contacts →
	Partial evidence “MONEYME is an ASX-listed non-bank consumer lender and Certified B Corporation™.” Source: RevenueBase Database · checked Sep 2, 2026
13	LUMI	Indirect evidence	Sydney, Australia	51-200	174 contacts →
	Indirect evidence “At Lumi, we believe business finance should be simple, flexible, and built for today’s pace.” Source: RevenueBase Database · checked Sep 2, 2026
14	Angle Finance	Indirect evidence	Melbourne, Australia	51-200	141 contacts →
	Indirect evidence “We’re not a bank, on purpose!” Source: RevenueBase Database · checked Sep 2, 2026
15	WISR	Strong evidence	Sydney, Australia	201-500	124 contacts →
	Strong evidence “Wisr (ASX:WZR) is a purpose-built Australian fintech lender in the rapidly growing Australian consumer finance market.” Source: RevenueBase Database · checked Sep 2, 2026
16	Finance ONE	Indirect evidence	Brisbane City, Australia	51-200	117 contacts →
	Indirect evidence “At Finance One, we specialise in providing accessible and responsible finance solutions for individuals and businesses across Australia, including those who may have faced…” Source: RevenueBase Database · checked Sep 2, 2026
17	Harmoney	Partial evidence	Sydney, Australia	51-200	117 contacts →
	Partial evidence “Harmoney (ASX:HMY) is Australasia’s largest 100% consumer-direct online lender.” Source: RevenueBase Database · checked Sep 2, 2026
18	Bizcap Australia & NEW Zealand	Partial evidence	Melbourne, Australia	201-500	109 contacts →
	Partial evidence “Bizcap is a global non-bank business lender offering fast, flexible funding to SMEs in Australia, New Zealand, Singapore, the UK, Europe, Canada, and the United States as NewCo…” Source: RevenueBase Database · checked Sep 2, 2026
19	Ondeck Australia	Partial evidence	Sydney, Australia	51-200	92 contacts →
	Partial evidence “OnDeck Australia is a leading online lender built for small business.” Source: RevenueBase Database · checked Sep 2, 2026
20	DRIVA	Partial evidence	Sydney, Australia	51-200	91 contacts →
	Partial evidence “Driva is an Aussie founded fintech simplifying how people access vehicle and personal loans across Australia, New Zealand and the UK.” Source: RevenueBase Database · checked Sep 2, 2026
21	NOW Finance	Partial evidence	Melbourne, Australia	51-200	89 contacts →
	Partial evidence “As an Australian-owned non-bank lender, we offer simple, digital-first personal loans and car loans designed to support both life’s goals and the unexpected moments along the way.” Source: RevenueBase Database · checked Sep 2, 2026
22	Mortgage EZY	Partial evidence	Bundall, Australia	51-200	88 contacts →
	Partial evidence “The FinTech, Mortgage Ezy continues to disrupt the market as one of the most recognisable Non-Bank Mortgage Management brands in Australia.” Source: RevenueBase Database · checked Sep 2, 2026
23	Beforepay Group	Indirect evidence	Sydney, Australia	51-200	74 contacts →
	Indirect evidence “Beforepay Group (ASX: B4P) leverages advanced artificial intelligence, machine learning and sophisticated analytics to deliver safe and affordable financial products that empower…” Source: RevenueBase Database · checked Sep 2, 2026
24	OCTET	Indirect evidence	Surry Hills, Australia	51-200	70 contacts →
	Indirect evidence “Octet powers businesses with innovative trade finance, debtor finance and supply chain finance solutions, underpinned by a world-class proprietary platform.” Source: RevenueBase Database · checked Sep 2, 2026
25	Flexicommercial Australia	Indirect evidence	Sydney, Australia	51-200	66 contacts →
	Indirect evidence “If you’re a finance broker who deals in asset finance, your business is our business.” Source: RevenueBase Database · checked Sep 2, 2026

RevenueBase Smart Search

RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: fintech lenders. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.

Strong evidence: The company's own public description of its business names fintech lenders.
Partial evidence: Its own public description names part of fintech lenders, so it works in or next to the category without describing itself that way.
Indirect evidence: The description shown does not name fintech lenders. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.

RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.

Showing 25 of 400 fintech lenders based in Australia

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Fintech lenders based in Australia at a glance

As of Sep 2, 2026

40.9%Verified-email coverage

21.3%Mobile-number coverage

143.1Average contacts per company

1-10Median size (employees)

27.8%Largest-city concentration · Sydney

Sep 2, 2026Page data refreshed

Companies by employee count

1-10

208

11-50

130

51-200

201-500

501-1,000

1,001-5,000

5,001-10,000

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among fintech lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in Australia whose own description of what they do matches “fintech lenders”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search: RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names fintech lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude: Companies whose own description does not clearly place them among fintech lenders, and records with no verified work email. Companies headquartered outside Australia are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 23,407 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 2, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Fintech lenders by metro

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names fintech lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many fintech lenders are there based in Australia?

RevenueBase identified 400 fintech lenders headquartered in Australia as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Intellect Design Arena LTD, headquartered in North Sydney, tops this list with the largest team on record.

Which city has the most fintech lenders?

Sydney leads with 111 headquartered companies, followed by Melbourne (59) and Brisbane (18).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 23,407 verified decision-maker contacts tracked across these 400 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 2, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.