Company lists · Data refreshed September 2026

Top 18 Subprime credit card issuers based in the United States

RevenueBase identified 27 subprime credit card issuers headquartered in the United States as of September 2026 and tracks 4,662 professional contacts across them, including 1,320 with verified work emails. Austin is the largest hub.

This list covers subprime credit card issuers headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 22, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 22, 2026 86% judged on-target in blind review
27Companies
4,662Contacts tracked
1,320Verified emails
Explore this list → Free signup · no credit card · 500 free credits

The 18 largest subprime credit card issuers based in the United States

Ranked by team size
Top 18 of 27 subprime credit card issuers based in the United States, ranked by team size, largest first. Data refreshed Sep 22, 2026. RevenueBase Smart Search rates how each company's information relates to subprime credit card issuers: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Partial evidenceLas Vegas, NV, United StatesHQ checked Sep 22, 20261,001-5,0001,568 contacts →

Partial evidence

“For more than 40 years, Credit One Bank has been a catalyst empowering people on their credit journey.”

Source: RevenueBase Database · checked Sep 22, 2026
2Partial evidenceAustin, TX, United StatesHQ checked Sep 22, 2026201-500639 contacts →

Partial evidence

“About Self Financial Self Financial is a credit-building platform that works to increase economic inclusion and financial resilience through easy-to-use products that make…”

Source: RevenueBase Database · checked Sep 22, 2026
3Indirect evidenceChicago, IL, United StatesHQ checked Sep 22, 2026201-500571 contacts →

Indirect evidence

“Our mission is to move financial lives forward.”

Source: RevenueBase Database · checked Sep 22, 2026
4Indirect evidenceSouth Jordan, UT, United StatesHQ checked Sep 22, 2026201-500486 contacts →

Indirect evidence

“Merrick Bank, founded in 1997, is an FDIC-insured bank headquartered in South Jordan, Utah, with nearly $9 billion in assets and five million cardmembers nationwide.”

Source: RevenueBase Database · checked Sep 22, 2026
5Indirect evidenceRichmond, VA, United StatesHQ checked Sep 22, 2026501-1,000437 contacts →

Indirect evidence

“Mission Lane is a purpose-driven fintech company that leverages advanced technology, data analytics, and machine learning to provide a dignified customer experience to people who…”

Source: RevenueBase Database · checked Sep 22, 2026
6Partial evidenceFort Worth, TX, United StatesHQ checked Sep 22, 2026201-500408 contacts →

Partial evidence

“Elevate, and the banks it supports, provide responsible, tech-enabled online credit solutions to consumers for immediate relief today and help them build a brighter financial…”

Source: RevenueBase Database · checked Sep 22, 2026
7Indirect evidenceEden Prairie, MN, United StatesHQ checked Sep 22, 20261,001-5,000134 contacts →

Indirect evidence

“Fingerhut, a long-standing fintech company, fuses extensive years of data modeling and real-time data analytics to provide payment options for valued customers.”

Source: RevenueBase Database · checked Sep 22, 2026
8Indirect evidencePhiladelphia, PA, United StatesHQ checked Sep 22, 202651-200101 contacts →

Indirect evidence

“About Us: We believe everyone deserves a chance to improve their financial future.”

Source: RevenueBase Database · checked Sep 22, 2026
9Indirect evidenceNew York, NY, United StatesHQ checked Sep 22, 2026n/a52 contacts →

Indirect evidence

“Petal was acquired by Empower Finance in 2024.”

Source: RevenueBase Database · checked Sep 22, 2026
10Partial evidenceSt. Louis, MO, United StatesHQ checked Sep 22, 202611-5047 contacts →

Partial evidence

“Justine PETERSEN’s mission is to give people the tools they need to access safe and affordable credit so they can fully realize their personal goals and dreams.”

Source: RevenueBase Database · checked Sep 22, 2026
11Partial evidenceLas Vegas, NV, United StatesHQ checked Sep 22, 202611-5042 contacts →

Partial evidence

“Sparrow is a financial technology company born with a mission to empower the underserved and overlooked by removing the financial barriers that arise from less than perfect credit.”

Source: RevenueBase Database · checked Sep 22, 2026
12Indirect evidenceWest Valley City, UT, United StatesHQ checked Sep 22, 202651-20030 contacts →

Indirect evidence

“Seen was established with the goal of bridging the gap between underserved consumers and traditional banking systems.”

Source: RevenueBase Database · checked Sep 22, 2026
13Partial evidenceSan Francisco, CA, United StatesHQ checked Sep 22, 202611-5025 contacts →

Partial evidence

“Ava empowers Americans to realize their full credit potential, seamlessly integrating advanced credit-building and management tools.”

Source: RevenueBase Database · checked Sep 22, 2026
14Partial evidenceSanta Monica, CA, United StatesHQ checked Sep 22, 202611-5020 contacts →

Partial evidence

“Grow Credit’s innovative credit building service lowers the barrier of entry for millions of Americans who need to establish and build credit.”

Source: RevenueBase Database · checked Sep 22, 2026
15Partial evidenceLos Angeles, CA, United StatesHQ checked Sep 22, 202611-5016 contacts →

Partial evidence

“Arro is bringing fair credit access to everyone, regardless of credit score.”

Source: RevenueBase Database · checked Sep 22, 2026
16Partial evidenceMenlo Park, CA, United StatesHQ checked Sep 22, 202611-5012 contacts →

Partial evidence

“Firstcard is on a mission to democratize credit for all.”

Source: RevenueBase Database · checked Sep 22, 2026
17Partial evidenceSan Rafael, CA, United StatesHQ checked Sep 22, 202611-5010 contacts →

Partial evidence

“Here at Cornerstone we understand that sometimes life events can affect a person's credit.”

Source: RevenueBase Database · checked Sep 22, 2026
18Partial evidenceDallas, TX, United StatesHQ checked Sep 22, 202611-502 contacts →

Partial evidence

“The credit options for average working Americans aren’t great.”

Source: RevenueBase Database · checked Sep 22, 2026

Showing 18 of 27 subprime credit card issuers based in the United States

See the full list, filter by size, metro and specialty, and get verified emails and direct dials for all 1,320 reachable decision-makers.

Free signup · no credit card

View the full list →

Subprime credit card issuers based in the United States at a glance

As of Sep 22, 2026
28.3%Verified-email coverage
172.7Average contacts per company
11-50Median size (employees)
11.1%Largest-city concentration · Austin
Sep 22, 2026Page data refreshed

Companies by employee count

1-10
6
11-50
10
51-200
4
201-500
4
501-1,000
1
1,001-5,000
2

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 27 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among subprime credit card issuers, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “subprime credit card issuers”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names subprime credit card issuers), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among subprime credit card issuers, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 1,320 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 22, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names subprime credit card issuers, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many subprime credit card issuers are there based in the United States?

RevenueBase identified 27 subprime credit card issuers headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Credit ONE Bank, headquartered in Las Vegas, tops this list with the largest team on record.

Which city has the most subprime credit card issuers?

Austin leads with 3 headquartered companies, followed by Las Vegas (3) and Los Angeles (2).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,320 verified decision-maker contacts tracked across these 27 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 22, 2026.

Ready to reach these companies? Verified emails and direct dials for all 27 subprime credit card issuers based in the United States. Start with a free account, no credit card.

Download this list →

Related lists

About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.