Company lists · Data refreshed September 2026

Top 25 Online personal lenders based in the United States

RevenueBase identified 167 online personal lenders headquartered in the United States as of September 2026 and tracks 6,657 professional contacts across them, including 1,974 with verified work emails. Irvine is the largest hub.

This list covers online personal lenders headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 20, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 20, 2026 86% judged on-target in blind review
167Companies
6,657Contacts tracked
1,974Verified emails
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The 25 largest online personal lenders based in the United States

Ranked by team size
Top 25 of 167 online personal lenders based in the United States, ranked by team size, largest first. Data refreshed Sep 20, 2026. RevenueBase Smart Search rates how each company's information relates to online personal lenders: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Strong evidenceGreenville, SC, United StatesHQ checked Sep 20, 20261,001-5,0002,701 contacts →

Strong evidence

“Advance America is a licensed and regulated lender providing convenient loan options online and in store.”

Source: RevenueBase Database · checked Sep 20, 2026
2Indirect evidenceSan Mateo, CA, United StatesHQ checked Sep 20, 20261,001-5,0001,713 contacts →

Indirect evidence

“Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…”

Source: RevenueBase Database · checked Sep 20, 2026
3Indirect evidenceSan Francisco, CA, United StatesHQ checked Sep 20, 2026201-500494 contacts →

Indirect evidence

“Prosper introduced U.S.”

Source: RevenueBase Database · checked Sep 20, 2026
4Indirect evidenceLenexa, KS, United StatesHQ checked Sep 20, 20261,001-5,000177 contacts →

Indirect evidence

“LendNation stores offer financial service and credit solutions to customers in more than 250 locations nationwide.”

Source: RevenueBase Database · checked Sep 20, 2026
5Indirect evidenceOrange, CA, United StatesHQ checked Sep 20, 20261,001-5,000147 contacts →

Indirect evidence

“Founded in 2003 and headquartered in Orange, California, CashCall Inc.”

Source: RevenueBase Database · checked Sep 20, 2026
6Partial evidenceDetroit, MI, United StatesHQ checked Sep 20, 202651-200127 contacts →

Partial evidence

“Our personal loans help Rocket clients achieve financial freedom and reach personal milestones today, including home renovation, debt consolidation, weddings, family planning…”

Source: RevenueBase Database · checked Sep 20, 2026
7Partial evidenceAddison, TX, United StatesHQ checked Sep 20, 2026201-50075 contacts →

Partial evidence

“More and more consumers are choosing the ease and convenience of online lending.”

Source: RevenueBase Database · checked Sep 20, 2026
8Partial evidenceMiami, FL, United StatesHQ checked Sep 20, 202611-5058 contacts →

Partial evidence

“Helping you find the right personalized loan within 24 hours.”

Source: RevenueBase Database · checked Sep 20, 2026
9Partial evidenceChicago, IL, United StatesHQ checked Sep 20, 202651-20056 contacts →

Partial evidence

“Deinde Financial is a Chicago-based online consumer lending company.”

Source: RevenueBase Database · checked Sep 20, 2026
10Indirect evidenceAtlanta, GA, United StatesHQ checked Sep 20, 202651-20049 contacts →

Indirect evidence

“VIVA Finance powers a mobile-first lending platform that offers loans underwritten primarily based on employment information, rather than credit history.”

Source: RevenueBase Database · checked Sep 20, 2026
11Indirect evidenceMiami, FL, United StatesHQ checked Sep 20, 202611-5044 contacts →

Indirect evidence

“Milo is a financial technology company that is reimagining the way global consumers access mortgage credit and financial solutions in a borderless world.”

Source: RevenueBase Database · checked Sep 20, 2026
12Strong evidenceTallahassee, FL, United StatesHQ checked Sep 20, 2026201-50043 contacts →

Strong evidence

“OneLoanPlace.com provides you with access to the most active lenders for unsecured personal loans and small business loans in all 50 states.”

Source: RevenueBase Database · checked Sep 20, 2026
13Indirect evidenceIrvine, CA, United StatesHQ checked Sep 20, 202611-5024 contacts →

Indirect evidence

“Welcome to Liberty1 Financial, where your financial dreams come to life and life's unexpected challenges become opportunities.”

