Company lists · Data refreshed September 2026

Top 25 Credit decisioning platforms based in the United States

RevenueBase identified 332 company matches for credit decisioning platforms associated with the United States as of September 2026 and tracks 25,680 professional contacts across them, including 9,624 with verified work emails and 9,357 with mobile numbers. New York is the largest hub.

This list covers company matches for credit decisioning platforms associated with the United States, found by RevenueBase SmartSearch using the meaning of business descriptions in its company graph at Exact. Ranked by professionals tracked, largest first. Rows show recorded descriptions where available, Exact search membership and the snapshot date. Data refreshed September 1, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase SmartSearch · Exact Recorded Sep 1, 2026 How this list was built
332Companies
25,680Contacts tracked
9,624Verified emails
9,357Mobile numbers
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The 25 largest credit decisioning platforms based in the United States

Ranked by team size
Top 25 of 332 company matches for credit decisioning platforms based in the United States, ordered by professional contacts tracked in RevenueBase, largest first. Recorded Sep 1, 2026. The RevenueBase SmartSearch column shows Exact match membership in this saved search. Click a contact count to view that company's people. Totals use company locations recorded by RevenueBase; the displayed preview is a smaller selection.
#CompanyRevenueBase SmartSearchHeadquartersEmployeesContacts
1Exact matchDuluth, GA, United States10001+6,572 contacts →

Exact match

“At LexisNexis Risk Solutions®, we believe in using data for good to solve problems and make a positive impact on people, industry and society.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
2Exact matchSan Jose, CA, United States1,001-5,0005,103 contacts →

Exact match

“FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
3Exact matchColumbus, OH, United States1,001-5,0001,711 contacts →

Exact match

“Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
4Exact matchSalt Lake City, UT, United States1,001-5,000969 contacts →

Exact match

“Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
5Exact matchIrvine, CA, United States501-1,000682 contacts →

Exact match

“Making lending human for banks, credit unions, and mortgage lenders.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
6Exact matchAustin, TX, United States501-1,000629 contacts →

Exact match

“Abrigo provides market-leading compliance, credit risk, and lending solutions to enable its customers to think bigger, allowing them to both manage risk and drive growth.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
7Exact matchRichardson, TX, United States201-500579 contacts →

Exact match

“Founded in 1980, ARGO is a leader in mission-critical and analytical software.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
8Exact matchRichmond, VA, United States501-1,000439 contacts →

Exact match

“Mission Lane is a purpose-driven fintech company that leverages advanced technology, data analytics, and machine learning to provide a dignified customer experience to people who…”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
9Exact matchBoston, MA, United States201-500384 contacts →

Exact match

“Lendbuzz is an AI-based auto finance platform that helps consumers obtain fair access to credit when purchasing a car.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
10Exact matchNew York, NY, United States201-500346 contacts →

Exact match

“bluCognition enhances clients’ data and analytics capabilities by leveraging advanced AI and machine learning to transform and analyze alternative data sources - combining…”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
11Exact matchNew York, NY, United States201-500291 contacts →

Exact match

“Array is an embeddable platform that complements the existing product experience for many of the world’s leading fintechs, financial institutions, and digital brands.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
12Exact matchMiami, FL, United States201-500282 contacts →

Exact match

“Provenir is redefining how leading enterprises manage risk, personalize customer experiences and drive growth with Decision Intelligence.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
13Exact matchNew York, NY, United States201-500282 contacts →

Exact match

“About Biz2X Biz2X is a global leader in digital lending technology, providing a sophisticated SaaS ecosystem that empowers financial institutions and modern enterprises to scale…”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
14Exact matchKennesaw, GA, United States201-500262 contacts →

Exact match

“LendingPoint is a consumer lender headquartered in metro Atlanta, Georgia offering unsecured personal loans of to $36,500 to qualified borrowers across 42 states.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
15Exact matchFarmington, UT, United States201-500251 contacts →

Exact match

“Today, credit providers are stuck choosing between outdated legacy systems, new market entrants without scale, or in-house tools that increase your operating expense.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
16Exact matchBurbank, CA, United States51-200214 contacts →

Exact match

“Since 2009, Zest AI has been innovating and perfecting AI technology with a mission to broaden access to lending using smarter, more efficient AI.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
17Exact matchNew York, NY, United States201-500189 contacts →

Exact match

“Taktile empowers financial institutions to quickly unlock AI-driven efficiencies across the customer lifecycle, reducing manual work while optimizing decisions and enabling…”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
18Exact matchAustin, TX, United States201-500174 contacts →

