Company lists · Data refreshed September 2026

Top 25 Working capital lenders based in the United Kingdom

RevenueBase identified 197 working capital lenders headquartered in the United Kingdom as of September 2026 and tracks 2,845 professional contacts across them, including 1,580 with verified work emails. London is the largest hub.

This list covers working capital lenders headquartered in the United Kingdom, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 22, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 22, 2026 86% judged on-target in blind review
197Companies
2,845Contacts tracked
1,580Verified emails
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The 25 largest working capital lenders based in the United Kingdom

Ranked by team size
Top 25 of 197 working capital lenders based in the United Kingdom, ranked by team size, largest first. Data refreshed Sep 22, 2026. RevenueBase Smart Search rates how each company's information relates to working capital lenders: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Indirect evidenceWest End, United KingdomHQ checked Sep 22, 2026201-500515 contacts →

Indirect evidence

“iwoca was founded to expand possibilities for small businesses.”

Source: RevenueBase Database · checked Sep 22, 2026
2Indirect evidenceBrighton, United KingdomHQ checked Sep 22, 20261,001-5,000175 contacts →

Indirect evidence

“Close Brothers Invoice Finance is a leading independent provider of invoice finance services.”

Source: RevenueBase Database · checked Sep 22, 2026
3Indirect evidenceReading, United KingdomHQ checked Sep 22, 202651-200162 contacts →

Indirect evidence

“eCapital are committed to supporting UK small and medium-sized businesses by providing the funding solutions they need, when they need it.”

Source: RevenueBase Database · checked Sep 22, 2026
4Indirect evidenceStaines-upon-thames, United KingdomHQ checked Sep 22, 20261,001-5,000150 contacts →

Indirect evidence

“Novuna Business Finance is the UK’s fifth largest asset finance provider, offering innovative funding solutions to future proof businesses including credit automation for faster…”

Source: RevenueBase Database · checked Sep 22, 2026
5Indirect evidenceBath, United KingdomHQ checked Sep 22, 202651-200142 contacts →

Indirect evidence

“Time Finance plc is an AIM-listed business specialising in the provision of funding solutions to UK businesses seeking to access the finance they need to realise their growth…”

Source: RevenueBase Database · checked Sep 22, 2026
6Indirect evidenceAltrincham, United KingdomHQ checked Sep 22, 202651-20090 contacts →

Indirect evidence

“If you have exciting and ambitious growth plans for your business, or want to maintain its existing success, we're here to offer a hand.”

Source: RevenueBase Database · checked Sep 22, 2026
7Indirect evidenceLondon, United KingdomHQ checked Sep 22, 202651-20086 contacts →

Indirect evidence

“365 Finance are changing the way small and medium sized business owners obtain funding, with fast and flexible merchant cash advance solutions.”

Source: RevenueBase Database · checked Sep 22, 2026
8Strong evidenceLondon, United KingdomHQ checked Sep 22, 202651-20070 contacts →

Strong evidence

“Founded in 2019, Uncapped provides working capital lines from $10k to $2m to growing ecommerce brands, retailers and sellers allowing founders to access fair and flexible finance.”

Source: RevenueBase Database · checked Sep 22, 2026
9Indirect evidenceBirmingham, United KingdomHQ checked Sep 22, 202651-20059 contacts →

Indirect evidence

“Find us over on Lovey.”

Source: RevenueBase Database · checked Sep 22, 2026
10Indirect evidenceChelmsford, United KingdomHQ checked Sep 22, 202651-20053 contacts →

Indirect evidence

“4Syte offers a range of services to SMEs, addressing how best to solve their cashflow needs or longer-term structural funding.”

Source: RevenueBase Database · checked Sep 22, 2026
11Indirect evidenceSouth Normanton, United KingdomHQ checked Sep 22, 202651-20050 contacts →

Indirect evidence

“At MAF Finance Group, we have an appetite for ‘yes’.”

Source: RevenueBase Database · checked Sep 22, 2026
12Indirect evidenceWarrington, United KingdomHQ checked Sep 22, 202611-5048 contacts →

Indirect evidence

“Quickly funding key activities for your business.”

Source: RevenueBase Database · checked Sep 22, 2026
13Indirect evidenceMilton Keynes, United KingdomHQ checked Sep 22, 202611-5048 contacts →

Indirect evidence

“Keep moving forward with a finance solution that suits your business needs!”

