Company lists · Data refreshed September 2026

Top 25 Underbanked consumer lenders based in the United States

Name: Underbanked consumer lenders based in the United States
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 19, 2026 529 companies tracked

RevenueBase identified 529 underbanked consumer lenders headquartered in the United States as of September 2026 and tracks 59,040 professional contacts across them, including 15,526 with verified work emails. Chicago is the largest hub.

This list covers underbanked consumer lenders headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 19, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 19, 2026 86% judged on-target in blind review

529Companies

59,040Contacts tracked

15,526Verified emails

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The 25 largest underbanked consumer lenders based in the United States

Ranked by team size

Top 25 of 529 underbanked consumer lenders based in the United States, ranked by team size, largest first. Data refreshed Sep 19, 2026. RevenueBase Smart Search rates how each company's information relates to underbanked consumer lenders: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#	Company	RevenueBase Smart Search	Headquarters	Employees	Contacts
1	Synchrony	Indirect evidence	Stamford, CT, United StatesHQ checked Sep 19, 2026	10001+	14,430 contacts →
	Indirect evidence “At Synchrony, our driving force is to be essential to people's everyday lives by making it easier for the many millions of people who rely on us to access their essential needs…” Source: RevenueBase Database · checked Sep 19, 2026
2	Onemain Financial	Indirect evidence	Baltimore, IN, United StatesHQ checked Sep 19, 2026	10001+	5,298 contacts →
	Indirect evidence “OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking…” Source: RevenueBase Database · checked Sep 19, 2026
3	Oportun	Indirect evidence	San Mateo, CA, United StatesHQ checked Sep 19, 2026	1,001-5,000	3,347 contacts →
	Indirect evidence “Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach.” Source: RevenueBase Database · checked Sep 19, 2026
4	Advance America	Partial evidence	Greenville, SC, United StatesHQ checked Sep 19, 2026	1,001-5,000	2,701 contacts →
	Partial evidence “Advance America is a licensed and regulated lender providing convenient loan options online and in store.” Source: RevenueBase Database · checked Sep 19, 2026
5	CHIME	Indirect evidence	San Francisco, NY, United StatesHQ checked Sep 19, 2026	1,001-5,000	2,258 contacts →
	Indirect evidence “Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed.” Source: RevenueBase Database · checked Sep 19, 2026
6	PLS	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 19, 2026	1,001-5,000	1,991 contacts →
	Indirect evidence “PLS is one of the largest and most recognized brands in the financial services industry.” Source: RevenueBase Database · checked Sep 19, 2026
7	ACE Cash Express	Indirect evidence	Irving, TX, United StatesHQ checked Sep 19, 2026	1,001-5,000	1,728 contacts →
	Indirect evidence “ACE Cash Express provides the financial services you need when it matters most.” Source: RevenueBase Database · checked Sep 19, 2026
8	Mariner Finance	Partial evidence	Nottingham, MD, United StatesHQ checked Sep 19, 2026	1,001-5,000	1,688 contacts →
	Partial evidence “Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient…” Source: RevenueBase Database · checked Sep 19, 2026
9	Enova International	Partial evidence	Chicago, IL, United StatesHQ checked Sep 19, 2026	1,001-5,000	1,473 contacts →
	Partial evidence “Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks.” Source: RevenueBase Database · checked Sep 19, 2026
10	Republic Finance	Partial evidence	Plano, TX, United StatesHQ checked Sep 19, 2026	1,001-5,000	1,411 contacts →
	Partial evidence “Founded in 1952, Republic Finance is a company that offers a wide range of consumer loan products, delivering flexible lending solutions with a longstanding commitment to…” Source: RevenueBase Database · checked Sep 19, 2026
11	Upgrade, INC	Indirect evidence	San Francisco, CA, United StatesHQ checked Sep 19, 2026	1,001-5,000	1,384 contacts →
	Indirect evidence “Upgrade helps customers move in the right direction with affordable and responsible financial products.” Source: RevenueBase Database · checked Sep 19, 2026
12	Lendmark Financial Services	Partial evidence	Lawrenceville, GA, United StatesHQ checked Sep 19, 2026	1,001-5,000	1,322 contacts →
	Partial evidence “Lendmark Financial Services is a consumer finance company that provides personal loans, auto loans, and retail sales financing.” Source: RevenueBase Database · checked Sep 19, 2026
13	Community Choice Financial Family Of Brands	Indirect evidence	Carrollton, TX, United StatesHQ checked Sep 19, 2026	5,001-10,000	1,165 contacts →
	Indirect evidence “With online and in-store products and services across the country, Community Choice Financial Family of Brands offers our customers, Team Members, and communities the Power of…” Source: RevenueBase Database · checked Sep 19, 2026
14	Amscot Financial	Indirect evidence	Tampa, FL, United StatesHQ checked Sep 19, 2026	1,001-5,000	770 contacts →
	Indirect evidence “Founded in 1989, Amscot Financial is Florida’s largest provider of short-term cash advances and check cashing services, operating over 220 locations statewide.” Source: RevenueBase Database · checked Sep 19, 2026
15	Heights Finance Corporation	Indirect evidence	Greenville, SC, United StatesHQ checked Sep 19, 2026	1,001-5,000	752 contacts →
	Indirect evidence “Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet.” Source: RevenueBase Database · checked Sep 19, 2026
16	Check N GO	Indirect evidence	Cincinnati, OH, United StatesHQ checked Sep 19, 2026	1,001-5,000	743 contacts →
	Indirect evidence “Check `n Go provides real solutions for real people, empowering our customers to manage their personal finances when, where and how they want.” Source: RevenueBase Database · checked Sep 19, 2026
17	AVANT	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 19, 2026	201-500	571 contacts →
	Indirect evidence “Our mission is to move financial lives forward.” Source: RevenueBase Database · checked Sep 19, 2026
18	Merrick Bank	Indirect evidence	South Jordan, UT, United StatesHQ checked Sep 19, 2026	201-500	486 contacts →
	Indirect evidence “Merrick Bank, founded in 1997, is an FDIC-insured bank headquartered in South Jordan, Utah, with nearly $9 billion in assets and five million cardmembers nationwide.” Source: RevenueBase Database · checked Sep 19, 2026
19	Community Loans Of America	Partial evidence	Atlanta, GA, United StatesHQ checked Sep 19, 2026	501-1,000	428 contacts →
	Partial evidence “Our company is a leading provider of short-term consumer loans, operating since 1994.” Source: RevenueBase Database · checked Sep 19, 2026
20	Axcess Financial	Indirect evidence	Cincinnati, OH, United StatesHQ checked Sep 19, 2026	1,001-5,000	425 contacts →
	Indirect evidence “Axcess Financial is now CNG Holdings Inc.” Source: RevenueBase Database · checked Sep 19, 2026
21	Elevate	Partial evidence	Fort Worth, TX, United StatesHQ checked Sep 19, 2026	201-500	408 contacts →
	Partial evidence “Elevate, and the banks it supports, provide responsible, tech-enabled online credit solutions to consumers for immediate relief today and help them build a brighter financial…” Source: RevenueBase Database · checked Sep 19, 2026
22	DAVE	Indirect evidence	Los Angeles, CA, United StatesHQ checked Sep 19, 2026	201-500	376 contacts →
	Indirect evidence “Fighting for the underdog – We started Dave for one reason: banks weren’t built for people like us, and we knew we deserved better.” Source: RevenueBase Database · checked Sep 19, 2026
23	Moneytree	Indirect evidence	Seattle, United StatesHQ checked Sep 19, 2026	201-500	371 contacts →
	Indirect evidence “Founded in 1983, Moneytree, Inc.” Source: RevenueBase Database · checked Sep 19, 2026
24	Tower Loan	Indirect evidence	Flowood, MS, United StatesHQ checked Sep 19, 2026	501-1,000	348 contacts →
	Indirect evidence “1936-Tower Loan opens and experiences prosperity and growth.” Source: RevenueBase Database · checked Sep 19, 2026
25	QC Holdings INC	Partial evidence	Lenexa, KS, United StatesHQ checked Sep 19, 2026	1,001-5,000	307 contacts →
	Partial evidence “QCHI specializes in alternative financial services with a keen focus on credit solutions for under-served consumers and small businesses.” Source: RevenueBase Database · checked Sep 19, 2026

