Company lists · Data refreshed September 2026

Top 25 Embedded lending platforms based in the United States

Name: Embedded lending platforms based in the United States
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 28, 2026 361 companies tracked

RevenueBase identified 361 embedded lending platforms headquartered in the United States as of September 2026 and tracks 16,766 professional contacts across them, including 6,733 with verified work emails. New York is the largest hub.

This list covers embedded lending platforms headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 28, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 28, 2026 86% judged on-target in blind review

361Companies

16,766Contacts tracked

6,733Verified emails

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The 25 largest embedded lending platforms based in the United States

Ranked by team size

Top 25 of 361 embedded lending platforms based in the United States, ranked by team size, largest first. Data refreshed Sep 28, 2026. RevenueBase Smart Search rates how each company's information relates to embedded lending platforms: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#	Company	RevenueBase Smart Search	Headquarters	Employees	Contacts
1	Upstart	Partial evidence	San Mateo, CA, United StatesHQ checked Sep 28, 2026	1,001-5,000	1,713 contacts →
	Partial evidence “Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…” Source: RevenueBase Database · checked Sep 28, 2026
2	Enova International	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 28, 2026	1,001-5,000	1,473 contacts →
	Indirect evidence “Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks.” Source: RevenueBase Database · checked Sep 28, 2026
3	Cross River	Indirect evidence	Fort Lee, NJ, United StatesHQ checked Sep 28, 2026	501-1,000	931 contacts →
	Indirect evidence “Cross River Bank provides technology infrastructure powering the future of financial services.” Source: RevenueBase Database · checked Sep 28, 2026
4	Meridianlink	Partial evidence	Irvine, CA, United StatesHQ checked Sep 28, 2026	501-1,000	681 contacts →
	Partial evidence “Making lending human for banks, credit unions, and mortgage lenders.” Source: RevenueBase Database · checked Sep 28, 2026
5	Biz2credit	Indirect evidence	New York, NY, United StatesHQ checked Sep 28, 2026	201-500	536 contacts →
	Indirect evidence “Biz2Credit is focused on funding what’s next for small business.” Source: RevenueBase Database · checked Sep 28, 2026
6	Best EGG	Partial evidence	Wilmington, DE, United StatesHQ checked Sep 28, 2026	501-1,000	533 contacts →
	Partial evidence “Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources.” Source: RevenueBase Database · checked Sep 28, 2026
7	OPPFI	Partial evidence	Chicago, IL, United StatesHQ checked Sep 28, 2026	501-1,000	452 contacts →
	Partial evidence “OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans.” Source: RevenueBase Database · checked Sep 28, 2026
8	Lendio	Strong evidence	Lehi, UT, United StatesHQ checked Sep 28, 2026	201-500	445 contacts →
	Strong evidence “Lendio is transforming small business lending by connecting small businesses, lenders, and small business service providers through a single integrated technology platform.” Source: RevenueBase Database · checked Sep 28, 2026
9	Elevate	Indirect evidence	Fort Worth, TX, United StatesHQ checked Sep 28, 2026	201-500	408 contacts →
	Indirect evidence “Elevate, and the banks it supports, provide responsible, tech-enabled online credit solutions to consumers for immediate relief today and help them build a brighter financial…” Source: RevenueBase Database · checked Sep 28, 2026
10	PIPE	Partial evidence	San Francisco, CA, United StatesHQ checked Sep 28, 2026	51-200	327 contacts →
	Partial evidence “Pipe makes embedded financial solutions accessible to growing businesses inside the software they use every day.” Source: RevenueBase Database · checked Sep 28, 2026
11	CAN Capital	Indirect evidence	Marietta, GA, United StatesHQ checked Sep 28, 2026	51-200	296 contacts →
	Indirect evidence “CAN Capital has helped over small businesses gain access to over $8 Billion in working capital since 1998.” Source: RevenueBase Database · checked Sep 28, 2026
12	ARRAY	Strong evidence	New York, NY, United StatesHQ checked Sep 28, 2026	201-500	282 contacts →
	Strong evidence “Array is an embeddable platform that complements the existing product experience for many of the world’s leading fintechs, financial institutions, and digital brands.” Source: RevenueBase Database · checked Sep 28, 2026
13	Biz2x	Partial evidence	New York, NY, United StatesHQ checked Sep 28, 2026	201-500	274 contacts →
	Partial evidence “About Biz2X Biz2X is a global leader in digital lending technology, providing a sophisticated SaaS ecosystem that empowers financial institutions and modern enterprises to scale…” Source: RevenueBase Database · checked Sep 28, 2026
14	Lendingpoint	Partial evidence	Kennesaw, GA, United StatesHQ checked Sep 28, 2026	201-500	263 contacts →
	Partial evidence “LendingPoint is a consumer lender headquartered in metro Atlanta, Georgia offering unsecured personal loans of to $36,500 to qualified borrowers across 42 states.” Source: RevenueBase Database · checked Sep 28, 2026
15	Autopay	Indirect evidence	Denver, CO, United StatesHQ checked Sep 28, 2026	201-500	222 contacts →
	Indirect evidence “AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best terms and a no-hassle transaction.” Source: RevenueBase Database · checked Sep 28, 2026
16	Fundbox	Partial evidence	San Francisco, CA, United StatesHQ checked Sep 28, 2026	201-500	206 contacts →
	Partial evidence “Fundbox is the pioneer of embedded capital products for SMBs, offering fast, simple access to credit through the tools businesses already use.” Source: RevenueBase Database · checked Sep 28, 2026
17	Ondeck	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 28, 2026	501-1,000	200 contacts →
	Indirect evidence “At OnDeck, we make small business a big deal.” Source: RevenueBase Database · checked Sep 28, 2026
18	UNIT	Partial evidence	New York, NY, United StatesHQ checked Sep 28, 2026	51-200	179 contacts →
	Partial evidence “Unit is the market leader in embedded finance.” Source: RevenueBase Database · checked Sep 28, 2026
19	Rapid Finance	Indirect evidence	Bethesda, MD, United StatesHQ checked Sep 28, 2026	201-500	173 contacts →
	Indirect evidence “Rapid Finance is a leading online financial services company that offers fast, flexible funding solutions to small and medium-sized businesses in the U.S.” Source: RevenueBase Database · checked Sep 28, 2026
20	Baker Hill	Indirect evidence	Carmel, IN, United StatesHQ checked Sep 28, 2026	51-200	171 contacts →
	Indirect evidence “Lend Better.” Source: RevenueBase Database · checked Sep 28, 2026
21	Merchante	Partial evidence	Atlanta, GA, United StatesHQ checked Sep 28, 2026	201-500	152 contacts →
	Partial evidence “MerchantE provides a financial technology platform that drives digital commerce and supports the money management needs of growing businesses.” Source: RevenueBase Database · checked Sep 28, 2026
22	Parafin	Partial evidence	San Francisco, CA, United StatesHQ checked Sep 28, 2026	51-200	134 contacts →
	Partial evidence “Parafin’s infrastructure powers financial services for marketplaces, vertical SaaS, payment platforms, and more.” Source: RevenueBase Database · checked Sep 28, 2026
23	Fingerhut	Indirect evidence	Eden Prairie, MN, United StatesHQ checked Sep 28, 2026	1,001-5,000	134 contacts →
	Indirect evidence “Fingerhut, a long-standing fintech company, fuses extensive years of data modeling and real-time data analytics to provide payment options for valued customers.” Source: RevenueBase Database · checked Sep 28, 2026
24	Finmkt	Strong evidence	New York, NY, United StatesHQ checked Sep 28, 2026	51-200	132 contacts →
	Strong evidence “Revolutionizing embedded lending and payments technology.” Source: RevenueBase Database · checked Sep 28, 2026
25	David Allen Capital	Indirect evidence	Usa, MA, United StatesHQ checked Sep 28, 2026	501-1,000	132 contacts →
	Indirect evidence “Simple and Fast Business Capital From A simple and fast process You can receive a decision within 1 day and funding of to as soon as 1-2 business days.” Source: RevenueBase Database · checked Sep 28, 2026

