Company lists · Data refreshed October 2026

Top 25 Credit decisioning platforms based in India

RevenueBase identified 94 company matches for credit decisioning platforms associated with India as of October 2026 and tracks 8,057 professional contacts across them, including 2,151 with verified work emails. Mumbai is the largest hub.

This list covers company matches for credit decisioning platforms associated with India, found by RevenueBase SmartSearch using the meaning of business descriptions in its company graph at Exact. Ranked by professionals tracked, largest first. Rows show recorded descriptions where available, Exact search membership and the snapshot date. Data refreshed October 1, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase SmartSearch · Exact Recorded Oct 1, 2026 How this list was built
94Companies
8,057Contacts tracked
2,151Verified emails
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The 25 largest credit decisioning platforms based in India

Ranked by team size
Top 25 of 94 company matches for credit decisioning platforms based in India, ordered by professional contacts tracked in RevenueBase, largest first. Recorded Oct 1, 2026. The RevenueBase SmartSearch column shows Exact match membership in this saved search. Click a contact count to view that company's people. Totals use company locations recorded by RevenueBase; the displayed preview is a smaller selection.
#CompanyRevenueBase SmartSearchHeadquartersEmployeesContacts
1Exact matchBangalore, IndiaHQ recorded Oct 1, 20261,001-5,0001,449 contacts →

Exact match

“Perfios is India’s largest SaaS-based B2B Techfin company, empowering FIs to take informed decisions in real-time.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
2Exact matchMumbai, IndiaHQ recorded Oct 1, 2026501-1,0001,352 contacts →

Exact match

“Kissht, a consumer-first credit app is transforming consumer credit!”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
3Exact matchPune, IndiaHQ recorded Oct 1, 2026501-1,0001,013 contacts →

Exact match

“Since its inception in July 2019, FPL Technologies has aimed to leverage complex technology to create simple, seamless credit consumption platforms for the tech-savvy customer.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
4Exact matchHyderabad, IndiaHQ recorded Oct 1, 2026201-500737 contacts →

Exact match

“Jocata (a subsidiary of BillDesk) is India’s leading digital transformation partner enabling 50+ large financial institutions in India, ASEAN, and the Middle East to be…”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
5Exact matchAhmedabad, IndiaHQ recorded Oct 1, 2026201-500346 contacts →

Exact match

“OPL is India’s largest digital lending infrastructure company, delivering STP-enabled, future-ready solutions as a true ecosystem creator and financial infrastructure builder for…”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
6Exact matchBangalore, IndiaHQ recorded Oct 1, 2026201-500345 contacts →

Exact match

“FinBox: Powering the Future of Digital Credit with Embedded Finance and AI-First Decisioning FinBox is an AI-native digital lending platform redefining how credit is built and…”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
7Exact matchGurgaon, IndiaHQ recorded Oct 1, 2026201-500326 contacts →

Exact match

“At IndiaLends, we’ve empowered 50M+ customers to access their credit reports and discover the right financial products from 70+ lenders at competitive rates.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
8Exact matchChennai, IndiaHQ recorded Oct 1, 202651-200291 contacts →

Exact match

“CreditMantri was created with the intent to change the way credit is delivered in India by leveraging the power of technology and the digital medium.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
9Exact matchChennai, IndiaHQ recorded Oct 1, 2026201-500251 contacts →

Exact match

“Hotfoot Technology Solutions is a new age FINTECH and CreditTech company, providing optimum end-to-end solutions for digital & automated lending to financial institutions and loan…”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
10Exact matchGurgaon, IndiaHQ recorded Oct 1, 202651-200214 contacts →

Exact match

“ScoreMe delivers full-stack technology platforms that automate and elevate core processes, from data processing to underwriting workflows, risk evaluation, compliance workflows…”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
11Exact matchAhmedabad, IndiaHQ recorded Oct 1, 2026201-500175 contacts →

Exact match

“Accumn is world’s only objective credit decisioning platform powered by AI.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
12Exact matchGurgaon, IndiaHQ recorded Oct 1, 202651-200151 contacts →

Exact match

“Arthmate is a new-age B2B fintech that is pioneering solutions at the intersection of credit risk, technology and data sciences.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
13Exact matchGurgaon, IndiaHQ recorded Oct 1, 2026201-500122 contacts →

Exact match

“RupeeRedee is a digital platform designed to facilitate access to short-term credit through a simple and online process.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
14Exact matchMumbai, IndiaHQ recorded Oct 1, 202651-20083 contacts →

Exact match

“Arya AI delivers transformative, enterprise-grade AI solutions for banks, insurers, and other financial institutions.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
15Exact matchMumbai, IndiaHQ recorded Oct 1, 2026201-50074 contacts →

Exact match

“Karza Technologies ( A Perfios Company ) is the largest data, analytics, automation, and decisioning solution provider to FIs, catering to the entire lending lifecycle from…”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
16Exact matchHyderabad, IndiaHQ recorded Oct 1, 202611-5072 contacts →

Exact match

“Trusted by businesses, Recordent is India’s most comprehensive credit & collections management platform empowering companies to manage credit, streamline collections, & optimize…”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
17Exact matchMumbai, IndiaHQ recorded Oct 1, 202611-5069 contacts →

