Company lists · Data refreshed September 2026

Top 25 Working capital loan companies based in Australia

RevenueBase identified 131 working capital loan companies headquartered in Australia as of September 2026 and tracks 2,048 professional contacts across them, including 1,142 with verified work emails. Sydney is the largest hub.

This list covers working capital loan companies headquartered in Australia, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 22, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 22, 2026 86% judged on-target in blind review
131Companies
2,048Contacts tracked
1,142Verified emails
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The 25 largest working capital loan companies based in Australia

Ranked by team size
Top 25 of 131 working capital loan companies based in Australia, ranked by team size, largest first. Data refreshed Sep 22, 2026. RevenueBase Smart Search rates how each company's information relates to working capital loan companies: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Indirect evidenceSydney, AustraliaHQ checked Sep 22, 2026201-500293 contacts →

Indirect evidence

“ScotPac is Australia and New Zealand’s largest non-bank SME business lender, providing funding to small, medium and large businesses from start-ups to enterprises exceeding $2.25…”

Source: RevenueBase Database · checked Sep 22, 2026
2Indirect evidenceSydney, AustraliaHQ checked Sep 22, 2026201-500267 contacts →

Indirect evidence

“At Prospa, we're on a mission to make financial management simpler for small businesses across Australia.”

Source: RevenueBase Database · checked Sep 22, 2026
3Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202651-200173 contacts →

Indirect evidence

“At Lumi, we believe business finance should be simple, flexible, and built for today’s pace.”

Source: RevenueBase Database · checked Sep 22, 2026
4Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202651-200115 contacts →

Indirect evidence

“Finstro finance fits the business, not the other way around.”

Source: RevenueBase Database · checked Sep 22, 2026
5Indirect evidenceMelbourne, AustraliaHQ checked Sep 22, 2026201-500108 contacts →

Indirect evidence

“Bizcap is a global non-bank business lender offering fast, flexible funding to SMEs in Australia, New Zealand, Singapore, the UK, Europe, Canada, and the United States as NewCo…”

Source: RevenueBase Database · checked Sep 22, 2026
6Indirect evidenceHaymarket, AustraliaHQ checked Sep 22, 202651-20099 contacts →

Indirect evidence

“More.”

Source: RevenueBase Database · checked Sep 22, 2026
7Indirect evidenceNorth Sydney, AustraliaHQ checked Sep 22, 202651-20094 contacts →

Indirect evidence

“Earlypay is making business finance simple with innovative Invoice and Equipment Finance.”

Source: RevenueBase Database · checked Sep 22, 2026
8Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202651-20094 contacts →

Indirect evidence

“OnDeck Australia is a leading online lender built for small business.”

Source: RevenueBase Database · checked Sep 22, 2026
9Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202651-20084 contacts →

Indirect evidence

“Dynamoney is a leading lending partner for SME businesses looking to grow, manage cash flow, and succeed in today’s complex and competitive landscape.”

Source: RevenueBase Database · checked Sep 22, 2026
10Indirect evidenceSurry Hills, AustraliaHQ checked Sep 22, 202651-20071 contacts →

Indirect evidence

“Octet powers businesses with innovative trade finance, debtor finance and supply chain finance solutions, underpinned by a world-class proprietary platform.”

Source: RevenueBase Database · checked Sep 22, 2026
11Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202651-20068 contacts →

Indirect evidence

“Thorn Group Limited (ASX: TGA) is a financial services organisation that provides commercial financing solutions.”

Source: RevenueBase Database · checked Sep 22, 2026
12Indirect evidenceParramatta, AustraliaHQ checked Sep 22, 202611-5056 contacts →

Indirect evidence

“Capify is Australia’s first alternative business lender, proudly supporting Aussie businesses for over 15 years.”

Source: RevenueBase Database · checked Sep 22, 2026
13Partial evidenceMelbourne, AustraliaHQ checked Sep 22, 202611-5054 contacts →

Partial evidence

“Banjo is an online lender providing secured and unsecured loans to small business.”

Source: RevenueBase Database · checked Sep 22, 2026
14Indirect evidenceMelbourne, AustraliaHQ checked Sep 22, 202651-20043 contacts →

Indirect evidence

“Do More.”

Source: RevenueBase Database · checked Sep 22, 2026
15Indirect evidenceBarangaroo, AustraliaHQ checked Sep 22, 202611-5025 contacts →

Indirect evidence

“At Quest, we exist to fund the business owners that traditional lenders overlook.”