Source: RevenueBase Database · checked Sep 22, 2026
14Indirect evidenceHornchurch, United KingdomHQ checked Sep 22, 202611-5038 contacts →

Indirect evidence

“Clear Business Finance the new trading name of Clear Asset Finance Limited.”

Source: RevenueBase Database · checked Sep 22, 2026
15Indirect evidenceLondon, United KingdomHQ checked Sep 22, 202611-5038 contacts →

Indirect evidence

“At Funding Bay, we play matchmaker between those who have money to lend and those who need money to grow.”

Source: RevenueBase Database · checked Sep 22, 2026
16Indirect evidenceBristol, United KingdomHQ checked Sep 22, 202611-5037 contacts →

Indirect evidence

“A dynamic SME finance business giving you fast access to the money tied up in your unpaid invoices.”

Source: RevenueBase Database · checked Sep 22, 2026
17Indirect evidenceMilton Keynes, United KingdomHQ checked Sep 22, 202611-5036 contacts →

Indirect evidence

“We Champion Your Vision.”

Source: RevenueBase Database · checked Sep 22, 2026
18Indirect evidenceDidsbury, United KingdomHQ checked Sep 22, 202611-5032 contacts →

Indirect evidence

“At Apollo Business Finance, we believe in one simple truth: a business can’t grow if it’s waiting to be paid.”

Source: RevenueBase Database · checked Sep 22, 2026
19Indirect evidenceLondon, United KingdomHQ checked Sep 22, 202611-5032 contacts →

Indirect evidence

“At mcl, we understand business finance.”

Source: RevenueBase Database · checked Sep 22, 2026
20Partial evidenceWindsor, United KingdomHQ checked Sep 22, 202611-5030 contacts →

Partial evidence

“Cubefunder is an SME fintech lender providing flexible business loans designed to support growing businesses across England and Wales.”

Source: RevenueBase Database · checked Sep 22, 2026
21Indirect evidenceYork, United KingdomHQ checked Sep 22, 202611-5030 contacts →

Indirect evidence

“One Stop Business Finance was founded in 2014 by Andrew Mackenzie, who had the desire to fill a gap.”

Source: RevenueBase Database · checked Sep 22, 2026
22Strong evidenceLondon, United KingdomHQ checked Sep 22, 202611-5025 contacts →

Strong evidence

“Lenkie helps small and medium-sized businesses unlock instant working capital and seamlessly manage accounts payable, all from one platform Pay suppliers instantly through a…”

Source: RevenueBase Database · checked Sep 22, 2026
23Indirect evidenceLondon, United KingdomHQ checked Sep 22, 202611-5025 contacts →

Indirect evidence

“Fast, Flexible and Simple Business Finance Business Loans up to Same day funding”

Source: RevenueBase Database · checked Sep 22, 2026
24Strong evidenceLondon, United KingdomHQ checked Sep 22, 202611-5024 contacts →

Strong evidence

“Silver Birch Finance delivers working capital solutions to high grade corporate clients, across multiple sectors.”

Source: RevenueBase Database · checked Sep 22, 2026
25Indirect evidenceLondon, United KingdomHQ checked Sep 22, 2026201-50024 contacts →

Indirect evidence

“Syscap provides short-term finance solutions for professions and SMEs that need to spread the cost of recurring or one-off, high-value expenses.”

Source: RevenueBase Database · checked Sep 22, 2026

Showing 25 of 197 working capital lenders based in the United Kingdom

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Working capital lenders based in the United Kingdom at a glance

As of Sep 22, 2026
55.5%Verified-email coverage
14.4Average contacts per company
1-10Median size (employees)
27.4%Largest-city concentration · London
Sep 22, 2026Page data refreshed

Companies by employee count

1-10
122
11-50
55
51-200
13
201-500
3
1,001-5,000
3

Email recency for this list is measured worldwide rather than for United Kingdom, so it is reported there. Company counts and contact totals on this page are exact for United Kingdom, over 197 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among working capital lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United Kingdom whose own description of what they do matches “working capital lenders”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names working capital lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among working capital lenders, and records with no verified work email. Companies headquartered outside United Kingdom are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 1,580 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 22, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Working capital lenders by metro

  • Working capital lenders in London54

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names working capital lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many working capital lenders are there based in the United Kingdom?

RevenueBase identified 197 working capital lenders headquartered in the United Kingdom as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

IWOCA, headquartered in West End, tops this list with the largest team on record.

Which city has the most working capital lenders?

London leads with 54 headquartered companies, followed by Manchester (13) and Birmingham (5).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,580 verified decision-maker contacts tracked across these 197 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 22, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.