Company lists · Data refreshed September 2026

Top 25 Embedded lending companies based in the United States

RevenueBase identified 136 company matches for embedded lending companies associated with the United States as of September 2026 and tracks 11,945 professional contacts across them, including 5,200 with verified work emails. New York is the largest hub.

This list covers company matches for embedded lending companies associated with the United States, found by RevenueBase SmartSearch using the meaning of business descriptions in its company graph at Exact. Ranked by professionals tracked, largest first. Rows show recorded descriptions where available, Exact search membership and the snapshot date. Data refreshed September 16, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase SmartSearch · Exact Recorded Sep 16, 2026 How this list was built
136Companies
11,945Contacts tracked
5,200Verified emails
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The 25 largest embedded lending companies based in the United States

Ranked by team size
Top 25 of 136 company matches for embedded lending companies based in the United States, ordered by professional contacts tracked in RevenueBase, largest first. Recorded Sep 16, 2026. The RevenueBase SmartSearch column shows Exact match membership in this saved search. Click a contact count to view that company's people. Totals use company locations recorded by RevenueBase; the displayed preview is a smaller selection.
#CompanyRevenueBase SmartSearchHeadquartersEmployeesContacts
1Exact matchSan Mateo, CA, United StatesHQ recorded Sep 16, 20261,001-5,0001,713 contacts →

Exact match

“Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
2Exact matchChicago, IL, United StatesHQ recorded Sep 16, 20261,001-5,0001,473 contacts →

Exact match

“Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
3Exact matchIrvine, CA, United StatesHQ recorded Sep 16, 2026501-1,000681 contacts →

Exact match

“Making lending human for banks, credit unions, and mortgage lenders.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
4Exact matchWilmington, DE, United StatesHQ recorded Sep 16, 2026501-1,000533 contacts →

Exact match

“Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
5Exact matchSan Francisco, CA, United StatesHQ recorded Sep 16, 2026201-500494 contacts →

Exact match

“Prosper introduced U.S.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
6Exact matchMinneapolis, MN, United StatesHQ recorded Sep 16, 2026501-1,000462 contacts →

Exact match

“Luminate Bank® is a national, digital-first financial partner supporting every stage of your financial journey.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
7Exact matchChicago, IL, United StatesHQ recorded Sep 16, 2026501-1,000452 contacts →

Exact match

“OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
8Exact matchFort Worth, TX, United StatesHQ recorded Sep 16, 2026201-500408 contacts →

Exact match

“Elevate, and the banks it supports, provide responsible, tech-enabled online credit solutions to consumers for immediate relief today and help them build a brighter financial…”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
9Exact matchTorrance, CA, United StatesHQ recorded Sep 16, 202651-200320 contacts →

Exact match

“Happy Money is a consumer finance company that empowers people to achieve their goals through responsible lending.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
10Exact matchNew York, NY, United StatesHQ recorded Sep 16, 2026201-500274 contacts →

Exact match

“About Biz2X Biz2X is a global leader in digital lending technology, providing a sophisticated SaaS ecosystem that empowers financial institutions and modern enterprises to scale…”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
11Exact matchKennesaw, GA, United StatesHQ recorded Sep 16, 2026201-500263 contacts →

Exact match

“LendingPoint is a consumer lender headquartered in metro Atlanta, Georgia offering unsecured personal loans of to $36,500 to qualified borrowers across 42 states.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
12Exact matchDenver, CO, United StatesHQ recorded Sep 16, 2026201-500222 contacts →

Exact match

“AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best terms and a no-hassle transaction.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
13Exact matchSalt Lake City, UT, United StatesHQ recorded Sep 16, 202651-200207 contacts →

Exact match

“WebBank ('the Bank"), is a Utah chartered Industrial Bank headquartered in Salt Lake City, UT.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
14Exact matchSan Francisco, CA, United StatesHQ recorded Sep 16, 2026201-500206 contacts →

Exact match

“Fundbox is the pioneer of embedded capital products for SMBs, offering fast, simple access to credit through the tools businesses already use.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
15Exact matchSan Diego, CA, United StatesHQ recorded Sep 16, 2026201-500203 contacts →

Exact match

“GAIN Credit is a market-leading fintech dedicated to improving the financial lives of people underserved by traditional banks and lenders.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
16Exact matchNew York, NY, United StatesHQ recorded Sep 16, 202651-200179 contacts →

Exact match

“Unit is the market leader in embedded finance.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
17Exact matchCleveland, OH, United StatesHQ recorded Sep 16, 202651-200160 contacts →

Exact match

“Splash is a leading AI-enabled lending marketplace that connects consumers with a network of credit unions and banks.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
18Exact matchOrange, CA, United StatesHQ recorded Sep 16, 20261,001-5,000147 contacts →

