Company lists · Data refreshed September 2026

Top 25 Credit decisioning platforms based in the United States

Name: Credit decisioning platforms based in the United States
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 1, 2026 332 companies tracked

RevenueBase identified 332 credit decisioning platforms headquartered in the United States as of September 2026 and tracks 25,680 professional contacts across them, including 9,624 with verified work emails and 9,357 with mobile numbers. New York is the largest hub.

This list covers credit decisioning platforms headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 1, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase Smart Search rating on every row Refreshed Sep 1, 2026 86% judged on-target in blind review

332Companies

25,680Contacts tracked

9,624Verified emails

9,357Mobile numbers

Explore this list → Free signup · no credit card · 500 free credits

The 25 largest credit decisioning platforms based in the United States

Ranked by team size

Top 25 of 332 credit decisioning platforms based in the United States, ranked by team size, largest first. Data refreshed Sep 1, 2026. RevenueBase Smart Search rates how each company's information relates to credit decisioning platforms: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#	Company	RevenueBase Smart Search	Headquarters	Employees	Contacts
1	Lexisnexis Risk Solutions	Indirect evidence	Duluth, GA, United States	10001+	6,572 contacts →
	Indirect evidence “At LexisNexis Risk Solutions®, we believe in using data for good to solve problems and make a positive impact on people, industry and society.” Source: RevenueBase Database · checked Sep 1, 2026
2	FICO	Indirect evidence	San Jose, CA, United States	1,001-5,000	5,103 contacts →
	Indirect evidence “FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper.” Source: RevenueBase Database · checked Sep 1, 2026
3	Upstart	Partial evidence	Columbus, OH, United States	1,001-5,000	1,711 contacts →
	Partial evidence “Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…” Source: RevenueBase Database · checked Sep 1, 2026
4	Snap Finance	Partial evidence	Salt Lake City, UT, United States	1,001-5,000	969 contacts →
	Partial evidence “Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need.” Source: RevenueBase Database · checked Sep 1, 2026
5	Meridianlink	Partial evidence	Irvine, CA, United States	501-1,000	682 contacts →
	Partial evidence “Making lending human for banks, credit unions, and mortgage lenders.” Source: RevenueBase Database · checked Sep 1, 2026
6	Abrigo	Partial evidence	Austin, TX, United States	501-1,000	629 contacts →
	Partial evidence “Abrigo provides market-leading compliance, credit risk, and lending solutions to enable its customers to think bigger, allowing them to both manage risk and drive growth.” Source: RevenueBase Database · checked Sep 1, 2026
7	ARGO	Indirect evidence	Richardson, TX, United States	201-500	579 contacts →
	Indirect evidence “Founded in 1980, ARGO is a leader in mission-critical and analytical software.” Source: RevenueBase Database · checked Sep 1, 2026
8	Mission Lane	Indirect evidence	Richmond, VA, United States	501-1,000	439 contacts →
	Indirect evidence “Mission Lane is a purpose-driven fintech company that leverages advanced technology, data analytics, and machine learning to provide a dignified customer experience to people who…” Source: RevenueBase Database · checked Sep 1, 2026
9	Lendbuzz	Strong evidence	Boston, MA, United States	201-500	384 contacts →
	Strong evidence “Lendbuzz is an AI-based auto finance platform that helps consumers obtain fair access to credit when purchasing a car.” Source: RevenueBase Database · checked Sep 1, 2026
10	Blucognition	Indirect evidence	New York, NY, United States	201-500	346 contacts →
	Indirect evidence “bluCognition enhances clients’ data and analytics capabilities by leveraging advanced AI and machine learning to transform and analyze alternative data sources - combining…” Source: RevenueBase Database · checked Sep 1, 2026
11	ARRAY	Partial evidence	New York, NY, United States	201-500	291 contacts →
	Partial evidence “Array is an embeddable platform that complements the existing product experience for many of the world’s leading fintechs, financial institutions, and digital brands.” Source: RevenueBase Database · checked Sep 1, 2026
12	Provenir	Indirect evidence	Miami, FL, United States	201-500	282 contacts →
	Indirect evidence “Provenir is redefining how leading enterprises manage risk, personalize customer experiences and drive growth with Decision Intelligence.” Source: RevenueBase Database · checked Sep 1, 2026
13	Biz2x	Indirect evidence	New York, NY, United States	201-500	282 contacts →
	Indirect evidence “About Biz2X Biz2X is a global leader in digital lending technology, providing a sophisticated SaaS ecosystem that empowers financial institutions and modern enterprises to scale…” Source: RevenueBase Database · checked Sep 1, 2026
14	Lendingpoint	Indirect evidence	Kennesaw, GA, United States	201-500	262 contacts →
	Indirect evidence “LendingPoint is a consumer lender headquartered in metro Atlanta, Georgia offering unsecured personal loans of to $36,500 to qualified borrowers across 42 states.” Source: RevenueBase Database · checked Sep 1, 2026
15	Loanpro	Partial evidence	Farmington, UT, United States	201-500	251 contacts →
	Partial evidence “Today, credit providers are stuck choosing between outdated legacy systems, new market entrants without scale, or in-house tools that increase your operating expense.” Source: RevenueBase Database · checked Sep 1, 2026
16	Zest AI	Indirect evidence	Burbank, CA, United States	51-200	214 contacts →
	Indirect evidence “Since 2009, Zest AI has been innovating and perfecting AI technology with a mission to broaden access to lending using smarter, more efficient AI.” Source: RevenueBase Database · checked Sep 1, 2026
17	Taktile	Indirect evidence	New York, NY, United States	201-500	189 contacts →
	Indirect evidence “Taktile empowers financial institutions to quickly unlock AI-driven efficiencies across the customer lifecycle, reducing manual work while optimizing decisions and enabling…” Source: RevenueBase Database · checked Sep 1, 2026
18	Open Lending	Indirect evidence	Austin, TX, United States	201-500	174 contacts →
	Indirect evidence “Open Lending specializes in loan analytics, risk-based pricing, risk modeling and automated decision technology for automotive lenders throughout the United States.” Source: RevenueBase Database · checked Sep 1, 2026
19	Baker Hill	Indirect evidence	Santa Barbara, CA, United States	51-200	171 contacts →
	Indirect evidence “Lend Better.” Source: RevenueBase Database · checked Sep 1, 2026
20	Scienaptic AI	Strong evidence	New York Ny New York, NY, United States	51-200	168 contacts →
	Strong evidence “Founded in 2014, Scienaptic AI was built with the mission to drive financial inclusion at scale through AI-driven credit decisioning.” Source: RevenueBase Database · checked Sep 1, 2026
21	Datavisor	Partial evidence	Mountain View, CA, United States	51-200	167 contacts →
	Partial evidence “DataVisor is the AI-native real-time decisioning engine for fraud and financial crime prevention.” Source: RevenueBase Database · checked Sep 1, 2026
22	think360.ai	Indirect evidence	Wilmington, DE, United States	51-200	151 contacts →
	Indirect evidence “Think360.ai helps enterprises harness living data to drive smarter decisions, growth, and resilience.” Source: RevenueBase Database · checked Sep 1, 2026
23	A360inc	Strong evidence	San Antonio, TX, United States	201-500	147 contacts →
	Strong evidence “a360inc powers the future of legal and credit risk management with solutions built on scalable platforms and proven reliability-delivering workflow, reporting, and vendor…” Source: RevenueBase Database · checked Sep 1, 2026
24	Oscilar	Strong evidence	Palo Alto, CA, United States	201-500	144 contacts →
	Strong evidence “Oscilar powers real-time risk decisioning across fraud, credit, and compliance with a single, unified solution.” Source: RevenueBase Database · checked Sep 1, 2026
25	Riskspan	Indirect evidence	Stamford, CT, United States	51-200	143 contacts →
	Indirect evidence “RiskSpan uncovers insights and mitigates risk for mortgage loans and structured products.” Source: RevenueBase Database · checked Sep 1, 2026

