Top 25 Machine learning credit scoring companies based in the United States

“FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper.”

“Since 2009, Zest AI has been innovating and perfecting AI technology with a mission to broaden access to lending using smarter, more efficient AI.”

“GDS Link is a globally recognized leader in credit risk management, providing cutting-edge risk decisioning solutions and data analytics.”

“Founded in 2014, Scienaptic AI was built with the mission to drive financial inclusion at scale through AI-driven credit decisioning.”

“Drive your career forward at SAFCO, an industry-leading auto finance company with the power to see creditworthiness where others don’t.”

“RiskSpan uncovers insights and mitigates risk for mortgage loans and structured products.”

“Uncover new critical signals for fraud, default, churn, yield losses, sales forecasts – or anything else – not captured by your models and scorecards.”

“Migo is an embedded lending platform that enables companies to extend credit to consumers and small businesses in their own apps.”

“We believe everyone should have equitable access to meaningful credit access at affordable rates.”

“2nd Order Solutions (2OS) is a consulting firm that specializes in applying cutting edge analytics to the world of consumer lending.”

“CreditXpert, the predictive credit score insight platform, helps mortgage lenders leverage credit to extend better, more compelling financing options to every applicant.”

“Worth AI is a minority-founded SaaS platform powering inclusive financial underwriting through AI.”

“VantageScore empowers financial institutions to make smarter lending decisions.”

“Point Predictive is an Ai technology company with deep expertise in building machine learning scoring models that have been widely deployed by banks and lenders.”

“QUASH is a No-Code GenAI Credit Risk Decisioning Platform that unifies Alternative Data, ML models and workflows to power your Financial Institution.”

“TRUE is a software solutions company and AI lab that helps lenders harness the power of artificial intelligence to make accurately informed underwriting decisions – increasing…”

“The world’s most innovative lenders rely on ZestFinance to do more profitable lending through machine learning.”

“TomoCredit, based in San Francisco, uses AI and machine learning for credit underwriting and loan decisioning.”

“EDGE is the leading predictive intelligence platform that leverages alternative data for consumer risk scoring and predictive behavioral mapping.”

“In the world of credit, the truth is hard to find, hidden behind inefficiencies that have unintentionally deterred and obscured it.”

“RiskSeal Digital Credit Scoring System is an API-based platform for credit risk management.”

“Lumos is a premier commercial credit risk technology company that transforms robust data into decisive action.”