Company lists · Data refreshed September 2026

Top 25 Insurtech startups based in Toronto, Canada

Name: Insurtech startups based in Toronto, Canada
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 12, 2026 43 companies tracked

RevenueBase identified 43 insurtech startups headquartered in Toronto, Canada as of September 2026 and tracks 1,119 professional contacts across them, including 487 with verified work emails and 98 with mobile numbers. Across Canada, Toronto is the largest hub for this category.

This list covers insurtech startups headquartered in Toronto, Canada, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 12, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 12, 2026 86% judged on-target in blind review

43Companies

1,119Contacts tracked

487Verified emails

98Mobile numbers

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The 25 largest insurtech startups based in Toronto, Canada

Ranked by team size

Top 25 of 43 insurtech startups based in Toronto, Canada, ranked by team size, largest first. Data refreshed Sep 12, 2026. RevenueBase Smart Search rates how each company's information relates to insurtech startups: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#	Company	RevenueBase Smart Search	Headquarters	Employees	Contacts
1	Sonnet Insurance	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	159 contacts →
	Indirect evidence “We’re Sonnet, Canada’s first digital-first home and auto insurance company, and a proud member of the Definity family of companies.” Source: RevenueBase Database · checked Sep 12, 2026
2	Policyme	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	125 contacts →
	Indirect evidence “Most insurers know you as a policy number.” Source: RevenueBase Database · checked Sep 12, 2026
3	Insurance Systems INC	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	96 contacts →
	Indirect evidence “ISI (Insurance Systems Inc.) delivers fully integrated software solutions purpose-built for P&C insurers and MGAs.” Source: RevenueBase Database · checked Sep 12, 2026
4	Applied Systems Canada	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	1,001-5,000	82 contacts →
	Indirect evidence “We can help everyone at your agency transform to make the day-to-day more efficient and extend the traditional storefront to online insurance experiences.” Source: RevenueBase Database · checked Sep 12, 2026
5	Rival Insurance Technology	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	79 contacts →
	Indirect evidence “Together we are transforming insurance with a new generation of technology.” Source: RevenueBase Database · checked Sep 12, 2026
6	Greenstone Financial Services Canada	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	66 contacts →
	Indirect evidence “Greenstone Financial Services is an innovative data-driven insurance business committed to continuous product evolution to meet dynamic customer needs.” Source: RevenueBase Database · checked Sep 12, 2026
7	Hubio Technology	Partial evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	63 contacts →
	Partial evidence “Hubio is an insurtech specialized in engineering solutions to help Property and Casualty insurance companies integrate seamlessly with industry third-parties, such as regulators…” Source: RevenueBase Database · checked Sep 12, 2026
8	Foxquilt	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	45 contacts →
	Indirect evidence “Foxquilt is an Insurance technology company focused on empowering small businesses and B2B networks to save on Small Business insurance.” Source: RevenueBase Database · checked Sep 12, 2026
9	Duuo By Co-Operators	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	45 contacts →
	Indirect evidence “Duuo by Co-operators develops embedded insurance solutions to meet the needs of our partners and their clients.” Source: RevenueBase Database · checked Sep 12, 2026
10	Fenchurch General Insurance Company	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	39 contacts →
	Indirect evidence “Fenchurch’s digital and automation focus, large dataset management and accurate modelling enables us to provide our customers and their advisors with tools, apps and…” Source: RevenueBase Database · checked Sep 12, 2026
11	Cleffex Digital LTD	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	51-200	33 contacts →
	Indirect evidence “Cleffex is a Canada-based software company delivering AI-powered solutions for healthcare, insurance, and ecommerce.” Source: RevenueBase Database · checked Sep 12, 2026
12	Illustrate INC	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	27 contacts →
	Indirect evidence “illustrate inc builds powerful and innovative software solutions for the Life Insurance industry to enable our Customers to embark on or extend their Digital Transformation…” Source: RevenueBase Database · checked Sep 12, 2026
13	lydia.ai	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	26 contacts →
	Indirect evidence “Lydia AI builds ORCA, an enterprise AI platform for complex, context-heavy work.” Source: RevenueBase Database · checked Sep 12, 2026
14	Instant Risk Coverage	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	22 contacts →
	Indirect evidence “Instant Risk Coverage is a digitally enabled insurance marketplace.” Source: RevenueBase Database · checked Sep 12, 2026
15	Walnut Insurance	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	18 contacts →
	Indirect evidence “At Walnut, we’ve cracked the nut on insurance and digitally flipped the traditional insurance model.” Source: RevenueBase Database · checked Sep 12, 2026
16	Mychoice	Partial evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	16 contacts →
	Partial evidence “MyChoice is a Toronto-based Insurtech company that equips brokers and insurance companies with tools they need to excel in both operations and client acquisition.” Source: RevenueBase Database · checked Sep 12, 2026
17	Riskfuel	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	10 contacts →
	Indirect evidence “Riskfuel harnesses AI to produce ultra-fast versions of the proprietary software that banks and insurance companies use to value and risk manage their portfolios of financial…” Source: RevenueBase Database · checked Sep 12, 2026
18	Orbiseed	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	9 contacts →
	Indirect evidence “Our AI machine-learning platform helps insurance carriers and brokers unlock the value of their unstructured commercial property data by rapidly extracting, processing, and…” Source: RevenueBase Database · checked Sep 12, 2026
19	Shore Underwriting	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	1-10	7 contacts →
	Indirect evidence “Shore Underwriting is a specialist underwriter of the emerging technology and professional services sectors in Canada.” Source: RevenueBase Database · checked Sep 12, 2026
20	Tm7 Tech	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	5 contacts →
	Indirect evidence “TM7 was formed in January 2018 after releasing of The launch included a full personal lines policy system with numerous integrations.” Source: RevenueBase Database · checked Sep 12, 2026
21	Pathway	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	4 contacts →
	Indirect evidence “Pathway is a robust automated insurance communication platform.” Source: RevenueBase Database · checked Sep 12, 2026
22	Verdant Insurance	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	1-10	3 contacts →
	Indirect evidence “Verdant Insurance operates as a start-up environment by utilizing first-class technologies, marketing optimization, and broker network to create the new waves of younger…” Source: RevenueBase Database · checked Sep 12, 2026
23	Northwise Insurance	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	1-10	3 contacts →
	Indirect evidence “Finding Life & Health Insurance doesn’t need to be life ending.” Source: RevenueBase Database · checked Sep 12, 2026
24	Xlnt Advisors	Indirect evidence	Toronto, ON, CanadaHQ checked Sep 12, 2026	11-50	3 contacts →
	Indirect evidence “XLNT [Excellent] Canada's fastest growing Digital Life Insurance Agency (DLI), is revolutionizing the world of life insurance sales through cutting-edge digital transformation to…” Source: RevenueBase Database · checked Sep 12, 2026
25	Insurtech Canada	Partial evidence	Toronto, CanadaHQ checked Sep 12, 2026	1-10	2 contacts →
	Partial evidence “Insurtech Canada: Igniting a Thriving Ecosystem!” Source: RevenueBase Database · checked Sep 12, 2026