RevenueBase Smart Search

RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: underbanked consumer lenders. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.

Strong evidence: The company's own public description of its business names underbanked consumer lenders.
Partial evidence: Its own public description names part of underbanked consumer lenders, so it works in or next to the category without describing itself that way.
Indirect evidence: The description shown does not name underbanked consumer lenders. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.

RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.

Showing 25 of 529 underbanked consumer lenders based in the United States

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Underbanked consumer lenders based in the United States at a glance

As of Sep 19, 2026

26.3%Verified-email coverage

111.6Average contacts per company

11-50Median size (employees)

3.4%Largest-city concentration · Chicago

Sep 19, 2026Page data refreshed

Companies by employee count

1-10

202

11-50

171

51-200

201-500

501-1,000

1,001-5,000

5,001-10,000

10001+

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 529 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among underbanked consumer lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in the United States whose own description of what they do matches “underbanked consumer lenders”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search: RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names underbanked consumer lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude: Companies whose own description does not clearly place them among underbanked consumer lenders, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 15,526 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 19, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names underbanked consumer lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many underbanked consumer lenders are there based in the United States?

RevenueBase identified 529 underbanked consumer lenders headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Synchrony, headquartered in Stamford, tops this list with the largest team on record.

Which city has the most underbanked consumer lenders?

Chicago leads with 18 headquartered companies, followed by Miami (15) and Los Angeles (12).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 15,526 verified decision-maker contacts tracked across these 529 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 19, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.