Source: RevenueBase Database · checked Sep 22, 2026
16Indirect evidenceGold Coast, AustraliaHQ checked Sep 22, 202611-5023 contacts →

Indirect evidence

“ProLend Solutions works with you when the banks are not able to provide a finance solution for your business, because your situation doesn’t tick all the boxes.”

Source: RevenueBase Database · checked Sep 22, 2026
17Partial evidenceBella Vista, AustraliaHQ checked Sep 22, 202611-5016 contacts →

Partial evidence

“TRUCAP provides alternative business loans that are faster and more flexible than traditional bank loans, aiming to offer quicker approval processes and more adaptable solutions.”

Source: RevenueBase Database · checked Sep 22, 2026
18Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202611-5015 contacts →

Indirect evidence

“Grapple is an Australian SME funding provider located in Sydney, NSW.”

Source: RevenueBase Database · checked Sep 22, 2026
19Indirect evidenceBella Vista, AustraliaHQ checked Sep 22, 202611-5011 contacts →

Indirect evidence

“At Funds Now, we specialise in providing rapid access to business finance ranging from to empowering your business with the financial resources it needs to thrive.”

Source: RevenueBase Database · checked Sep 22, 2026
20Partial evidenceMilton, AustraliaHQ checked Sep 22, 202611-5011 contacts →

Partial evidence

“CFI Finance provides leases, loans, and other financial products that help our customers establish new businesses or grow and develop existing ones.”

Source: RevenueBase Database · checked Sep 22, 2026
21Indirect evidenceAdelaide, AustraliaHQ checked Sep 22, 20261-108 contacts →

Indirect evidence

“We help solve the cashflow problems of small businesses that sell goods or services on credit terms.”

Source: RevenueBase Database · checked Sep 22, 2026
22Partial evidenceSydney, AustraliaHQ checked Sep 22, 202611-508 contacts →

Partial evidence

“ARC Capital Group: Your Trusted Partner in Commercial Lending Solutions At ARC Capital Group, we empower you to achieve more for your SMEs clients with seamless, secured lending…”

Source: RevenueBase Database · checked Sep 22, 2026
23Indirect evidenceBrisbane, AustraliaHQ checked Sep 22, 20261-108 contacts →

Indirect evidence

“Don’t let cashflow get in the way of growing your business.”

Source: RevenueBase Database · checked Sep 22, 2026
24Strong evidenceSydney, AustraliaHQ checked Sep 22, 20261-108 contacts →

Strong evidence

“Acquired by x15ventures in 2023, Waddle’s digital platform now powers CommBank's Stream Working Capital product, helping Australia's small business owners to unlock cash tied up…”

Source: RevenueBase Database · checked Sep 22, 2026
25Partial evidenceWaterloo, AustraliaHQ checked Sep 22, 202611-507 contacts →

Partial evidence

“Hermes Capital is a specialist provider of cashflow finance to Australian SMEs seeking opportunities to recapitalise or grow their business We provide a range of asset finance…”

Source: RevenueBase Database · checked Sep 22, 2026

Showing 25 of 131 working capital loan companies based in Australia

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Working capital loan companies based in Australia at a glance

As of Sep 22, 2026
55.8%Verified-email coverage
15.6Average contacts per company
1-10Median size (employees)
26.7%Largest-city concentration · Sydney
Sep 22, 2026Page data refreshed

Companies by employee count

1-10
83
11-50
31
51-200
12
201-500
4
1,001-5,000
1

Email recency for this list is measured worldwide rather than for Australia, so it is reported there. Company counts and contact totals on this page are exact for Australia, over 131 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among working capital loan companies, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in Australia whose own description of what they do matches “working capital loan companies”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names working capital loan companies), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among working capital loan companies, and records with no verified work email. Companies headquartered outside Australia are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 1,142 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 22, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Working capital loan companies by metro

  • Working capital loan companies in Sydney35

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names working capital loan companies, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many working capital loan companies are there based in Australia?

RevenueBase identified 131 working capital loan companies headquartered in Australia as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Scotpac Business Finance, headquartered in Sydney, tops this list with the largest team on record.

Which city has the most working capital loan companies?

Sydney leads with 35 headquartered companies, followed by Melbourne (21) and Brisbane (8).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,142 verified decision-maker contacts tracked across these 131 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 22, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.