Company lists · Data refreshed October 2026

Top 25 Earned wage access software companies based in the United States

RevenueBase identified 52 company matches for earned wage access software companies associated with the United States as of October 2026 and tracks 3,157 professional contacts across them, including 980 with verified work emails. New York is the largest hub.

This list covers company matches for earned wage access software companies associated with the United States, found by RevenueBase SmartSearch using the meaning of business descriptions in its company graph at Exact. Ranked by professionals tracked, largest first. Rows show recorded descriptions where available, Exact search membership and the snapshot date. Data refreshed October 1, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase SmartSearch, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase SmartSearch · Exact Recorded Oct 1, 2026 How this list was built
52Companies
3,157Contacts tracked
980Verified emails
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The 25 largest earned wage access software companies based in the United States

Ranked by team size
Top 25 of 52 company matches for earned wage access software companies based in the United States, ordered by professional contacts tracked in RevenueBase, largest first. Recorded Oct 1, 2026. The RevenueBase SmartSearch column shows Exact match membership in this saved search. Click a contact count to view that company's people. Totals use company locations recorded by RevenueBase; the displayed preview is a smaller selection.
#CompanyRevenueBase SmartSearchHeadquartersEmployeesContacts
1Exact matchMountain View, CA, United StatesHQ recorded Oct 1, 2026201-500567 contacts →

Exact match

“EarnIn lets you access your money as you earn it, not days or weeks later.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
2Exact matchMilpitas, CA, United StatesHQ recorded Oct 1, 202651-200398 contacts →

Exact match

“Payactiv is the best way for employees to get financial relief between paychecks, a service needed by two-thirds of the workforce.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
3Exact matchSanta Monica, CA, United StatesHQ recorded Oct 1, 202651-200269 contacts →

Exact match

“Rain is the AI financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
4Exact matchPlano, CA, United StatesHQ recorded Oct 1, 202651-200184 contacts →

Exact match

“Tapcheck is the leading on-demand pay provider, empowering employees to take control of payday.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
5Exact matchChicago, IL, United StatesHQ recorded Oct 1, 202651-20090 contacts →

Exact match

“Mode Ranks #1 in Software overall on the Deloitte Technology Fast 500 List of North America's fastest-growing companies with a 32,481% revenue growth from 2019-2022.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
6Exact matchNew York, NY, United StatesHQ recorded Oct 1, 202651-20074 contacts →

Exact match

“Clair is an AI-driven fintech company that makes payday simple with embedded On-Demand Pay.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
7Exact matchAlpharetta, GA, United StatesHQ recorded Oct 1, 202651-20059 contacts →

Exact match

“Instant Financial is a fintech company modernizing payments and earned wage access for hourly workers and their employers.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
8Exact matchSalt Lake City, UT, United StatesHQ recorded Oct 1, 202611-5042 contacts →

Exact match

“Most payroll systems were built for an era of paper checks and predictable schedules.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
9Exact matchBirmingham, AL, United StatesHQ recorded Oct 1, 202651-20033 contacts →

Exact match

“Immediate provides an all-in-one pay access solution to deliver on-demand pay, off-cycle payments, digital tips, and employee pay cards.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
10Exact matchNew York, NY, United StatesHQ recorded Oct 1, 2026501-1,00028 contacts →

Exact match

“DailyPay, Inc, powered by its industry-leading technology platform, is on a mission to build a new financial system for everyone.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
11Exact matchNew York, NY, United StatesHQ recorded Oct 1, 202611-5028 contacts →

Exact match

“Cadana is a leading technology company that provides payroll services for fast-growing businesses.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
12Exact matchNew York, NY, United StatesHQ recorded Oct 1, 202611-5024 contacts →

Exact match

“Trayd is an all-in-one construction back office operating system that has payroll and compliance at the forefront.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
13Exact matchBrooklyn, United StatesHQ recorded Oct 1, 202651-20022 contacts →

Exact match

“Earned Wage Access: modern benefit today’s workforce expects You offer flexibility and peace of mind.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
14Exact matchDenver, CO, United StatesHQ recorded Oct 1, 202651-20018 contacts →

Exact match

“QRails is an Earned Wage Access, Pay Card provider and card issuer/processor in the US, UK, EU, and LAT.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
15Exact matchScottsdale, AZ, United StatesHQ recorded Oct 1, 202611-5018 contacts →

Exact match

“FlexWage created the Earned Wage Access industry in 2010, our goal has been to provide workers with safe and responsible solutions to cash flow volatility and financial wellness.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
16Exact matchNew York, United StatesHQ recorded Oct 1, 202611-5016 contacts →

Exact match

“OrbisPay provides an On-Demand Pay solution that allows employees to get instant access to their earnings ahead of their paycheck.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
17Exact matchMontgomery County, TX, United StatesHQ recorded Oct 1, 202651-20014 contacts →

