Company lists · Data refreshed September 2026

Top 25 Embedded lending software based in the United States

RevenueBase identified 138 embedded lending software headquartered in the United States as of September 2026 and tracks 5,452 professional contacts across them, including 2,245 with verified work emails and 1,953 with mobile numbers. New York is the largest hub.

This list covers embedded lending software headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 1, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase Smart Search rating on every row Refreshed Sep 1, 2026 86% judged on-target in blind review
138Companies
5,452Contacts tracked
2,245Verified emails
1,953Mobile numbers
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The 25 largest embedded lending software based in the United States

Ranked by team size
Top 25 of 138 embedded lending software based in the United States, ranked by team size, largest first. Data refreshed Sep 1, 2026. RevenueBase Smart Search rates how each company's information relates to embedded lending software: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Partial evidenceIrvine, CA, United States501-1,000682 contacts →

Partial evidence

“Making lending human for banks, credit unions, and mortgage lenders.”

Source: RevenueBase Database · checked Sep 1, 2026
2Indirect evidenceNew York, NY, United States201-500546 contacts →

Indirect evidence

“Biz2Credit is focused on funding what’s next for small business.”

Source: RevenueBase Database · checked Sep 1, 2026
3Partial evidenceLehi, UT, United States201-500458 contacts →

Partial evidence

Lendio is transforming small business lending by connecting small businesses, lenders, and small business service providers through a single integrated technology platform.”

Source: RevenueBase Database · checked Sep 1, 2026
4Strong evidenceSan Francisco, CA, United States51-200319 contacts →

Strong evidence

“Pipe makes embedded financial solutions accessible to growing businesses inside the software they use every day.”

Source: RevenueBase Database · checked Sep 1, 2026
5Partial evidenceNew York, NY, United States201-500282 contacts →

Partial evidence

“About Biz2X Biz2X is a global leader in digital lending technology, providing a sophisticated SaaS ecosystem that empowers financial institutions and modern enterprises to scale…”

Source: RevenueBase Database · checked Sep 1, 2026
6Partial evidenceKennesaw, GA, United States201-500262 contacts →

Partial evidence

LendingPoint is a consumer lender headquartered in metro Atlanta, Georgia offering unsecured personal loans of to $36,500 to qualified borrowers across 42 states.”

Source: RevenueBase Database · checked Sep 1, 2026
7Partial evidenceNew York, NY, United States51-200177 contacts →

Partial evidence

“Unit is the market leader in embedded finance.”

Source: RevenueBase Database · checked Sep 1, 2026
8Indirect evidenceSanta Barbara, CA, United States51-200171 contacts →

Indirect evidence

“Lend Better.”

Source: RevenueBase Database · checked Sep 1, 2026
9Indirect evidenceNew York, NY, United States51-200140 contacts →

Indirect evidence

“Skeps is a white-labeled POS financing solutions provider for merchants and lenders.”

Source: RevenueBase Database · checked Sep 1, 2026
10Strong evidenceNew York, NY, United States51-200131 contacts →

Strong evidence

“Revolutionizing embedded lending and payments technology.”

Source: RevenueBase Database · checked Sep 1, 2026
11Indirect evidenceNew York, NY, United States51-200113 contacts →

Indirect evidence

“Capchase is a vendor financing platform and lender that helps enterprise technology companies close more deals by offering instant financing to their buyers.”

Source: RevenueBase Database · checked Sep 1, 2026
12Strong evidenceNew York, NY, United States51-20096 contacts →

Strong evidence

“ChargeAfter is pioneering the embedded lending network for point-of-sale consumer financing for merchants and financial institutions.”

Source: RevenueBase Database · checked Sep 1, 2026
13Indirect evidenceCharleston, SC, United States51-20085 contacts →

Indirect evidence

“BusinessLoans.com is a leading online platform dedicated to connecting small businesses with the financial resources they need to grow and succeed.”