RevenueBase Smart Search

RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: insurtech startups. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.

Strong evidence: The company's own public description of its business names insurtech startups.
Partial evidence: Its own public description names part of insurtech startups, so it works in or next to the category without describing itself that way.
Indirect evidence: The description shown does not name insurtech startups. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.

RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.

Showing 25 of 43 insurtech startups based in Toronto, Canada

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Insurtech startups based in Toronto, Canada at a glance

As of Sep 12, 2026

43.5%Verified-email coverage

8.8%Mobile-number coverage

26.0Average contacts per company

11-50Median size (employees)

Sep 12, 2026Page data refreshed

Companies by employee count

1-10

11-50

51-200

1,001-5,000

Freshness & accuracy

How recently the business emails were verified and the company information checked

Email last verified

Median 14.0d

3990–30

8531–60

161–90

090–180

2180+

Company record updated

Median 57.0d

00–30

57031–60

40061–90

10390–180

46180+

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among insurtech startups, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in Toronto, Canada whose own description of what they do matches “insurtech startups”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search: RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names insurtech startups), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude: Companies whose own description does not clearly place them among insurtech startups, and records with no verified work email. Companies headquartered outside Toronto are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 487 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 12, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names insurtech startups, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many insurtech startups are there based in Toronto, Canada?

RevenueBase identified 43 insurtech startups headquartered in Toronto, Canada as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Sonnet Insurance, headquartered in Toronto, tops this list with the largest team on record.

Which city in Canada has the most insurtech startups?

Toronto leads Canada with 41 headquartered companies, followed by Calgary (13) and Montreal (10).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 487 verified decision-maker contacts tracked across these 43 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 12, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.