Company lists · Data refreshed September 2026

Top 25 Fintech lending companies based in the United States

RevenueBase identified 676 fintech lending companies headquartered in the United States as of September 2026 and tracks 49,580 professional contacts across them, including 21,452 with verified work emails and 15,488 with mobile numbers. New York is the largest hub.

This list covers fintech lending companies headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, how directly it supports the match, and when it was last checked. Data refreshed September 2, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list Match evidence on every row Refreshed Sep 2, 2026 86% judged on-target in blind review
676Companies
49,580Contacts tracked
21,452Verified emails
15,488Mobile numbers
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The 25 largest fintech lending companies based in the United States

Ranked by team size
Top 25 of 676 fintech lending companies based in the United States, ranked by team size, largest first. Data refreshed Sep 2, 2026. Evidence rates how directly each company's own description names fintech lending companies: strong (names it), partial (names part of it), indirect (matched on its full profile rather than the summary shown). Click a count to unlock that company's people.
#CompanyHeadquartersEmployeesContacts
1
Onemain FinancialIndirect evidence
Charlotte, NC, United States10001+5,328

“OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking…”

Source: company website · checked Sep 2, 2026
2
AffirmIndirect evidence
Chicago, IL, United States1,001-5,0002,817

“At Affirm, we’re using today’s technology to bring significant disruptive innovation to the financial industry.”

Source: company website · checked Sep 2, 2026
3
BetterPartial evidence
New York, NY, United States1,001-5,0001,825

“Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $100B in loan…”

Source: company website · checked Sep 2, 2026
4
UpstartPartial evidence
Columbus, OH, United States1,001-5,0001,711

“Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…”

Source: company website · checked Sep 2, 2026
5
Republic FinancePartial evidence
Baton Rouge, LA, United States1,001-5,0001,388

“Founded in 1952, Republic Finance is a company that offers a wide range of consumer loan products, delivering flexible lending solutions with a longstanding commitment to…”

Source: company website · checked Sep 2, 2026
6
Upgrade, INCIndirect evidence
San Francisco, CA, United States1,001-5,0001,372

“Upgrade helps customers move in the right direction with affordable and responsible financial products.”

Source: company website · checked Sep 2, 2026
7
AchieveIndirect evidence
Tempe, AZ, United States1,001-5,0001,168

“Achieve is the leader in digital personal finance, built to help everyday people thrive.”

Source: company website · checked Sep 2, 2026
8
Cross RiverIndirect evidence
Fort Lee, NJ, United States501-1,000935

“Cross River Bank provides technology infrastructure powering the future of financial services.”

Source: company website · checked Sep 2, 2026
9
AVANTIndirect evidence
Chicago, IL, United States201-500569

“Our mission is to move financial lives forward.”

Source: company website · checked Sep 2, 2026
10
FigureIndirect evidence
San Francisco, CA, United States501-1,000568

“Figure is transforming capital markets through blockchain.”

Source: company website · checked Sep 2, 2026
11
MoneylionIndirect evidence
Sioux Falls, SD, United States501-1,000551

“MoneyLion (part of Gen) is a leader in financial technology, powering the next generation of personalized products and content, with a top consumer finance super app, a premier…”

Source: company website · checked Sep 2, 2026
12
Biz2creditIndirect evidence
New York, NY, United States201-500546

“Biz2Credit is focused on funding what’s next for small business.”

Source: company website · checked Sep 2, 2026
13
Best EGGIndirect evidence
Wilmington, DE, United States501-1,000526

“Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources.”

Source: company website · checked Sep 2, 2026
14
Prosper MarketplaceIndirect evidence
San Francisco, CA, United States201-500492

“Founded in 2005, Prosper introduced U.S.”

Source: company website · checked Sep 2, 2026
15
OPPFIIndirect evidence
Chicago, IL, United States501-1,000470

“OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans.”

Source: company website · checked Sep 2, 2026
16
Ecapital CorpIndirect evidence
Miami, FL, United States501-1,000469
Source: company website · checked Sep 2, 2026
17
LendioPartial evidence
Lehi, UT, United States201-500458

Lendio is transforming small business lending by connecting small businesses, lenders, and small business service providers through a single integrated technology platform.”

Source: company website · checked Sep 2, 2026
18
Luminate BankIndirect evidence
Claremont, MN, United States501-1,000456

“Luminate Bank® is a national, digital-first financial partner supporting every stage of your financial journey.”

Source: company website · checked Sep 2, 2026
19
Mission LanePartial evidence
Richmond, VA, United States501-1,000439

“Mission Lane is a purpose-driven fintech company that leverages advanced technology, data analytics, and machine learning to provide a dignified customer experience to people who…”

Source: company website · checked Sep 2, 2026
20
AtlanticusIndirect evidence
Atlanta, GA, United States201-500438

“Empowering Better Financial Outcomes for Everyday Americans Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to…”

Source: company website · checked Sep 2, 2026
21
ElevateIndirect evidence
Fort Worth, TX, United States201-500414

“Elevate, and the banks it supports, provide responsible, tech-enabled online credit solutions to consumers for immediate relief today and help them build a brighter financial…”

Source: company website · checked Sep 2, 2026
22
Forward FinancingIndirect evidence
Boston, MA, United States501-1,000406

“Forward Financing is a financial technology company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada.”

Source: company website · checked Sep 2, 2026
23
LendbuzzIndirect evidence
Boston, MA, United States201-500384

“Lendbuzz is an AI-based auto finance platform that helps consumers obtain fair access to credit when purchasing a car.”

Source: company website · checked Sep 2, 2026
24
Tower LoanIndirect evidence
Flowood, MS, United States501-1,000349

“1936-Tower Loan opens and experiences prosperity and growth.”

Source: company website · checked Sep 2, 2026
25
Mpower FinancingIndirect evidence
Washington Dc, DC, United States201-500348

“At MPOWER Financing, we believe education should be borderless.”

Source: company website · checked Sep 2, 2026

Showing 25 of 676 fintech lending companies based in the United States

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Fintech lending companies based in the United States at a glance

As of Sep 2, 2026
11-50Median size (employees)
New YorkLargest hub · 78 HQs
15,488Contacts with mobile numbers
Sep 2, 2026Data refreshed

Companies by employee count

1-10
268
11-50
229
51-200
114
201-500
31
501-1,000
13
1,001-5,000
16
10001+
2

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among fintech lending companies, so some rows will be adjacent to the category rather than pure plays. The description and evidence rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “fintech lending companies”. Matching reads each company's description, not its industry code or its name.
What we exclude
Companies whose own description does not clearly place them among fintech lending companies, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and an evidence rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 21,452 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 2, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Fintech lending companies by metro

  • Fintech lending companies in New York78
  • Fintech lending companies in San Francisco28
  • Fintech lending companies in Miami27

Frequently asked

How many fintech lending companies are there based in the United States?

RevenueBase identified 676 fintech lending companies headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Onemain Financial, headquartered in Charlotte, tops this list with the largest team on record.

Which city has the most fintech lending companies?

New York leads with 78 headquartered companies, followed by San Francisco (28) and Miami (27).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 21,452 verified decision-maker contacts tracked across these 676 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 2, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.