Company lists · Data refreshed September 2026

Top 25 Working capital lenders based in Australia

RevenueBase identified 103 working capital lenders headquartered in Australia as of September 2026 and tracks 1,562 professional contacts across them, including 832 with verified work emails. Sydney is the largest hub.

This list covers working capital lenders headquartered in Australia, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 22, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 22, 2026 86% judged on-target in blind review
103Companies
1,562Contacts tracked
832Verified emails
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The 25 largest working capital lenders based in Australia

Ranked by team size
Top 25 of 103 working capital lenders based in Australia, ranked by team size, largest first. Data refreshed Sep 22, 2026. RevenueBase Smart Search rates how each company's information relates to working capital lenders: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Partial evidenceSydney, AustraliaHQ checked Sep 22, 2026201-500293 contacts →

Partial evidence

“ScotPac is Australia and New Zealand’s largest non-bank SME business lender, providing funding to small, medium and large businesses from start-ups to enterprises exceeding $2.25…”

Source: RevenueBase Database · checked Sep 22, 2026
2Indirect evidenceSydney, AustraliaHQ checked Sep 22, 2026201-500267 contacts →

Indirect evidence

“At Prospa, we're on a mission to make financial management simpler for small businesses across Australia.”

Source: RevenueBase Database · checked Sep 22, 2026
3Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202651-200173 contacts →

Indirect evidence

“At Lumi, we believe business finance should be simple, flexible, and built for today’s pace.”

Source: RevenueBase Database · checked Sep 22, 2026
4Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202651-200115 contacts →

Indirect evidence

“Finstro finance fits the business, not the other way around.”

Source: RevenueBase Database · checked Sep 22, 2026
5Indirect evidenceNorth Sydney, AustraliaHQ checked Sep 22, 202651-20094 contacts →

Indirect evidence

“Earlypay is making business finance simple with innovative Invoice and Equipment Finance.”

Source: RevenueBase Database · checked Sep 22, 2026
6Partial evidenceSydney, AustraliaHQ checked Sep 22, 202651-20094 contacts →

Partial evidence

“OnDeck Australia is a leading online lender built for small business.”

Source: RevenueBase Database · checked Sep 22, 2026
7Indirect evidenceSurry Hills, AustraliaHQ checked Sep 22, 202651-20071 contacts →

Indirect evidence

“Octet powers businesses with innovative trade finance, debtor finance and supply chain finance solutions, underpinned by a world-class proprietary platform.”

Source: RevenueBase Database · checked Sep 22, 2026
8Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202651-20068 contacts →

Indirect evidence

“Thorn Group Limited (ASX: TGA) is a financial services organisation that provides commercial financing solutions.”

Source: RevenueBase Database · checked Sep 22, 2026
9Partial evidenceMelbourne, AustraliaHQ checked Sep 22, 202611-5054 contacts →

Partial evidence

“Banjo is an online lender providing secured and unsecured loans to small business.”

Source: RevenueBase Database · checked Sep 22, 2026
10Indirect evidenceMelbourne, AustraliaHQ checked Sep 22, 202651-20043 contacts →

Indirect evidence

“Do More.”

Source: RevenueBase Database · checked Sep 22, 2026
11Indirect evidenceBella Vista, AustraliaHQ checked Sep 22, 202611-5016 contacts →

Indirect evidence

“TRUCAP provides alternative business loans that are faster and more flexible than traditional bank loans, aiming to offer quicker approval processes and more adaptable solutions.”

Source: RevenueBase Database · checked Sep 22, 2026
12Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202611-5015 contacts →

Indirect evidence

“Grapple is an Australian SME funding provider located in Sydney, NSW.”

Source: RevenueBase Database · checked Sep 22, 2026
13Indirect evidenceAdelaide, AustraliaHQ checked Sep 22, 20261-108 contacts →

Indirect evidence

“We help solve the cashflow problems of small businesses that sell goods or services on credit terms.”

Source: RevenueBase Database · checked Sep 22, 2026
14Partial evidenceSydney, AustraliaHQ checked Sep 22, 202611-508 contacts →

Partial evidence

“ARC Capital Group: Your Trusted Partner in Commercial Lending Solutions At ARC Capital Group, we empower you to achieve more for your SMEs clients with seamless, secured lending…”

Source: RevenueBase Database · checked Sep 22, 2026
15Indirect evidenceBrisbane, AustraliaHQ checked Sep 22, 20261-108 contacts →

Indirect evidence

“Don’t let cashflow get in the way of growing your business.”