RevenueBase Smart Search

RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: embedded lending platforms. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.

Strong evidence: The company's own public description of its business names embedded lending platforms.
Partial evidence: Its own public description names part of embedded lending platforms, so it works in or next to the category without describing itself that way.
Indirect evidence: The description shown does not name embedded lending platforms. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.

RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.

Showing 25 of 361 embedded lending platforms based in the United States

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Embedded lending platforms based in the United States at a glance

As of Sep 28, 2026

40.2%Verified-email coverage

46.4Average contacts per company

11-50Median size (employees)

14.4%Largest-city concentration · New York

Sep 28, 2026Page data refreshed

Companies by employee count

1-10

116

11-50

141

51-200

201-500

501-1,000

1,001-5,000

5,001-10,000

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 361 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among embedded lending platforms, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in the United States whose own description of what they do matches “embedded lending platforms”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search: RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names embedded lending platforms), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude: Companies whose own description does not clearly place them among embedded lending platforms, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 6,733 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 28, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Embedded lending platforms by metro

Embedded lending platforms in New York52

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names embedded lending platforms, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many embedded lending platforms are there based in the United States?

RevenueBase identified 361 embedded lending platforms headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Upstart, headquartered in San Mateo, tops this list with the largest team on record.

Which city has the most embedded lending platforms?

New York leads with 52 headquartered companies, followed by San Francisco (17) and Chicago (11).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 6,733 verified decision-maker contacts tracked across these 361 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 28, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.