Company lists · Data refreshed September 2026
Top 25 Earned wage access software companies based in the United States
RevenueBase identified 53 earned wage access software companies headquartered in the United States as of September 2026 and tracks 3,174 professional contacts across them, including 980 with verified work emails. New York is the largest hub.
This list covers earned wage access software companies headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 14, 2026.
Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.
The 25 largest earned wage access software companies based in the United States
Ranked by team size| # | Company | Contacts | |||
|---|---|---|---|---|---|
| 1 | 567 contacts → | ||||
Strong evidence “EarnIn lets you access your money as you earn it, not days or weeks later.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 2 | 398 contacts → | ||||
Indirect evidence “Payactiv is the best way for employees to get financial relief between paychecks, a service needed by two-thirds of the workforce.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 3 | 269 contacts → | ||||
Indirect evidence “Rain is the AI financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 4 | 184 contacts → | ||||
Indirect evidence “Tapcheck is the leading on-demand pay provider, empowering employees to take control of payday.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 5 | 90 contacts → | ||||
Partial evidence “Mode Ranks #1 in Software overall on the Deloitte Technology Fast 500 List of North America's fastest-growing companies with a 32,481% revenue growth from 2019-2022.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 6 | 74 contacts → | ||||
Indirect evidence “Clair is an AI-driven fintech company that makes payday simple with embedded On-Demand Pay.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 7 | 59 contacts → | ||||
Strong evidence “Instant Financial is a fintech company modernizing payments and earned wage access for hourly workers and their employers.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 8 | 42 contacts → | ||||
Indirect evidence “Most payroll systems were built for an era of paper checks and predictable schedules.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 9 | 33 contacts → | ||||
Partial evidence “Immediate provides an all-in-one pay access solution to deliver on-demand pay, off-cycle payments, digital tips, and employee pay cards.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 10 | 28 contacts → | ||||
Indirect evidence “DailyPay, Inc, powered by its industry-leading technology platform, is on a mission to build a new financial system for everyone.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 11 | 28 contacts → | ||||
Indirect evidence “Cadana is a leading technology company that provides payroll services for fast-growing businesses.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 12 | 24 contacts → | ||||
Indirect evidence “Trayd is an all-in-one construction back office operating system that has payroll and compliance at the forefront.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 13 | 22 contacts → | ||||
Strong evidence “Earned Wage Access: modern benefit today’s workforce expects You offer flexibility and peace of mind.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 14 | 18 contacts → | ||||
Strong evidence “QRails is an Earned Wage Access, Pay Card provider and card issuer/processor in the US, UK, EU, and LAT.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 15 | 18 contacts → | ||||
Strong evidence “FlexWage created the Earned Wage Access industry in 2010, our goal has been to provide workers with safe and responsible solutions to cash flow volatility and financial wellness.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 16 | 16 contacts → | ||||
Strong evidence “OrbisPay provides an On-Demand Pay solution that allows employees to get instant access to their earnings ahead of their paycheck.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 17 | 14 contacts → | ||||
Indirect evidence “Empowering Employees.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 18 | 11 contacts → | ||||
Indirect evidence “Protiv inspires human potential.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 19 | 10 contacts → | ||||
Strong evidence “Zofi Cash is revolutionizing the way salaried individuals access their wages.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 20 | 6 contacts → | ||||
Strong evidence “Embedded Earned Wage Access for Financial Institutions” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 21 | 5 contacts → | ||||
Indirect evidence “RoosterWise Moving Money for Operators and Employees Alike At RoosterWise, we leverage real-time operational data to make money move faster, smarter, and more reliably.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 22 | 5 contacts → | ||||
Partial evidence “Discover the Spentra Solution, an all-in-one pay-access platform for both employees and employers.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 23 | 2 contacts → | ||||
Strong evidence “Pronto Pay is looking to eliminate the cycle of predatory lending practices by providing fair, honest and transparent access to earned wages.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 24 | 1 contacts → | ||||
Partial evidence “Our system allows you to pay your employees digitally-and immediately in emergencies-after each shift; whether that's in wages, tips, or mileage reimbursement.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
| 25 | 1 contacts → | ||||
Strong evidence “Bafu – Early Wage Access (EWA) offers a host of benefits to employees, revolutionizing the way we approach financial well-being.” Source: RevenueBase Database · checked Sep 14, 2026Thanks. The Data Team will review it. | |||||
RevenueBase Smart Search
RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: earned wage access software companies. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.
- Strong evidence
- The company's own public description of its business names earned wage access software companies.
- Partial evidence
- Its own public description names part of earned wage access software companies, so it works in or next to the category without describing itself that way.
- Indirect evidence
- The description shown does not name earned wage access software companies. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.
RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.
Showing 25 of 53 earned wage access software companies based in the United States
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Earned wage access software companies based in the United States at a glance
As of Sep 14, 2026Companies by employee count
Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 53 companies.
How this list was built
Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among earned wage access software companies, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.
- Source
- The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
- What qualifies
- Companies headquartered in the United States whose own description of what they do matches “earned wage access software companies”. Matching reads each company's description, not its industry code or its name.
- RevenueBase Smart Search
- RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names earned wage access software companies), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
- What we exclude
- Companies whose own description does not clearly place them among earned wage access software companies, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
- Match quality
- In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
- Ranking
- Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
- Verification
- Every listed company carries at least one verified work email, 980 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
- Refresh
- This page's figures were pulled from the company graph on September 14, 2026. Lists refresh periodically as the graph is re-checked.
- Corrections
- Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.
Frequently asked
What is RevenueBase Smart Search?
RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names earned wage access software companies, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.
How many earned wage access software companies are there based in the United States?
RevenueBase identified 53 earned wage access software companies headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.
What is the largest company on this list?
Earnin, headquartered in Mountain View, tops this list with the largest team on record.
Which city has the most earned wage access software companies?
New York leads with 8 headquartered companies, followed by Miami (3) and New York City (3).
How do I get contact information for these companies?
A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 980 verified decision-maker contacts tracked across these 53 companies.
How current is this list?
The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 14, 2026.
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About this data
RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.
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