Company lists · Data refreshed September 2026

Top 20 Fintech lending companies based in South Africa

RevenueBase identified 51 fintech lending companies headquartered in South Africa as of September 2026 and tracks 3,079 professional contacts across them, including 931 with verified work emails and 119 with mobile numbers. Cape Town is the largest hub.

This list covers fintech lending companies headquartered in South Africa, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, how directly it supports the match, and when it was last checked. Data refreshed September 2, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list Match evidence on every row Refreshed Sep 2, 2026 86% judged on-target in blind review
51Companies
3,079Contacts tracked
931Verified emails
119Mobile numbers
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The 20 largest fintech lending companies based in South Africa

Ranked by team size
Top 20 of 51 fintech lending companies based in South Africa, ranked by team size, largest first. Data refreshed Sep 2, 2026. Evidence rates how directly each company's own description names fintech lending companies: strong (names it), partial (names part of it), indirect (matched on its full profile rather than the summary shown). Click a count to unlock that company's people.
#CompanyHeadquartersEmployeesContacts
1
PayjoyIndirect evidence
Sandton, South Africa1,001-5,0001,363

“PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.”

Source: company website · checked Sep 2, 2026
2
Momo From MTNPartial evidence
Johannesburg, South Africa10001+500

“MTN MoMo is a fintech platform providing consumers and businesses with a host of innovative digital financial services.”

Source: company website · checked Sep 2, 2026
3
LULAPartial evidence
Cape Town, South Africa51-200254

“Lula is an innovative, and human-focused FinTech company on a mission to help small businesses make cash flow.”

Source: company website · checked Sep 2, 2026
4
FinchoiceIndirect evidence
Cape Town, South Africa501-1,000234

“Finchoice is an innovative digital financial service provider specialising in fast loans, insurance and VAS products digitally to a growing base of customers in Africa.”

Source: company website · checked Sep 2, 2026
5
JUMOIndirect evidence
Cape Town, South Africa201-500214

“JUMO is a financial technology company that partners with banks, MNOs and other e-commerce players to deliver progressive financial choices to customers in emerging markets across…”

Source: company website · checked Sep 2, 2026
6
WONGAStrong evidence
Cape Town, South Africa501-1,000145

“We are a pioneering international FinTech company, which is disrupting the traditional consumer lending space by providing solutions for “underserved” customers.”

Source: company website · checked Sep 2, 2026
7
GenfinIndirect evidence
Cape Town, South Africa51-20050

“Too big for a standard bank loan?”

Source: company website · checked Sep 2, 2026
8
FASTAPartial evidence
Cape Town, South Africa11-5031

“FASTA is the leading South African fintech dedicated to digital financial solutions.”

Source: company website · checked Sep 2, 2026
9
Mpowa FinancePartial evidence
Johannesburg, South Africa11-5030

“An innovative Fintech operating in the Financial Services sector offering Short Term Loans to individuals.”

Source: company website · checked Sep 2, 2026
10
BizcashIndirect evidence
North, South Africa11-5026

“Cash flow feels more like cash… gone.”

Source: company website · checked Sep 2, 2026
11
Tsheleka GroupIndirect evidence
Hilton, South Africa201-50023

“Tsheleka Group is a well-established, dynamic and innovative registered microlending company.”

Source: company website · checked Sep 2, 2026
12
Profitshare PartnersPartial evidence
Johannesburg, South Africa11-5017

“Empowering SME growth, ProfitShare Partners is a groundbreaking FinTech company providing short-term Business Funding.”

Source: company website · checked Sep 2, 2026
13
Future FinanceIndirect evidence
Umhlanga Ridge Durban, South Africa11-5016

“Future Finance was established in 2003 and has up to date given out in excess of 100 loans with not one complaint lodged against us with our regulating authority.”

Source: company website · checked Sep 2, 2026
14
Bright On CapitalPartial evidence
Bryanston, South Africa1-108

“Bright On Capital is a peer-to-peer online enterprise-lending platform, which serves as an online market place allowing SMEs to simply and quickly raise working capital funding…”

Source: company website · checked Sep 2, 2026
15
Lendlink PTY LTDIndirect evidence
South Africa1-107

“At LendLink our sole mission is to help small business owners secure the funding they need to grow their businesses by linking them to small business loan providers.”

Source: company website · checked Sep 2, 2026
16
Ealliance GroupPartial evidence
Sandton, South Africa51-2004

FinTech company”

Source: company website · checked Sep 2, 2026
17
FundrrIndirect evidence
Sandton, South Africa1-103

“Fundrr is a financial technology company that uses intelligent algorithms to assess businesses and business owners holistically (we’re fancy like that) and therefore are able to…”

Source: company website · checked Sep 2, 2026
18
BetterbancIndirect evidence
Cape Town, South Africa1-102

“We exist to help founders win and keep more equity and control of their business.”

Source: company website · checked Sep 2, 2026
19
FunderjetIndirect evidence
Johannesburg, South Africa11-502

“funderJet is a fully digital transaction platform that revolutionises the way individuals provide secure financial services to one another.”

Source: company website · checked Sep 2, 2026
20
Bid-MeIndirect evidence
Rosebank, South Africa11-501

“BiD-Me is an interactive Open Banking marketplace platform to Financial Service Providers (FSPs), Banks and consumers.”

Source: company website · checked Sep 2, 2026

Showing 20 of 51 fintech lending companies based in South Africa

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Fintech lending companies based in South Africa at a glance

As of Sep 2, 2026
11-50Median size (employees)
Cape TownLargest hub · 11 HQs
119Contacts with mobile numbers
Sep 2, 2026Data refreshed

Companies by employee count

1-10
21
11-50
16
51-200
7
201-500
2
501-1,000
2
1,001-5,000
1
10001+
1

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among fintech lending companies, so some rows will be adjacent to the category rather than pure plays. The description and evidence rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in South Africa whose own description of what they do matches “fintech lending companies”. Matching reads each company's description, not its industry code or its name.
What we exclude
Companies whose own description does not clearly place them among fintech lending companies, and records with no verified work email. Companies headquartered outside South Africa are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and an evidence rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 931 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 2, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

How many fintech lending companies are there based in South Africa?

RevenueBase identified 51 fintech lending companies headquartered in South Africa as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Payjoy, headquartered in Sandton, tops this list with the largest team on record.

Which city has the most fintech lending companies?

Cape Town leads with 11 headquartered companies, followed by Johannesburg (7) and Pretoria (6).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 931 verified decision-maker contacts tracked across these 51 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 2, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.