Exact match

“Empowering Employees.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
18Exact matchNew York, NY, United StatesHQ recorded Oct 1, 20261-1011 contacts →

Exact match

“Protiv inspires human potential.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
19Exact matchLos Angeles, CA, United StatesHQ recorded Oct 1, 202611-5010 contacts →

Exact match

“Zofi Cash is revolutionizing the way salaried individuals access their wages.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
20Exact matchMiami, FL, United StatesHQ recorded Oct 1, 202611-506 contacts →

Exact match

“Embedded Earned Wage Access for Financial Institutions”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
21Exact matchGilbert, AZ, United StatesHQ recorded Oct 1, 20261-105 contacts →

Exact match

“RoosterWise Moving Money for Operators and Employees Alike At RoosterWise, we leverage real-time operational data to make money move faster, smarter, and more reliably.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
22Exact matchDallas, TX, United StatesHQ recorded Oct 1, 202611-505 contacts →

Exact match

“Discover the Spentra Solution, an all-in-one pay-access platform for both employees and employers.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
23Exact matchHouston, TX, United StatesHQ recorded Oct 1, 20261-102 contacts →

Exact match

“Pronto Pay is looking to eliminate the cycle of predatory lending practices by providing fair, honest and transparent access to earned wages.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
24Exact matchChicago, IL, United StatesHQ recorded Oct 1, 202651-2001 contacts →

Exact match

“Our system allows you to pay your employees digitally-and immediately in emergencies-after each shift; whether that's in wages, tips, or mileage reimbursement.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase
25Exact matchMiami, FL, United StatesHQ recorded Oct 1, 202611-501 contacts →

Exact match

“Bafu – Early Wage Access (EWA) offers a host of benefits to employees, revolutionizing the way we approach financial well-being.”

Recorded in the RevenueBase company graph · Oct 1, 2026 · View company records in RevenueBase

Showing 25 of 52 earned wage access software companies based in the United States

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Earned wage access software companies based in the United States at a glance

As of Oct 1, 2026
31.0%Verified-email coverage
60.7Average contacts per company
11-50Median size (employees)
19.2%Largest-city concentration · New York
Oct 1, 2026Page data refreshed

Companies by employee count

1-10
21
11-50
13
51-200
13
201-500
2
501-1,000
2

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 52 companies.

How this list was built

The recorded descriptions help you assess these company matches. Check a company’s website for its current services and locations.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase SmartSearch, the natural-language company search available to every RevenueBase user.
What qualifies
Company records associated with the United States whose business descriptions match “earned wage access software companies” by meaning at the Exact setting. Descriptions are compiled in the RevenueBase company graph from public websites, profiles and company information where available; they are not guaranteed quotations from the company's website.
RevenueBase SmartSearch
Describe a niche company in your own words to find businesses by meaning. Exact, Similar, Related and Broad control the breadth of RevenueBase SmartSearch. This saved list uses Exact. Each row's Exact match badge shows inclusion in that search, not an individual score or a service-quality judgment.
Public preview
The public preview omits records without a verified work email. Where headquarters information is recorded, preview rows are also filtered to this page’s location. Dataset totals and geographic summaries describe the full matched records before these preview filters.
Match quality
RevenueBase's August 25, 2026 study assessed 4,198 description/company pairs across matching settings. The publisher reports 86% good or better at Exact. This evaluates the method across queries; it does not audit this individual list. Recorded company descriptions, where available, help you judge each match yourself. Read the full methodology: how the lists are built and what the study measures.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every displayed company carries at least one verified work email. RevenueBase tracks 980 professional contacts with verified work emails across the full matched dataset. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on October 1, 2026. Lists refresh periodically as the graph is re-checked.
Record context
Company records and descriptions can change. Check the company's website for its current services and locations.

Frequently asked

What is RevenueBase SmartSearch?

RevenueBase SmartSearch finds niche companies by the meaning of their business descriptions in the RevenueBase company graph. Exact, Similar, Related and Broad control how closely companies must fit your description. This list uses Exact for “earned wage access software companies”; each Exact match badge shows search membership, not an individual similarity or quality score.

How many earned wage access software companies are there based in the United States?

RevenueBase identified 52 company matches for earned wage access software companies associated with the United States as of October 2026, using the meaning of business descriptions at Exact. This is the recorded matched set in the RevenueBase company graph.

What is the largest company on this list?

Earnin tops the displayed preview by professional contacts tracked in RevenueBase. Recorded headquarters appear in the company rows.

Which city has the most earned wage access software companies?

New York leads with 10 company records, followed by Birmingham (2) and Chicago (2).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work limited free results with 500 credits to start. Upgrading provides access to the 980 professional contacts with verified work emails tracked across these 52 companies; direct dials are available where recorded.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on October 1, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase SmartSearch, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.