Company lists · Data refreshed September 2026

Top 25 Lending as a service companies based in the United States

Name: Lending as a service companies based in the United States
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 17, 2026 286 companies tracked

RevenueBase identified 286 lending as a service companies headquartered in the United States as of September 2026 and tracks 15,412 professional contacts across them, including 6,243 with verified work emails. New York is the largest hub.

This list covers lending as a service companies headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 17, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 17, 2026 86% judged on-target in blind review

286Companies

15,412Contacts tracked

6,243Verified emails

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The 25 largest lending as a service companies based in the United States

Ranked by team size

Top 25 of 286 lending as a service companies based in the United States, ranked by team size, largest first. Data refreshed Sep 17, 2026. RevenueBase Smart Search rates how each company's information relates to lending as a service companies: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#	Company	RevenueBase Smart Search	Headquarters	Employees	Contacts
1	Upstart	Partial evidence	San Mateo, CA, United StatesHQ checked Sep 17, 2026	1,001-5,000	1,713 contacts →
	Partial evidence “Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…” Source: RevenueBase Database · checked Sep 17, 2026
2	Enova International	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 17, 2026	1,001-5,000	1,473 contacts →
	Indirect evidence “Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks.” Source: RevenueBase Database · checked Sep 17, 2026
3	BLEND	Indirect evidence	San Francisco, CA, United StatesHQ checked Sep 17, 2026	1,001-5,000	700 contacts →
	Indirect evidence “Blend Labs Inc,(NYSE: BLND) is the leading origination platform for digital banking solutions.” Source: RevenueBase Database · checked Sep 17, 2026
4	Meridianlink	Partial evidence	Irvine, CA, United StatesHQ checked Sep 17, 2026	501-1,000	681 contacts →
	Partial evidence “Making lending human for banks, credit unions, and mortgage lenders.” Source: RevenueBase Database · checked Sep 17, 2026
5	Best EGG	Indirect evidence	Wilmington, DE, United StatesHQ checked Sep 17, 2026	501-1,000	533 contacts →
	Indirect evidence “Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources.” Source: RevenueBase Database · checked Sep 17, 2026
6	Origence	Partial evidence	Irvine, CA, United StatesHQ checked Sep 17, 2026	501-1,000	503 contacts →
	Partial evidence “End-to-end lending solutions that deliver innovation, efficiency, and better experiences.” Source: RevenueBase Database · checked Sep 17, 2026
7	Prosper Marketplace	Indirect evidence	San Francisco, CA, United StatesHQ checked Sep 17, 2026	201-500	494 contacts →
	Indirect evidence “Prosper introduced U.S.” Source: RevenueBase Database · checked Sep 17, 2026
8	OPPFI	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 17, 2026	501-1,000	452 contacts →
	Indirect evidence “OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans.” Source: RevenueBase Database · checked Sep 17, 2026
9	Lendio	Partial evidence	Lehi, UT, United StatesHQ checked Sep 17, 2026	201-500	445 contacts →
	Partial evidence “Lendio is transforming small business lending by connecting small businesses, lenders, and small business service providers through a single integrated technology platform.” Source: RevenueBase Database · checked Sep 17, 2026
10	Atlanticus	Indirect evidence	Atlanta, GA, United StatesHQ checked Sep 17, 2026	201-500	437 contacts →
	Indirect evidence “Empowering Better Financial Outcomes for Everyday Americans Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to…” Source: RevenueBase Database · checked Sep 17, 2026
11	Happy Money	Partial evidence	Torrance, CA, United StatesHQ checked Sep 17, 2026	51-200	320 contacts →
	Partial evidence “Happy Money is a consumer finance company that empowers people to achieve their goals through responsible lending.” Source: RevenueBase Database · checked Sep 17, 2026
12	Automated Financial Systems, LLC	Partial evidence	Exton, PA, United StatesHQ checked Sep 17, 2026	201-500	284 contacts →
	Partial evidence “For over 50 years, Automated Financial Systems, LLC (AFS®) has been the trusted foundation for commercial lending.” Source: RevenueBase Database · checked Sep 17, 2026
13	Biz2x	Partial evidence	New York, NY, United StatesHQ checked Sep 17, 2026	201-500	274 contacts →
	Partial evidence “About Biz2X Biz2X is a global leader in digital lending technology, providing a sophisticated SaaS ecosystem that empowers financial institutions and modern enterprises to scale…” Source: RevenueBase Database · checked Sep 17, 2026
14	Lendingpoint	Partial evidence	Kennesaw, GA, United StatesHQ checked Sep 17, 2026	201-500	263 contacts →
	Partial evidence “LendingPoint is a consumer lender headquartered in metro Atlanta, Georgia offering unsecured personal loans of to $36,500 to qualified borrowers across 42 states.” Source: RevenueBase Database · checked Sep 17, 2026
15	Autopay	Indirect evidence	Denver, CO, United StatesHQ checked Sep 17, 2026	201-500	222 contacts →
	Indirect evidence “AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best terms and a no-hassle transaction.” Source: RevenueBase Database · checked Sep 17, 2026
16	Gain Credit	Indirect evidence	San Diego, CA, United StatesHQ checked Sep 17, 2026	201-500	203 contacts →
	Indirect evidence “GAIN Credit is a market-leading fintech dedicated to improving the financial lives of people underserved by traditional banks and lenders.” Source: RevenueBase Database · checked Sep 17, 2026
17	Baker Hill	Indirect evidence	Carmel, IN, United StatesHQ checked Sep 17, 2026	51-200	171 contacts →
	Indirect evidence “Lend Better.” Source: RevenueBase Database · checked Sep 17, 2026
18	Amount	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 17, 2026	201-500	171 contacts →
	Indirect evidence “Amount was acquired by FIS in August 2025.” Source: RevenueBase Database · checked Sep 17, 2026
19	Splash	Partial evidence	Cleveland, OH, United StatesHQ checked Sep 17, 2026	51-200	160 contacts →
	Partial evidence “Splash is a leading AI-enabled lending marketplace that connects consumers with a network of credit unions and banks.” Source: RevenueBase Database · checked Sep 17, 2026
20	Lendkey	Partial evidence	Cincinnati, OH, United StatesHQ checked Sep 17, 2026	51-200	154 contacts →
	Partial evidence “LendKey is lending infrastructure partner for credit unions.” Source: RevenueBase Database · checked Sep 17, 2026
21	Finmkt	Partial evidence	New York, NY, United StatesHQ checked Sep 17, 2026	51-200	132 contacts →
	Partial evidence “Revolutionizing embedded lending and payments technology.” Source: RevenueBase Database · checked Sep 17, 2026
22	Ninjaholdings	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 17, 2026	51-200	122 contacts →
	Indirect evidence “NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services.” Source: RevenueBase Database · checked Sep 17, 2026
23	MOMNT	Partial evidence	Atlanta, GA, United StatesHQ checked Sep 17, 2026	51-200	119 contacts →
	Partial evidence “Momnt powers modern lending solutions for businesses to provide low-friction, affordable financing to their customers at the moment of need.” Source: RevenueBase Database · checked Sep 17, 2026
24	Goldpoint Systems	Partial evidence	Provo, UT, United StatesHQ checked Sep 17, 2026	201-500	113 contacts →
	Partial evidence “We offer an omnichannel lending software suite for the growing consumer, retail and specialized lending markets.” Source: RevenueBase Database · checked Sep 17, 2026
25	Jifiti	Partial evidence	Columbus, OH, United StatesHQ checked Sep 17, 2026	51-200	106 contacts →
	Partial evidence “The Jifiti Group is a global technology company operating two industry-leading businesses - a white-labeled lending technology platform for banks and lenders, and a digital gift…” Source: RevenueBase Database · checked Sep 17, 2026