Source: RevenueBase Database · checked Sep 22, 2026
16Strong evidenceSydney, AustraliaHQ checked Sep 22, 20261-108 contacts →

Strong evidence

“Acquired by x15ventures in 2023, Waddle’s digital platform now powers CommBank's Stream Working Capital product, helping Australia's small business owners to unlock cash tied up…”

Source: RevenueBase Database · checked Sep 22, 2026
17Partial evidenceWaterloo, AustraliaHQ checked Sep 22, 202611-507 contacts →

Partial evidence

“Hermes Capital is a specialist provider of cashflow finance to Australian SMEs seeking opportunities to recapitalise or grow their business We provide a range of asset finance…”

Source: RevenueBase Database · checked Sep 22, 2026
18Indirect evidenceSydney, AustraliaHQ checked Sep 22, 202611-507 contacts →

Indirect evidence

“Get the cash flow you need to help your business grow.”

Source: RevenueBase Database · checked Sep 22, 2026
19Strong evidencePerth, AustraliaHQ checked Sep 22, 20261-106 contacts →

Strong evidence

“How much is a lack of working capital holding your business back?”

Source: RevenueBase Database · checked Sep 22, 2026
20Strong evidenceNsw, AustraliaHQ checked Sep 22, 202611-505 contacts →

Strong evidence

“Koa Capital is a dynamic private lender facilitating secured loans/investments for our principals and investors.”

Source: RevenueBase Database · checked Sep 22, 2026
21Indirect evidenceMelbourne, AustraliaHQ checked Sep 22, 202611-505 contacts →

Indirect evidence

“Introducing Halidon Hill.”

Source: RevenueBase Database · checked Sep 22, 2026
22Indirect evidenceQueesland, AustraliaHQ checked Sep 22, 20261-105 contacts →

Indirect evidence

“Advance Finance Group was created with a vision of assisting businesses to develop, grow, strengthen and above all be profitable.”

Source: RevenueBase Database · checked Sep 22, 2026
23Indirect evidenceMelbourne, AustraliaHQ checked Sep 22, 20261-104 contacts →

Indirect evidence

“Knote was designed by Australian business owners to solve the real-world problems of other Australian business owners.”

Source: RevenueBase Database · checked Sep 22, 2026
24Indirect evidenceBrisbane, AustraliaHQ checked Sep 22, 20261-104 contacts →

Indirect evidence

“MH Finance is a Brisbane based commercial finance brokerage committed to helping business owners access the right finance at the right time.”

Source: RevenueBase Database · checked Sep 22, 2026
25Indirect evidenceGold Coast, AustraliaHQ checked Sep 22, 20261-104 contacts →

Indirect evidence

“We provide a range of loan solutions to Australian businesses.”

Source: RevenueBase Database · checked Sep 22, 2026

Showing 25 of 103 working capital lenders based in Australia

See the full list, filter by size, metro and specialty, and get verified emails and direct dials for all 832 reachable decision-makers.

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Working capital lenders based in Australia at a glance

As of Sep 22, 2026
53.3%Verified-email coverage
15.2Average contacts per company
1-10Median size (employees)
26.2%Largest-city concentration · Sydney
Sep 22, 2026Page data refreshed

Companies by employee count

1-10
64
11-50
26
51-200
9
201-500
3
1,001-5,000
1

Email recency for this list is measured worldwide rather than for Australia, so it is reported there. Company counts and contact totals on this page are exact for Australia, over 103 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among working capital lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in Australia whose own description of what they do matches “working capital lenders”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names working capital lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among working capital lenders, and records with no verified work email. Companies headquartered outside Australia are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 832 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 22, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Working capital lenders by metro

  • Working capital lenders in Sydney27

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names working capital lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many working capital lenders are there based in Australia?

RevenueBase identified 103 working capital lenders headquartered in Australia as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Scotpac Business Finance, headquartered in Sydney, tops this list with the largest team on record.

Which city has the most working capital lenders?

Sydney leads with 27 headquartered companies, followed by Melbourne (17) and Brisbane (6).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 832 verified decision-maker contacts tracked across these 103 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 22, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.