Exact match

“Open Lending specializes in loan analytics, risk-based pricing, risk modeling and automated decision technology for automotive lenders throughout the United States.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
19Exact matchSanta Barbara, CA, United States51-200171 contacts →

Exact match

“Lend Better.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
20Exact matchNew York Ny New York, NY, United States51-200168 contacts →

Exact match

“Founded in 2014, Scienaptic AI was built with the mission to drive financial inclusion at scale through AI-driven credit decisioning.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
21Exact matchMountain View, CA, United States51-200167 contacts →

Exact match

“DataVisor is the AI-native real-time decisioning engine for fraud and financial crime prevention.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
22Exact matchWilmington, DE, United States51-200151 contacts →

Exact match

“Think360.ai helps enterprises harness living data to drive smarter decisions, growth, and resilience.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
23Exact matchSan Antonio, TX, United States201-500147 contacts →

Exact match

“a360inc powers the future of legal and credit risk management with solutions built on scalable platforms and proven reliability-delivering workflow, reporting, and vendor…”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
24Exact matchPalo Alto, CA, United States201-500144 contacts →

Exact match

“Oscilar powers real-time risk decisioning across fraud, credit, and compliance with a single, unified solution.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase
25Exact matchStamford, CT, United States51-200143 contacts →

Exact match

“RiskSpan uncovers insights and mitigates risk for mortgage loans and structured products.”

Recorded in the RevenueBase company graph · Sep 1, 2026 · View company records in RevenueBase

Showing 25 of 332 credit decisioning platforms based in the United States

See the full list, filter by size, metro and specialty, and access 9,624 tracked professional contacts with verified work emails. Direct dials are available where recorded.

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Credit decisioning platforms based in the United States at a glance

As of Sep 1, 2026
37.5%Verified-email coverage
36.4%Mobile-number coverage
77.3Average contacts per company
11-50Median size (employees)
11.4%Largest-city concentration · New York
Sep 1, 2026Page data refreshed

Companies by employee count

1-10
118
11-50
130
51-200
49
201-500
22
501-1,000
6
1,001-5,000
4
5,001-10,000
1
10001+
2

How this list was built

The recorded descriptions help you assess these company matches. Check a company’s website for its current services and locations.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies
Company records associated with the United States whose business descriptions match “credit decisioning platforms” by meaning at the Exact setting. Descriptions are compiled in the RevenueBase company graph from public websites, profiles and company information where available; they are not guaranteed quotations from the company's website.
RevenueBase SmartSearch
Describe a niche company in your own words to find businesses by meaning. Exact, Similar, Related and Broad control the breadth of RevenueBase SmartSearch. This saved list uses Exact. Each row's Exact match badge shows inclusion in that search, not an individual score or a service-quality judgment.
Public preview
The public preview omits records without a verified work email. Where headquarters information is recorded, preview rows are also filtered to this page’s location. Dataset totals and geographic summaries describe the full matched records before these preview filters.
Match quality
RevenueBase's August 25, 2026 study assessed 4,198 description/company pairs across matching settings. The publisher reports 86% good or better at Exact. This evaluates the method across queries; it does not audit this individual list. Recorded company descriptions, where available, help you judge each match yourself. Read the full methodology: how the lists are built and what the study measures.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every displayed company carries at least one verified work email. RevenueBase tracks 9,624 professional contacts with verified work emails across the full matched dataset. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 1, 2026. Lists refresh periodically as the graph is re-checked.
Record context
Company records and descriptions can change. Check the company's website for its current services and locations.

Credit decisioning platforms by metro

Frequently asked

What is RevenueBase SmartSearch?

RevenueBase SmartSearch finds niche companies by the meaning of their business descriptions in the RevenueBase company graph. Exact, Similar, Related and Broad control how closely companies must fit your description. This list uses Exact for “credit decisioning platforms”; each Exact match badge shows search membership, not an individual similarity or quality score.

How many credit decisioning platforms are there based in the United States?

RevenueBase identified 332 company matches for credit decisioning platforms associated with the United States as of September 2026, using the meaning of business descriptions at Exact. This is the recorded matched set in the RevenueBase company graph.

What is the largest company on this list?

Lexisnexis Risk Solutions tops the displayed preview by professional contacts tracked in RevenueBase. Recorded headquarters appear in the company rows.

Which city has the most credit decisioning platforms?

New York leads with 38 company records, followed by San Francisco (24) and Miami (19).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work limited free results with 500 credits to start. Upgrading provides access to the 9,624 professional contacts with verified work emails tracked across these 332 companies; direct dials are available where recorded.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 1, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.