Source: RevenueBase Database · checked Sep 20, 2026
14Partial evidenceIrvine, CA, United StatesHQ checked Sep 20, 202611-5024 contacts →

Partial evidence

“Your source for personal and business loans.”

Source: RevenueBase Database · checked Sep 20, 2026
15Indirect evidenceGreenbelt, MD, United StatesHQ checked Sep 20, 202651-20023 contacts →

Indirect evidence

“We are experts in digital lending.”

Source: RevenueBase Database · checked Sep 20, 2026
16Indirect evidenceGreenville, NC, United StatesHQ checked Sep 20, 202651-20021 contacts →

Indirect evidence

Source: RevenueBase Database · checked Sep 20, 2026
17Indirect evidenceSanta Ana, CA, United StatesHQ checked Sep 20, 202611-5020 contacts →

Indirect evidence

“At One Capital Solutions, we specialize in finding the right loans for everyday people.”

Source: RevenueBase Database · checked Sep 20, 2026
18Indirect evidenceKennesaw, GA, United StatesHQ checked Sep 20, 202651-20019 contacts →

Indirect evidence

“On 6/1/2015, we changed our name from IOU Central, to IOU Financial (which is our parent company’s name).”

Source: RevenueBase Database · checked Sep 20, 2026
19Indirect evidenceMclean, VA, United StatesHQ checked Sep 20, 202611-5013 contacts →

Indirect evidence

“FINOFR began with a simple question: How do we take the friction out of the loan process – for everyone?”

Source: RevenueBase Database · checked Sep 20, 2026
20Strong evidenceFrederick, MD, United StatesHQ checked Sep 20, 202611-5011 contacts →

Strong evidence

“At Credit Direct, we offer personalized loan options with a simple online application process, clear terms, and flexible payment options.”

Source: RevenueBase Database · checked Sep 20, 2026
21Indirect evidenceCosta Mesa, CA, United StatesHQ checked Sep 20, 202611-5011 contacts →

Indirect evidence

“We are an omni-channel lending company striving to build a better way for our clients and products.”

Source: RevenueBase Database · checked Sep 20, 2026
22Partial evidenceNew York, NY, United StatesHQ checked Sep 20, 202651-2009 contacts →

Partial evidence

“QuarterSpot is an online lending platform that offers small businesses working capital on attractive rates and terms.”

Source: RevenueBase Database · checked Sep 20, 2026
23Indirect evidenceLadera Ranch, CA, United StatesHQ checked Sep 20, 202611-509 contacts →

Indirect evidence

Source: RevenueBase Database · checked Sep 20, 2026
24Indirect evidenceMishawaka, IN, United StatesHQ checked Sep 20, 202611-509 contacts →

Indirect evidence

Source: RevenueBase Database · checked Sep 20, 2026
25Partial evidenceBedford, NH, United StatesHQ checked Sep 20, 202611-507 contacts →

Partial evidence

“NHCash.com, LLC is a Veteran-founded and Woman-Led Online Loan Agency.”

Source: RevenueBase Database · checked Sep 20, 2026

Showing 25 of 167 online personal lenders based in the United States

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Online personal lenders based in the United States at a glance

As of Sep 20, 2026
29.7%Verified-email coverage
39.9Average contacts per company
11-50Median size (employees)
4.8%Largest-city concentration · Irvine
Sep 20, 2026Page data refreshed

Companies by employee count

1-10
68
11-50
55
51-200
29
201-500
7
1,001-5,000
5

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 167 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among online personal lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “online personal lenders”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names online personal lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among online personal lenders, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 1,974 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 20, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names online personal lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many online personal lenders are there based in the United States?

RevenueBase identified 167 online personal lenders headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Advance America, headquartered in Greenville, tops this list with the largest team on record.

Which city has the most online personal lenders?

Irvine leads with 8 headquartered companies, followed by Chicago (4) and Los Angeles (4).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,974 verified decision-maker contacts tracked across these 167 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 20, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.