Exact match

“Founded in 2003 and headquartered in Orange, California, CashCall Inc.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
19Exact matchEden Prairie, MN, United StatesHQ recorded Sep 16, 20261,001-5,000134 contacts →

Exact match

“Fingerhut, a long-standing fintech company, fuses extensive years of data modeling and real-time data analytics to provide payment options for valued customers.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
20Exact matchNew York, NY, United StatesHQ recorded Sep 16, 202651-200132 contacts →

Exact match

“Revolutionizing embedded lending and payments technology.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
21Exact matchChicago, IL, United StatesHQ recorded Sep 16, 202651-200122 contacts →

Exact match

“NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
22Exact matchColumbus, OH, United StatesHQ recorded Sep 16, 202651-200106 contacts →

Exact match

“The Jifiti Group is a global technology company operating two industry-leading businesses - a white-labeled lending technology platform for banks and lenders, and a digital gift…”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
23Exact matchNew York, NY, United StatesHQ recorded Sep 16, 202651-20096 contacts →

Exact match

“ChargeAfter is pioneering the embedded lending network for point-of-sale consumer financing for merchants and financial institutions.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
24Exact matchAustin, TX, United StatesHQ recorded Sep 16, 202651-20095 contacts →

Exact match

“Lendflow provides embedded credit infrastructure for fintechs, lenders and software companies to build, embed and launch credit products.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase
25Exact matchAustin, TX, United StatesHQ recorded Sep 16, 202651-20092 contacts →

Exact match

“Gravity Lending is a fintech company with over 50 years of financial services experience focused on offering a vast array of consumer lending products.”

Recorded in the RevenueBase company graph · Sep 16, 2026 · View company records in RevenueBase

Showing 25 of 136 embedded lending companies based in the United States

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Embedded lending companies based in the United States at a glance

As of Sep 16, 2026
43.5%Verified-email coverage
87.8Average contacts per company
11-50Median size (employees)
8.8%Largest-city concentration · New York
Sep 16, 2026Page data refreshed

Companies by employee count

1-10
33
11-50
42
51-200
34
201-500
14
501-1,000
5
1,001-5,000
7
5,001-10,000
1

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 136 companies.

How this list was built

The recorded descriptions help you assess these company matches. Check a company’s website for its current services and locations.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies
Company records associated with the United States whose business descriptions match “embedded lending companies” by meaning at the Exact setting. Descriptions are compiled in the RevenueBase company graph from public websites, profiles and company information where available; they are not guaranteed quotations from the company's website.
RevenueBase SmartSearch
Describe a niche company in your own words to find businesses by meaning. Exact, Similar, Related and Broad control the breadth of RevenueBase SmartSearch. This saved list uses Exact. Each row's Exact match badge shows inclusion in that search, not an individual score or a service-quality judgment.
Public preview
The public preview omits records without a verified work email. Where headquarters information is recorded, preview rows are also filtered to this page’s location. Dataset totals and geographic summaries describe the full matched records before these preview filters.
Match quality
RevenueBase's August 25, 2026 study assessed 4,198 description/company pairs across matching settings. The publisher reports 86% good or better at Exact. This evaluates the method across queries; it does not audit this individual list. Recorded company descriptions, where available, help you judge each match yourself. Read the full methodology: how the lists are built and what the study measures.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every displayed company carries at least one verified work email. RevenueBase tracks 5,200 professional contacts with verified work emails across the full matched dataset. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 16, 2026. Lists refresh periodically as the graph is re-checked.
Record context
Company records and descriptions can change. Check the company's website for its current services and locations.

Frequently asked

What is RevenueBase SmartSearch?

RevenueBase SmartSearch finds niche companies by the meaning of their business descriptions in the RevenueBase company graph. Exact, Similar, Related and Broad control how closely companies must fit your description. This list uses Exact for “embedded lending companies”; each Exact match badge shows search membership, not an individual similarity or quality score.

How many embedded lending companies are there based in the United States?

RevenueBase identified 136 company matches for embedded lending companies associated with the United States as of September 2026, using the meaning of business descriptions at Exact. This is the recorded matched set in the RevenueBase company graph.

What is the largest company on this list?

Upstart tops the displayed preview by professional contacts tracked in RevenueBase. Recorded headquarters appear in the company rows.

Which city has the most embedded lending companies?

New York leads with 12 company records, followed by San Francisco (9) and Chicago (7).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work limited free results with 500 credits to start. Upgrading provides access to the 5,200 professional contacts with verified work emails tracked across these 136 companies; direct dials are available where recorded.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 16, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.