Company lists · Data refreshed September 2026
Top 25 Credit decisioning platforms based in India
RevenueBase identified 94 credit decisioning platforms headquartered in India as of September 2026 and tracks 8,057 professional contacts across them, including 2,151 with verified work emails. Mumbai is the largest hub.
This list covers credit decisioning platforms headquartered in India, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 14, 2026.
Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.
The 25 largest credit decisioning platforms based in India
Ranked by team size| # | Company | Contacts | |||
|---|---|---|---|---|---|
| 1 | 1,449 contacts → | ||||
Indirect evidence “Perfios is India’s largest SaaS-based B2B Techfin company, empowering FIs to take informed decisions in real-time.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 2 | 1,352 contacts → | ||||
Partial evidence “Kissht, a consumer-first credit app is transforming consumer credit!” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 3 | 1,013 contacts → | ||||
Strong evidence “Since its inception in July 2019, FPL Technologies has aimed to leverage complex technology to create simple, seamless credit consumption platforms for the tech-savvy customer.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 4 | 737 contacts → | ||||
Indirect evidence “Jocata (a subsidiary of BillDesk) is India’s leading digital transformation partner enabling 50+ large financial institutions in India, ASEAN, and the Middle East to be…” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 5 | 346 contacts → | ||||
Indirect evidence “OPL is India’s largest digital lending infrastructure company, delivering STP-enabled, future-ready solutions as a true ecosystem creator and financial infrastructure builder for…” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 6 | 345 contacts → | ||||
Strong evidence “FinBox: Powering the Future of Digital Credit with Embedded Finance and AI-First Decisioning FinBox is an AI-native digital lending platform redefining how credit is built and…” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 7 | 326 contacts → | ||||
Partial evidence “At IndiaLends, we’ve empowered 50M+ customers to access their credit reports and discover the right financial products from 70+ lenders at competitive rates.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 8 | 291 contacts → | ||||
Partial evidence “CreditMantri was created with the intent to change the way credit is delivered in India by leveraging the power of technology and the digital medium.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 9 | 251 contacts → | ||||
Partial evidence “Hotfoot Technology Solutions is a new age FINTECH and CreditTech company, providing optimum end-to-end solutions for digital & automated lending to financial institutions and loan…” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 10 | 214 contacts → | ||||
Partial evidence “ScoreMe delivers full-stack technology platforms that automate and elevate core processes, from data processing to underwriting workflows, risk evaluation, compliance workflows…” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 11 | 175 contacts → | ||||
Strong evidence “Accumn is world’s only objective credit decisioning platform powered by AI.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 12 | 151 contacts → | ||||
Partial evidence “Arthmate is a new-age B2B fintech that is pioneering solutions at the intersection of credit risk, technology and data sciences.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 13 | 122 contacts → | ||||
Strong evidence “RupeeRedee is a digital platform designed to facilitate access to short-term credit through a simple and online process.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 14 | 83 contacts → | ||||
Indirect evidence “Arya AI delivers transformative, enterprise-grade AI solutions for banks, insurers, and other financial institutions.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 15 | 74 contacts → | ||||
Partial evidence “Karza Technologies ( A Perfios Company ) is the largest data, analytics, automation, and decisioning solution provider to FIs, catering to the entire lending lifecycle from…” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 16 | 72 contacts → | ||||
Strong evidence “Trusted by businesses, Recordent is India’s most comprehensive credit & collections management platform empowering companies to manage credit, streamline collections, & optimize…” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 17 | 69 contacts → | ||||
Strong evidence “Building next-gen Risk & Compliance platforms for Transaction Monitoring, Behavioural Biometrics, Data Integration & Regulatory Reporting and Claims Decisioning.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 18 | 58 contacts → | ||||
Strong evidence “Finplex is a digital lending platform with a single goal of making credit accessible to millions of small businesses in India.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 19 | 41 contacts → | ||||
Indirect evidence “Our Mission: Democratising financial access with AI for every Indian.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 20 | 38 contacts → | ||||
Partial evidence “Crediwatch (CW) is an industry-defining AI/ML-powered fintech and data science company that provides actionable intelligence and predictive analytics on the overall health of…” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 21 | 34 contacts → | ||||
Partial evidence “PHOCKET-the new age intelligent lending platform, the perfect amalgamation of artificial intelligence and advance Analytics.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 22 | 30 contacts → | ||||
Indirect evidence “D&B Technologies and Data Services is a wholly owned subsidiary of Dun & Bradstreet South Asia, Middle East Limited.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 23 | 28 contacts → | ||||
Partial evidence “Vitto - MSME focused FinTech Startup using behavioral data for credit risk profiling and automating credit decisions with AI assistance” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 24 | 22 contacts → | ||||
Strong evidence “AI Powered Credit Intelligence Fintech Platform | 2M+ Users | 100+ Lending Partners | India’s Most Trusted Digital Lending Ecosystem” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 25 | 20 contacts → | ||||
Partial evidence “CreditVidya is the leading player in the alternative credit scoring space in India.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
RevenueBase Smart Search
RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: credit decisioning platforms. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.
- Strong evidence
- The company's own public description of its business names credit decisioning platforms.
- Partial evidence
- Its own public description names part of credit decisioning platforms, so it works in or next to the category without describing itself that way.
- Indirect evidence
- The description shown does not name credit decisioning platforms. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.
RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.
Showing 25 of 94 credit decisioning platforms based in India
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Credit decisioning platforms based in India at a glance
As of Sep 14, 2026Companies by employee count
Email recency for this list is measured worldwide rather than for India, so it is reported there. Company counts and contact totals on this page are exact for India, over 94 companies.
How this list was built
Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among credit decisioning platforms, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.
- Source
- The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
- What qualifies
- Companies headquartered in India whose own description of what they do matches “credit decisioning platforms”. Matching reads each company's description, not its industry code or its name.
- RevenueBase Smart Search
- RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names credit decisioning platforms), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
- What we exclude
- Companies whose own description does not clearly place them among credit decisioning platforms, and records with no verified work email. Companies headquartered outside India are excluded even when they keep an office there.
- Match quality
- In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
- Ranking
- Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
- Verification
- Every listed company carries at least one verified work email, 2,151 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
- Refresh
- This page's figures were pulled from the company graph on September 14, 2026. Lists refresh periodically as the graph is re-checked.
- Corrections
- Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.
Frequently asked
What is RevenueBase Smart Search?
RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names credit decisioning platforms, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.
How many credit decisioning platforms are there based in India?
RevenueBase identified 94 credit decisioning platforms headquartered in India as of September 2026, matched on each company's own description of what it does rather than its industry code.
What is the largest company on this list?
Perfios, headquartered in Bangalore, tops this list with the largest team on record.
Which city has the most credit decisioning platforms?
Mumbai leads with 14 headquartered companies, followed by Hyderabad (11) and Chennai (9).
How do I get contact information for these companies?
A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 2,151 verified decision-maker contacts tracked across these 94 companies.
How current is this list?
The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 14, 2026.
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About this data
RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.
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