Source: RevenueBase Database · checked Sep 1, 2026
14Indirect evidenceKennesaw, GA, United States51-20082 contacts →

Indirect evidence

“Strategic Link is a fintech innovator that responds rapidly to technological and economic trends with back-end solutions that maximize clients’ returns.”

Source: RevenueBase Database · checked Sep 1, 2026
15Partial evidenceAddison, TX, United States201-50074 contacts →

Partial evidence

“More and more consumers are choosing the ease and convenience of online lending.”

Source: RevenueBase Database · checked Sep 1, 2026
16Strong evidenceSan Francisco, CA, United States51-20066 contacts →

Strong evidence

“Migo is an embedded lending platform that enables companies to extend credit to consumers and small businesses in their own apps.”

Source: RevenueBase Database · checked Sep 1, 2026
17Partial evidenceIrvine, CA, United States51-20063 contacts →

Partial evidence

“Cloudvirga empowers all types of lenders to deliver a modern, efficient, and borrower-friendly lending experience.”

Source: RevenueBase Database · checked Sep 1, 2026
18Strong evidenceNew York, NY, United States51-20062 contacts →

Strong evidence

“Method provides connectivity to consumer credit and liability accounts with embedded payments, enabling end-to-end lending experiences, real-time account data intelligence, and…”

Source: RevenueBase Database · checked Sep 1, 2026
19Indirect evidenceWilmington, DE, United States11-5056 contacts →

Indirect evidence

“Across the world, millions of individuals and businesses are unable to access credit.”

Source: RevenueBase Database · checked Sep 1, 2026
20Indirect evidenceMechanicsburg, PA, United States51-20050 contacts →

Indirect evidence

“Versatile Credit is a financial technology provider that delivers high impact solutions for consumer financing.”

Source: RevenueBase Database · checked Sep 1, 2026
21Indirect evidenceNorth Richland Hills, TX, United States11-5037 contacts →

Indirect evidence

“Who we are: Answers, Etc.”

Source: RevenueBase Database · checked Sep 1, 2026
22Partial evidenceDenver, CO, United States51-20034 contacts →

Partial evidence

“Infinicept is a provider of embedded payment solutions.”

Source: RevenueBase Database · checked Sep 1, 2026
23Partial evidenceMiami, FL, United States51-20032 contacts →

Partial evidence

“DigiFi is the next-gen platform for automated digital lending.”

Source: RevenueBase Database · checked Sep 1, 2026
24Indirect evidenceIrvine, CA, United States51-20032 contacts →

Indirect evidence

“United Credit is a financial technology company that connects consumers and businesses with an array of experienced, innovative financing solutions.”

Source: RevenueBase Database · checked Sep 1, 2026
25Indirect evidenceRichmond, VA, United States11-5031 contacts →

Indirect evidence

“We are creating an ecosystem of merchants, banks and borrowers with the goal of helping all three.”

Source: RevenueBase Database · checked Sep 1, 2026

Showing 25 of 138 embedded lending software based in the United States

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Embedded lending software based in the United States at a glance

As of Sep 1, 2026
41.2%Verified-email coverage
35.8%Mobile-number coverage
39.5Average contacts per company
11-50Median size (employees)
12.3%Largest-city concentration · New York
Sep 1, 2026Page data refreshed

Companies by employee count

1-10
31
11-50
68
51-200
29
201-500
6
501-1,000
2
5,001-10,000
2

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among embedded lending software, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “embedded lending software”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names embedded lending software), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among embedded lending software, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 2,245 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 1, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names embedded lending software, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many embedded lending software are there based in the United States?

RevenueBase identified 138 embedded lending software headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Meridianlink, headquartered in Irvine, tops this list with the largest team on record.

Which city has the most embedded lending software?

New York leads with 17 headquartered companies, followed by San Francisco (5) and Miami (4).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 2,245 verified decision-maker contacts tracked across these 138 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 1, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.