Company lists · Data refreshed September 2026

Top 21 Wage advance platforms based in the United States

RevenueBase identified 44 wage advance platforms headquartered in the United States as of September 2026 and tracks 2,943 professional contacts across them, including 894 with verified work emails. New York is the largest hub.

This list covers wage advance platforms headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 29, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 29, 2026 86% judged on-target in blind review
44Companies
2,943Contacts tracked
894Verified emails
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The 21 largest wage advance platforms based in the United States

Ranked by team size
Top 21 of 44 wage advance platforms based in the United States, ranked by team size, largest first. Data refreshed Sep 29, 2026. RevenueBase Smart Search rates how each company's information relates to wage advance platforms: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Indirect evidenceMountain View, CA, United StatesHQ checked Sep 29, 2026201-500567 contacts →

Indirect evidence

“EarnIn lets you access your money as you earn it, not days or weeks later.”

Source: RevenueBase Database · checked Sep 29, 2026
2Indirect evidenceMilpitas, CA, United StatesHQ checked Sep 29, 202651-200398 contacts →

Indirect evidence

“Payactiv is the best way for employees to get financial relief between paychecks, a service needed by two-thirds of the workforce.”

Source: RevenueBase Database · checked Sep 29, 2026
3Partial evidenceSanta Monica, CA, United StatesHQ checked Sep 29, 202651-200269 contacts →

Partial evidence

“Rain is the AI financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress.”

Source: RevenueBase Database · checked Sep 29, 2026
4Indirect evidencePlano, CA, United StatesHQ checked Sep 29, 202651-200184 contacts →

Indirect evidence

“Tapcheck is the leading on-demand pay provider, empowering employees to take control of payday.”

Source: RevenueBase Database · checked Sep 29, 2026
5Partial evidenceWilmington, DE, United StatesHQ checked Sep 29, 202651-200103 contacts →

Partial evidence

“Ualett is a leading mobile app solution offering online cash advances to independent workers in the United States.”

Source: RevenueBase Database · checked Sep 29, 2026
6Indirect evidenceNew York, NY, United StatesHQ checked Sep 29, 202651-20074 contacts →

Indirect evidence

“Clair is an AI-driven fintech company that makes payday simple with embedded On-Demand Pay.”

Source: RevenueBase Database · checked Sep 29, 2026
7Partial evidenceAlpharetta, GA, United StatesHQ checked Sep 29, 202651-20059 contacts →

Partial evidence

“Instant Financial is a fintech company modernizing payments and earned wage access for hourly workers and their employers.”

Source: RevenueBase Database · checked Sep 29, 2026
8Indirect evidenceBirmingham, AL, United StatesHQ checked Sep 29, 202651-20033 contacts →

Indirect evidence

“Immediate provides an all-in-one pay access solution to deliver on-demand pay, off-cycle payments, digital tips, and employee pay cards.”

Source: RevenueBase Database · checked Sep 29, 2026
9Partial evidenceNew York, NY, United StatesHQ checked Sep 29, 2026501-1,00028 contacts →

Partial evidence

“DailyPay, Inc, powered by its industry-leading technology platform, is on a mission to build a new financial system for everyone.”

Source: RevenueBase Database · checked Sep 29, 2026
10Partial evidenceBrooklyn, United StatesHQ checked Sep 29, 202651-20022 contacts →

Partial evidence

“Earned Wage Access: modern benefit today’s workforce expects You offer flexibility and peace of mind.”

Source: RevenueBase Database · checked Sep 29, 2026
11Partial evidenceDenver, CO, United StatesHQ checked Sep 29, 202651-20018 contacts →

Partial evidence

“QRails is an Earned Wage Access, Pay Card provider and card issuer/processor in the US, UK, EU, and LAT.”

Source: RevenueBase Database · checked Sep 29, 2026
12Partial evidenceScottsdale, AZ, United StatesHQ checked Sep 29, 202611-5018 contacts →

Partial evidence

“FlexWage created the Earned Wage Access industry in 2010, our goal has been to provide workers with safe and responsible solutions to cash flow volatility and financial wellness.”

Source: RevenueBase Database · checked Sep 29, 2026
13Indirect evidenceNew York, United StatesHQ checked Sep 29, 202611-5016 contacts →

Indirect evidence

“OrbisPay provides an On-Demand Pay solution that allows employees to get instant access to their earnings ahead of their paycheck.”

Source: RevenueBase Database · checked Sep 29, 2026
14Indirect evidenceMontgomery County, TX, United StatesHQ checked Sep 29, 202651-20014 contacts →

Indirect evidence

“Empowering Employees.”

Source: RevenueBase Database · checked Sep 29, 2026
15Partial evidenceLos Angeles, CA, United StatesHQ checked Sep 29, 202611-5010 contacts →

Partial evidence

“Zofi Cash is revolutionizing the way salaried individuals access their wages.”

Source: RevenueBase Database · checked Sep 29, 2026
16Partial evidenceDallas, TX, United StatesHQ checked Sep 29, 202611-505 contacts →

Partial evidence

“Discover the Spentra Solution, an all-in-one pay-access platform for both employees and employers.”

Source: RevenueBase Database · checked Sep 29, 2026
17Partial evidenceHouston, TX, United StatesHQ checked Sep 29, 20261-102 contacts →

Partial evidence

“Pronto Pay is looking to eliminate the cycle of predatory lending practices by providing fair, honest and transparent access to earned wages.”

Source: RevenueBase Database · checked Sep 29, 2026
18Partial evidenceChicago, IL, United StatesHQ checked Sep 29, 202651-2001 contacts →

Partial evidence

“Our system allows you to pay your employees digitally-and immediately in emergencies-after each shift; whether that's in wages, tips, or mileage reimbursement.”

Source: RevenueBase Database · checked Sep 29, 2026
19Partial evidenceMiami, FL, United StatesHQ checked Sep 29, 202611-501 contacts →

Partial evidence

“Bafu – Early Wage Access (EWA) offers a host of benefits to employees, revolutionizing the way we approach financial well-being.”

Source: RevenueBase Database · checked Sep 29, 2026
20Partial evidenceCleveland, OH, United StatesHQ checked Sep 29, 20261-101 contacts →

Partial evidence

“A payroll platform for American employers struggling with the nationwide labor crisis.”

Source: RevenueBase Database · checked Sep 29, 2026
21Partial evidenceSeattle, United StatesHQ checked Sep 29, 20261-101 contacts →

Partial evidence

“AcceleWage is a white-label SaaS for banks and credit unions that automates Earned Wage Access for employees of select employers.”

Source: RevenueBase Database · checked Sep 29, 2026

Showing 21 of 44 wage advance platforms based in the United States

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Wage advance platforms based in the United States at a glance

As of Sep 29, 2026
30.4%Verified-email coverage
66.9Average contacts per company
11-50Median size (employees)
13.6%Largest-city concentration · New York
Sep 29, 2026Page data refreshed

Companies by employee count

1-10
15
11-50
10
51-200
14
201-500
2
501-1,000
2

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 44 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among wage advance platforms, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “wage advance platforms”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names wage advance platforms), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among wage advance platforms, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 894 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 29, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names wage advance platforms, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many wage advance platforms are there based in the United States?

RevenueBase identified 44 wage advance platforms headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Earnin, headquartered in Mountain View, tops this list with the largest team on record.

Which city has the most wage advance platforms?

New York leads with 6 headquartered companies, followed by Miami (3) and Birmingham (2).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 894 verified decision-maker contacts tracked across these 44 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 29, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.