Exact match

“Building next-gen Risk & Compliance platforms for Transaction Monitoring, Behavioural Biometrics, Data Integration & Regulatory Reporting and Claims Decisioning.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
18Exact matchNew Delhi, IndiaHQ recorded Oct 1, 202651-20058 contacts →

Exact match

“Finplex is a digital lending platform with a single goal of making credit accessible to millions of small businesses in India.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
19Exact matchBangalore, IndiaHQ recorded Oct 1, 202651-20041 contacts →

Exact match

“Our Mission: Democratising financial access with AI for every Indian.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
20Exact matchBangalore, IndiaHQ recorded Oct 1, 202651-20038 contacts →

Exact match

“Crediwatch (CW) is an industry-defining AI/ML-powered fintech and data science company that provides actionable intelligence and predictive analytics on the overall health of…”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
21Exact matchNehru Enclave, IndiaHQ recorded Oct 1, 202611-5034 contacts →

Exact match

“PHOCKET-the new age intelligent lending platform, the perfect amalgamation of artificial intelligence and advance Analytics.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
22Exact matchChennai, IndiaHQ recorded Oct 1, 202651-20030 contacts →

Exact match

“D&B Technologies and Data Services is a wholly owned subsidiary of Dun & Bradstreet South Asia, Middle East Limited.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
23Exact matchNew Delhi, IndiaHQ recorded Oct 1, 202611-5028 contacts →

Exact match

“Vitto - MSME focused FinTech Startup using behavioral data for credit risk profiling and automating credit decisions with AI assistance”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
24Exact matchPune, IndiaHQ recorded Oct 1, 2026201-50022 contacts →

Exact match

“AI Powered Credit Intelligence Fintech Platform | 2M+ Users | 100+ Lending Partners | India’s Most Trusted Digital Lending Ecosystem”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
25Exact matchHyderabad, IndiaHQ recorded Oct 1, 202651-20020 contacts →

Exact match

“CreditVidya is the leading player in the alternative credit scoring space in India.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase

Showing 25 of 94 credit decisioning platforms based in India

See the full list, filter by size, metro and specialty, and access 2,151 tracked professional contacts with verified work emails. Direct dials are available where recorded.

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Credit decisioning platforms based in India at a glance

As of Oct 1, 2026
26.7%Verified-email coverage
85.7Average contacts per company
11-50Median size (employees)
14.9%Largest-city concentration · Mumbai
Oct 1, 2026Page data refreshed

Companies by employee count

1-10
25
11-50
35
51-200
19
201-500
11
501-1,000
3
1,001-5,000
1

Email recency for this list is measured worldwide rather than for India, so it is reported there. Company counts and contact totals on this page are exact for India, over 94 companies.

How this list was built

The recorded descriptions help you assess these company matches. Check a company’s website for its current services and locations.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies
Company records associated with India whose business descriptions match “credit decisioning platforms” by meaning at the Exact setting. Descriptions are compiled in the RevenueBase company graph from public websites, profiles and company information where available; they are not guaranteed quotations from the company's website.
RevenueBase SmartSearch
Describe a niche company in your own words to find businesses by meaning. Exact, Similar, Related and Broad control the breadth of RevenueBase SmartSearch. This saved list uses Exact. Each row's Exact match badge shows inclusion in that search, not an individual score or a service-quality judgment.
Public preview
The public preview omits records without a verified work email. Where headquarters information is recorded, preview rows are also filtered to this page’s location. Dataset totals and geographic summaries describe the full matched records before these preview filters.
Match quality
RevenueBase's August 25, 2026 study assessed 4,198 description/company pairs across matching settings. The publisher reports 86% good or better at Exact. This evaluates the method across queries; it does not audit this individual list. Recorded company descriptions, where available, help you judge each match yourself. Read the full methodology: how the lists are built and what the study measures.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every displayed company carries at least one verified work email. RevenueBase tracks 2,151 professional contacts with verified work emails across the full matched dataset. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on October 1, 2026. Lists refresh periodically as the graph is re-checked.
Record context
Company records and descriptions can change. Check the company's website for its current services and locations.

Frequently asked

What is RevenueBase SmartSearch?

RevenueBase SmartSearch finds niche companies by the meaning of their business descriptions in the RevenueBase company graph. Exact, Similar, Related and Broad control how closely companies must fit your description. This list uses Exact for “credit decisioning platforms”; each Exact match badge shows search membership, not an individual similarity or quality score.

How many credit decisioning platforms are there based in India?

RevenueBase identified 94 company matches for credit decisioning platforms associated with India as of October 2026, using the meaning of business descriptions at Exact. This is the recorded matched set in the RevenueBase company graph.

What is the largest company on this list?

Perfios tops the displayed preview by professional contacts tracked in RevenueBase. Recorded headquarters appear in the company rows.

Which city has the most credit decisioning platforms?

Mumbai leads with 14 company records, followed by Bangalore (12) and Hyderabad (11).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work limited free results with 500 credits to start. Upgrading provides access to the 2,151 professional contacts with verified work emails tracked across these 94 companies; direct dials are available where recorded.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on October 1, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.