Company lists · Data refreshed September 2026
Top 25 Micro lenders based in the United States
RevenueBase identified 848 micro lenders headquartered in the United States as of September 2026 and tracks 16,130 professional contacts across them, including 5,597 with verified work emails. New York is the largest hub.
This list covers micro lenders headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 20, 2026.
Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.
The 25 largest micro lenders based in the United States
Ranked by team size| # | Company | Contacts | |||
|---|---|---|---|---|---|
| 1 | 1,473 contacts → | ||||
Indirect evidence “Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 2 | 1,368 contacts → | ||||
Indirect evidence “PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 3 | 591 contacts → | ||||
Indirect evidence “Accion is a global nonprofit on a mission to create a fair and inclusive economy for the 1.6 billion people who are failed by the global financial system.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 4 | 519 contacts → | ||||
Indirect evidence “Founded in 2006, Kapitus is one of the most reliable and respected names in small business financing.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 5 | 324 contacts → | ||||
Partial evidence “Lendistry (lendistry.com) is a minority-led small business lender and fintech that provides innovative lending products and access to grant programs for small businesses…” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 6 | 323 contacts → | ||||
Partial evidence “At World Business Lenders (WBL) Our motto,'We Lend.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 7 | 321 contacts → | ||||
Indirect evidence “NMLS ID #2254210 At Champions Funding LLC, we Non-QM all day, every day!” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 8 | 314 contacts → | ||||
Indirect evidence “Kiva expands financial access to help underserved communities thrive.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 9 | 307 contacts → | ||||
Indirect evidence “QCHI specializes in alternative financial services with a keen focus on credit solutions for under-served consumers and small businesses.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 10 | 306 contacts → | ||||
Indirect evidence “Cash Express is a non-bank provider of check cashing services, prepaid debit cards, and short-term lending products including flexible line of credit, installment/signature…” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 11 | 290 contacts → | ||||
Indirect evidence “FINCA Impact Finance’s global network of microfinance institutions and banks provides responsible financial services and enables low-income entrepreneurs and small business owners…” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 12 | 230 contacts → | ||||
Partial evidence “Velocity Mortgage Capital is a nationwide lender focused exclusively on financing residential investment and small commercial property loans.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 13 | 203 contacts → | ||||
Partial evidence “GAIN Credit is a market-leading fintech dedicated to improving the financial lives of people underserved by traditional banks and lenders.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 14 | 200 contacts → | ||||
Indirect evidence “At OnDeck, we make small business a big deal.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 15 | 198 contacts → | ||||
Indirect evidence “Grameen America is dedicated to helping entrepreneurs build small businesses to create better lives for their families.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 16 | 184 contacts → | ||||
Partial evidence “Balboa Capital, a division of Ameris Bank, is a technology-driven business lender that provides business owners with fast, hassle-free small-business funding options to fuel their…” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 17 | 179 contacts → | ||||
Indirect evidence “We believe in small businesses and the people who grow them.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 18 | 167 contacts → | ||||
Indirect evidence “Based in Minnetonka, Minn, Channel is a nationwide leading provider of small business financing utilizing customized technology and business processes.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 19 | 143 contacts → | ||||
Indirect evidence “We help people solve unexpected problems in an affordable and responsible manner- No FICO Credit Score Required - Easy Application - Build Your Credit History - Competitive…” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 20 | 141 contacts → | ||||
Indirect evidence “Safco Support Foundation (SSF) has commenced operations in May, 2009.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 21 | 139 contacts → | ||||
Indirect evidence “National Funding serves the small business community.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 22 | 138 contacts → | ||||
Indirect evidence “Card Inc is a financial services company based out of Liliha St # 408, Honolulu, Hawaii, United States.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 23 | 137 contacts → | ||||
Indirect evidence “Accion Opportunity Fund is a leading national provider of affordable loans, educational resources, coaching, and thriving networks for underserved small businesses.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 24 | 130 contacts → | ||||
Indirect evidence “Since 2008, Mulligan Funding has served as a trusted source of access to working capital to the small and medium-sized businesses that fuel our country.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
| 25 | 128 contacts → | ||||
Partial evidence “Quantum Lending Solutions is a full spectrum SMB lender providing credit solutions to fund the growth of small businesses.” Source: RevenueBase Database · checked Sep 20, 2026Thanks. The Data Team will review it. | |||||
RevenueBase Smart Search
RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: micro lenders. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.
- Strong evidence
- The company's own public description of its business names micro lenders.
- Partial evidence
- Its own public description names part of micro lenders, so it works in or next to the category without describing itself that way.
- Indirect evidence
- The description shown does not name micro lenders. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.
RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.
Showing 25 of 848 micro lenders based in the United States
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Micro lenders based in the United States at a glance
As of Sep 20, 2026Companies by employee count
Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 848 companies.
How this list was built
Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among micro lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.
- Source
- The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
- What qualifies
- Companies headquartered in the United States whose own description of what they do matches “micro lenders”. Matching reads each company's description, not its industry code or its name.
- RevenueBase Smart Search
- RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names micro lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
- What we exclude
- Companies whose own description does not clearly place them among micro lenders, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
- Match quality
- In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
- Ranking
- Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
- Verification
- Every listed company carries at least one verified work email, 5,597 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
- Refresh
- This page's figures were pulled from the company graph on September 20, 2026. Lists refresh periodically as the graph is re-checked.
- Corrections
- Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.
Micro lenders by metro
- Micro lenders in New York100
- Micro lenders in Miami32
Frequently asked
What is RevenueBase Smart Search?
RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names micro lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.
How many micro lenders are there based in the United States?
RevenueBase identified 848 micro lenders headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.
What is the largest company on this list?
Enova International, headquartered in Chicago, tops this list with the largest team on record.
Which city has the most micro lenders?
New York leads with 100 headquartered companies, followed by Miami (32) and Los Angeles (21).
How do I get contact information for these companies?
A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 5,597 verified decision-maker contacts tracked across these 848 companies.
How current is this list?
The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 20, 2026.
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About this data
RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.