Company lists · Data refreshed September 2026

Top 25 Machine learning loan origination companies based in the United States

RevenueBase identified 421 machine learning loan origination companies headquartered in the United States as of September 2026 and tracks 23,040 professional contacts across them, including 9,145 with verified work emails and 8,386 with mobile numbers. New York is the largest hub.

This list covers machine learning loan origination companies headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, how directly it supports the match, and when it was last checked. Data refreshed September 5, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row Match evidence on every row Refreshed Sep 5, 2026 86% judged on-target in blind review
421Companies
23,040Contacts tracked
9,145Verified emails
8,386Mobile numbers
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The 25 largest machine learning loan origination companies based in the United States

Ranked by team size
Top 25 of 421 machine learning loan origination companies based in the United States, ranked by team size, largest first. Data refreshed Sep 5, 2026. Evidence rates how directly each company's own description names machine learning loan origination companies: strong (names it), partial (names part of it), indirect (matched on its full profile rather than the summary shown). Click a count to unlock that company's people.
#CompanyHeadquartersEmployeesContacts
1
BetterPartial evidence
New York, NY, United StatesHQ checked Sep 5, 20261,001-5,0001,782

“Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $100B in loan…”

Source: company website · checked Sep 5, 2026
2
UpstartIndirect evidence
San Mateo, CA, United StatesHQ checked Sep 5, 20261,001-5,0001,713

“Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…”

Source: company website · checked Sep 5, 2026
3Charlotte, NC, United StatesHQ checked Sep 5, 20261,001-5,0001,631

“Cardinal Financial® is ending the mortgage mayhem.”

Source: company website · checked Sep 5, 2026
4
Enova InternationalIndirect evidence
Chicago, IL, United StatesHQ checked Sep 5, 20261,001-5,0001,473

“Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks.”

Source: company website · checked Sep 5, 2026
5
IndecommIndirect evidence
Edison, NJ, United StatesHQ checked Sep 5, 20261,001-5,0001,383

“With over 25 years of experience, Indecomm combines its groundbreaking Genius suite of AI, automation, and SaaS solutions with deep mortgage banking expertise to streamline…”

Source: company website · checked Sep 5, 2026
6
Snap FinanceIndirect evidence
Salt Lake City, UT, United StatesHQ checked Sep 5, 20261,001-5,000962

“Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need.”

Source: company website · checked Sep 5, 2026
7
Loan FactoryPartial evidence
San Jose, CA, United StatesHQ checked Sep 5, 20261,001-5,000905

Loan Factory is a fintech mortgage company that uses proprietary technology to simplify the mortgage process for borrowers, loan officers, and processors.”

Source: company website · checked Sep 5, 2026
8
OcrolusIndirect evidence
New York, NY, United StatesHQ checked Sep 5, 2026201-500739

“Ocrolus is a leading AI-powered workflow and analytics platform for lenders.”

Source: company website · checked Sep 5, 2026
9
MeridianlinkIndirect evidence
Irvine, CA, United StatesHQ checked Sep 5, 2026501-1,000681

“Making lending human for banks, credit unions, and mortgage lenders.”

Source: company website · checked Sep 5, 2026
10
Consolidated AnalyticsIndirect evidence
Santa Ana, CA, United StatesHQ checked Sep 5, 2026501-1,000578

“Consolidated Analytics | End-to-End Mortgage Solutions.”

Source: company website · checked Sep 5, 2026
11
PagayaIndirect evidence
NY, United StatesHQ checked Sep 5, 2026501-1,000475

“Pagaya is a financial technology company that enables financial institutions to expand access to more customers through its artificial intelligence network”

Source: company website · checked Sep 5, 2026
12
KIAVIPartial evidence
Pittsburgh, PA, United StatesHQ checked Sep 5, 2026201-500459

“With more than $30+ billion in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (“REIs”).”

Source: company website · checked Sep 5, 2026
13
AtlanticusIndirect evidence
Atlanta, GA, United StatesHQ checked Sep 5, 2026201-500437

“Empowering Better Financial Outcomes for Everyday Americans Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to…”

Source: company website · checked Sep 5, 2026
14
LendbuzzIndirect evidence
Boston, MA, United StatesHQ checked Sep 5, 2026201-500395

“Lendbuzz is an AI-based auto finance platform that helps consumers obtain fair access to credit when purchasing a car.”