RevenueBase Smart Search

RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: credit decisioning platforms. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.

Strong evidence: The company's own public description of its business names credit decisioning platforms.
Partial evidence: Its own public description names part of credit decisioning platforms, so it works in or next to the category without describing itself that way.
Indirect evidence: The description shown does not name credit decisioning platforms. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.

RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.

Showing 25 of 332 credit decisioning platforms based in the United States

See the full list, filter by size, metro and specialty, and get verified emails and direct dials for all 9,624 reachable decision-makers.

Free signup · no credit card

View the full list →

Credit decisioning platforms based in the United States at a glance

As of Sep 1, 2026

37.5%Verified-email coverage

36.4%Mobile-number coverage

77.3Average contacts per company

11-50Median size (employees)

11.4%Largest-city concentration · New York

Sep 1, 2026Page data refreshed

Companies by employee count

1-10

118

11-50

130

51-200

201-500

501-1,000

1,001-5,000

5,001-10,000

10001+

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among credit decisioning platforms, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in the United States whose own description of what they do matches “credit decisioning platforms”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search: RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names credit decisioning platforms), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude: Companies whose own description does not clearly place them among credit decisioning platforms, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 9,624 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 1, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Credit decisioning platforms by metro

Credit decisioning platforms in New York38

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names credit decisioning platforms, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many credit decisioning platforms are there based in the United States?

RevenueBase identified 332 credit decisioning platforms headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Lexisnexis Risk Solutions, headquartered in Duluth, tops this list with the largest team on record.

Which city has the most credit decisioning platforms?

New York leads with 38 headquartered companies, followed by San Francisco (24) and Miami (19).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 9,624 verified decision-maker contacts tracked across these 332 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 1, 2026.

Ready to reach these companies? Verified emails and direct dials for all 332 credit decisioning platforms based in the United States. Start with a free account, no credit card.

Download this list →

Related lists

Credit decisioning platforms by geography

Browse the directory

About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.