RevenueBase Smart Search

RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: lending as a service companies. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.

Strong evidence: The company's own public description of its business names lending as a service companies.
Partial evidence: Its own public description names part of lending as a service companies, so it works in or next to the category without describing itself that way.
Indirect evidence: The description shown does not name lending as a service companies. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.

RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.

Showing 25 of 286 lending as a service companies based in the United States

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Lending as a service companies based in the United States at a glance

As of Sep 17, 2026

40.5%Verified-email coverage

53.9Average contacts per company

11-50Median size (employees)

9.4%Largest-city concentration · New York

Sep 17, 2026Page data refreshed

Companies by employee count

1-10

11-50

107

51-200

201-500

501-1,000

1,001-5,000

5,001-10,000

10001+

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 286 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among lending as a service companies, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in the United States whose own description of what they do matches “lending as a service companies”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search: RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names lending as a service companies), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude: Companies whose own description does not clearly place them among lending as a service companies, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 6,243 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 17, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Lending as a service companies by metro

Lending as a service companies in New York27

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names lending as a service companies, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many lending as a service companies are there based in the United States?

RevenueBase identified 286 lending as a service companies headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Upstart, headquartered in San Mateo, tops this list with the largest team on record.

Which city has the most lending as a service companies?

New York leads with 27 headquartered companies, followed by Chicago (10) and San Francisco (10).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 6,243 verified decision-maker contacts tracked across these 286 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 17, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.