Company lists · Data refreshed September 2026

Top 21 Underbanked consumer lenders based in India

RevenueBase identified 151 underbanked consumer lenders headquartered in India as of September 2026 and tracks 22,343 professional contacts across them, including 1,033 with verified work emails. Mumbai is the largest hub.

This list covers underbanked consumer lenders headquartered in India, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 19, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 19, 2026 86% judged on-target in blind review
151Companies
22,343Contacts tracked
1,033Verified emails
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The 21 largest underbanked consumer lenders based in India

Ranked by team size
Top 21 of 151 underbanked consumer lenders based in India, ranked by team size, largest first. Data refreshed Sep 19, 2026. RevenueBase Smart Search rates how each company's information relates to underbanked consumer lenders: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Indirect evidenceDelhi, IndiaHQ checked Sep 19, 202610001+7,737 contacts →

Indirect evidence

“Home Credit India Finance Pvt.”

Source: RevenueBase Database · checked Sep 19, 2026
2Indirect evidenceMumbai, IndiaHQ checked Sep 19, 20265,001-10,0007,092 contacts →

Indirect evidence

“Sammaan Capital is committed to being the most preferred choice for financial services, built on reliability, transparency, and a deep culture of respect.”

Source: RevenueBase Database · checked Sep 19, 2026
3Partial evidenceMumbai, IndiaHQ checked Sep 19, 20261,001-5,0002,095 contacts →

Partial evidence

“SBFC Finance Limited headquartered in Mumbai, is a new-age financial services institution focused on providing credit to small businesses and consumers.”

Source: RevenueBase Database · checked Sep 19, 2026
4Indirect evidenceChennai, IndiaHQ checked Sep 19, 20261,001-5,0001,079 contacts →

Indirect evidence

“Despite the numerous advancements that India has achieved over the last few decades and the significant strides that we as a country have made in the domain of financial services…”

Source: RevenueBase Database · checked Sep 19, 2026
5Indirect evidenceHyderabad, IndiaHQ checked Sep 19, 2026501-1,000464 contacts →

Indirect evidence

“VIVIFI’s vision is to offer Innovative Financial Products to customers across the Credit Spectrum, leveraging Technology and Data Science, with focus on underserved / unserved…”

Source: RevenueBase Database · checked Sep 19, 2026
6Partial evidenceNagpur, IndiaHQ checked Sep 19, 2026501-1,000260 contacts →

Partial evidence

“Lok Suvidha began its journey in September 2008 with a clear mission to make affordable and accessible finance available to consumers, especially in rural and semi-urban India.”

Source: RevenueBase Database · checked Sep 19, 2026
7Indirect evidenceUdaipur, IndiaHQ checked Sep 19, 2026501-1,000219 contacts →

Indirect evidence

“Vision - To be India’s foremost financial service provider offering quick, transparent and affordable loans to the aspiring population of the country.”

Source: RevenueBase Database · checked Sep 19, 2026
8Partial evidenceNew Delhi, IndiaHQ checked Sep 19, 2026201-500202 contacts →

Partial evidence

“EZ Capital empowers the underbanked by providing easy and transparent access to financial solutions.”

Source: RevenueBase Database · checked Sep 19, 2026
9Indirect evidenceRaipur, IndiaHQ checked Sep 19, 2026201-500107 contacts →

Indirect evidence

“At CreditSea, we are dedicated to revolutionizing the way individuals access financial assistance.”

Source: RevenueBase Database · checked Sep 19, 2026
10Indirect evidenceMumbai, IndiaHQ checked Sep 19, 2026n/a67 contacts →

Indirect evidence

“Jiyo Shaan Se with HDFC Bank Personal Loan!”

Source: RevenueBase Database · checked Sep 19, 2026
11Indirect evidenceNew Delhi, IndiaHQ checked Sep 19, 2026201-50052 contacts →

Indirect evidence

“At SalaryOnTime, we understand that financial needs can arise unexpectedly.”