Source: company website · checked Sep 5, 2026
15
Canopy MortgageIndirect evidence
Lindon, UT, United StatesHQ checked Sep 5, 2026201-500388

“NMLS - 1359687 Canopy Mortgage, LLC supports Equal Housing Opportunity At Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage…”

Source: company website · checked Sep 5, 2026
16
Biz2xIndirect evidence
New York, NY, United StatesHQ checked Sep 5, 2026201-500274

“About Biz2X Biz2X is a global leader in digital lending technology, providing a sophisticated SaaS ecosystem that empowers financial institutions and modern enterprises to scale…”

Source: company website · checked Sep 5, 2026
17
Zest AIIndirect evidence
Burbank, CA, United StatesHQ checked Sep 5, 202651-200213

“Since 2009, Zest AI has been innovating and perfecting AI technology with a mission to broaden access to lending using smarter, more efficient AI.”

Source: company website · checked Sep 5, 2026
18
Gain CreditIndirect evidence
San Diego, CA, United StatesHQ checked Sep 5, 2026201-500203

“GAIN Credit is a market-leading fintech dedicated to improving the financial lives of people underserved by traditional banks and lenders.”

Source: company website · checked Sep 5, 2026
19
TaktileIndirect evidence
New York, NY, United StatesHQ checked Sep 5, 2026201-500191

“Taktile empowers financial institutions to quickly unlock AI-driven efficiencies across the customer lifecycle, reducing manual work while optimizing decisions and enabling…”

Source: company website · checked Sep 5, 2026
20
XpanseIndirect evidence
Fort Lauderdale, FL, United StatesHQ checked Sep 5, 2026201-500178

“Xpanse is a technology-driven company transforming the mortgage industry through data, AI, and automation.”

Source: company website · checked Sep 5, 2026
21
Open LendingPartial evidence
Austin, TX, United StatesHQ checked Sep 5, 2026201-500176

“Open Lending specializes in loan analytics, risk-based pricing, risk modeling and automated decision technology for automotive lenders throughout the United States.”

Source: company website · checked Sep 5, 2026
22
Scienaptic AIIndirect evidence
New York, NY, United StatesHQ checked Sep 5, 202651-200173

“Founded in 2014, Scienaptic AI was built with the mission to drive financial inclusion at scale through AI-driven credit decisioning.”

Source: company website · checked Sep 5, 2026
23
Baker HillIndirect evidence
Carmel, IN, United StatesHQ checked Sep 5, 202651-200171

“Lend Better.”

Source: company website · checked Sep 5, 2026
24
SAFCOIndirect evidence
Pompano Beach, FL, United StatesHQ checked Sep 5, 202651-200164

“Drive your career forward at SAFCO, an industry-leading auto finance company with the power to see creditworthiness where others don’t.”

Source: company website · checked Sep 5, 2026
25
SplashIndirect evidence
Cleveland, OH, United StatesHQ checked Sep 5, 202651-200160

“Splash is a leading AI-enabled lending marketplace that connects consumers with a network of credit unions and banks.”

Source: company website · checked Sep 5, 2026

Showing 25 of 421 machine learning loan origination companies based in the United States

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Machine learning loan origination companies based in the United States at a glance

As of Sep 5, 2026
11-50Median size (employees)
New YorkLargest hub · 44 HQs
8,386Contacts with mobile numbers
Sep 5, 2026Data refreshed

Companies by employee count

1-10
162
11-50
160
51-200
65
201-500
22
501-1,000
3
1,001-5,000
8
5,001-10,000
1

Verified emails by last verification

0–30
8,553
31–60
487
61–90
8
90–180
0
180+
97

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among machine learning loan origination companies, so some rows will be adjacent to the category rather than pure plays. The description and evidence rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “machine learning loan origination companies”. Matching reads each company's description, not its industry code or its name.
What we exclude
Companies whose own description does not clearly place them among machine learning loan origination companies, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and an evidence rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 9,145 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 5, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Machine learning loan origination companies by metro

  • Machine learning loan origination companies in New York44
  • Machine learning loan origination companies in San Francisco41

Frequently asked

How many machine learning loan origination companies are there based in the United States?

RevenueBase identified 421 machine learning loan origination companies headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Better, headquartered in New York, tops this list with the largest team on record.

Which city has the most machine learning loan origination companies?

New York leads with 44 headquartered companies, followed by San Francisco (41) and Chicago (15).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 9,145 verified decision-maker contacts tracked across these 421 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 5, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.