Source: RevenueBase Database · checked Sep 19, 2026
12Partial evidenceNew Delhi, IndiaHQ checked Sep 19, 202611-5052 contacts →

Partial evidence

“OneNDF is an API-enabled loan marketplace and enabler for Unbanked, underbanked, and Fundable Small and medium businesses, and is aligned to offer timely and adequate credit at…”

Source: RevenueBase Database · checked Sep 19, 2026
13Indirect evidenceMumbai, IndiaHQ checked Sep 19, 202651-20018 contacts →

Indirect evidence

“Finance complete your dream financial coach we help your desires”

Source: RevenueBase Database · checked Sep 19, 2026
14Indirect evidenceHyderabad, IndiaHQ checked Sep 19, 2026201-50014 contacts →

Indirect evidence

“Star Digiloans is a financial service provider it provides Personals, Business Loans, Home Loans, Mortgage Loans, Car Loans, Insurance”

Source: RevenueBase Database · checked Sep 19, 2026
15Indirect evidenceMumbai, IndiaHQ checked Sep 19, 202651-20012 contacts →

Indirect evidence

“Mangal Credit & Fincorp Limited is engaged in the business of providing loans against your jewellery and collaterals, Personal and Business loans.”

Source: RevenueBase Database · checked Sep 19, 2026
16Indirect evidenceChennai, IndiaHQ checked Sep 19, 20261,001-5,00012 contacts →

Indirect evidence

“Veritas Finance Private Limited is an organization started with the primary intention of reaching out to the customers who either have no access or in-adequate access to financial…”

Source: RevenueBase Database · checked Sep 19, 2026
17Indirect evidenceNew Delhi, IndiaHQ checked Sep 19, 202651-20011 contacts →

Indirect evidence

“Deal4ask Unit by SDFC Advisors Pvt Ltd, provide you the wings to become Financially Independent to do things whenever essential.”

Source: RevenueBase Database · checked Sep 19, 2026
18Indirect evidenceNew Delhi, IndiaHQ checked Sep 19, 202651-20010 contacts →

Indirect evidence

“Cash Suvidha is trade name of Usha Financial with an aim to uplift the families who do not have access to banking services as well as SMEs.”

Source: RevenueBase Database · checked Sep 19, 2026
19Indirect evidenceDelhi, IndiaHQ checked Sep 19, 202651-2005 contacts →

Indirect evidence

“Growth Money Services Pvt.”

Source: RevenueBase Database · checked Sep 19, 2026
20Indirect evidenceBengaluru, IndiaHQ checked Sep 19, 202611-504 contacts →

Indirect evidence

“Our mission statement is “loans made simple”.”

Source: RevenueBase Database · checked Sep 19, 2026
21Indirect evidenceGurgaon, IndiaHQ checked Sep 19, 202611-501 contacts →

Indirect evidence

“India is a credit-starved country with a strong need to bring financial/ credit services to the unbanked/unmet population at the bottom of the pyramid.”

Source: RevenueBase Database · checked Sep 19, 2026

Showing 21 of 151 underbanked consumer lenders based in India

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Underbanked consumer lenders based in India at a glance

As of Sep 19, 2026
4.6%Verified-email coverage
148.0Average contacts per company
11-50Median size (employees)
8.6%Largest-city concentration · Mumbai
Sep 19, 2026Page data refreshed

Companies by employee count

1-10
47
11-50
55
51-200
29
201-500
6
501-1,000
6
1,001-5,000
5
5,001-10,000
1
10001+
2

Email recency for this list is measured worldwide rather than for India, so it is reported there. Company counts and contact totals on this page are exact for India, over 151 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among underbanked consumer lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in India whose own description of what they do matches “underbanked consumer lenders”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names underbanked consumer lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among underbanked consumer lenders, and records with no verified work email. Companies headquartered outside India are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 1,033 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 19, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names underbanked consumer lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many underbanked consumer lenders are there based in India?

RevenueBase identified 151 underbanked consumer lenders headquartered in India as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Home Credit India, headquartered in Gurugram India, tops this list with the largest team on record.

Which city has the most underbanked consumer lenders?

Mumbai leads with 13 headquartered companies, followed by Noida (13) and New Delhi (10).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,033 verified decision-maker contacts tracked across these 151 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 19, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.