Company lists · Data refreshed September 2026

Top 25 Direct-to-consumer life insurance companies based in the United States

RevenueBase identified 193 direct-to-consumer life insurance companies headquartered in the United States as of September 2026 and tracks 4,378 professional contacts across them, including 1,338 with verified work emails. New York is the largest hub.

This list covers direct-to-consumer life insurance companies headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 16, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 16, 2026 86% judged on-target in blind review
193Companies
4,378Contacts tracked
1,338Verified emails
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The 25 largest direct-to-consumer life insurance companies based in the United States

Ranked by team size
Top 25 of 193 direct-to-consumer life insurance companies based in the United States, ranked by team size, largest first. Data refreshed Sep 16, 2026. RevenueBase Smart Search rates how each company's information relates to direct-to-consumer life insurance companies: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Strong evidenceAustin, TX, United StatesHQ checked Sep 16, 2026501-1,000788 contacts →

Strong evidence

“Ethos makes getting life insurance instant and easy.”

Source: RevenueBase Database · checked Sep 16, 2026
2Strong evidenceBellevue, WA, United StatesHQ checked Sep 16, 2026201-500345 contacts →

Strong evidence

“eFinancial is making it faster, easier, and more affordable for everyday Americans get life insurance coverage.”

Source: RevenueBase Database · checked Sep 16, 2026
3Indirect evidenceMiami, FL, United StatesHQ checked Sep 16, 2026201-500292 contacts →

Indirect evidence

“We are a financial services company which offers a full range of personal protection products in North America.”

Source: RevenueBase Database · checked Sep 16, 2026
4Strong evidenceFort Washington, PA, United StatesHQ checked Sep 16, 2026201-500280 contacts →

Strong evidence

“Coventry is the leader and creator of the secondary market for life insurance and a pioneer of the life insurance-backed asset class, operating an integrated platform across four…”

Source: RevenueBase Database · checked Sep 16, 2026
5Strong evidenceWoburn, MA, United StatesHQ checked Sep 16, 2026201-500267 contacts →

Strong evidence

“Since 1907, SBLI has helped millions of people protect what matters most with simple, dependable life insurance.”

Source: RevenueBase Database · checked Sep 16, 2026
6Strong evidenceDurham, NC, United StatesHQ checked Sep 16, 202651-200246 contacts →

Strong evidence

“We’re Aspida – a tech-leading, agile insurance company that provides life and annuity solutions with speed, simplicity, and security to enhance well-planned retirement and wealth…”

Source: RevenueBase Database · checked Sep 16, 2026
7Strong evidenceSan Francisco, CA, United StatesHQ checked Sep 16, 202651-200115 contacts →

Strong evidence

“Ladder combines the power of innovative technology with world-class financial and insurance expertise to make it easy for anyone to access life insurance.”

Source: RevenueBase Database · checked Sep 16, 2026
8Strong evidenceSan Francisco, CA, United StatesHQ checked Sep 16, 202651-20087 contacts →

Strong evidence

“Finally, life insurance that makes sense.”

Source: RevenueBase Database · checked Sep 16, 2026
9Partial evidenceHartford, CT, United StatesHQ checked Sep 16, 202651-20080 contacts →

Partial evidence

“Covr is an "Insurtech" company that provides a digital insurance platform that simplifies the insurance process and makes it easy to protect your loved ones.”

Source: RevenueBase Database · checked Sep 16, 2026
10Partial evidenceChicago, IL, United StatesHQ checked Sep 16, 202651-20071 contacts →

Partial evidence

“Originally founded in 1984 as Quotesmith Corporation, Life Quotes, Inc.”

Source: RevenueBase Database · checked Sep 16, 2026
11Strong evidenceAustin, TX, United StatesHQ checked Sep 16, 202651-20070 contacts →

Strong evidence

“YourPolicy is making insurance simple, transparent and convenient by challenging the traditional methods of shopping for auto, home, and life insurance.”

Source: RevenueBase Database · checked Sep 16, 2026
12Strong evidenceBrooklyn, United StatesHQ checked Sep 16, 202611-5069 contacts →

Strong evidence

“Fabric by Gerber Life provides term life insurance that's designed to be affordable-plus wills, and access to kids investment accounts to help protect your family’s financial…”

Source: RevenueBase Database · checked Sep 16, 2026
13Strong evidenceChesterfield, MO, United StatesHQ checked Sep 16, 202651-20061 contacts →

Strong evidence

“iCover is a digital service that enables insurers to sell, underwrite, and issue life insurance in 5 minutes, at a fraction of the typical cost.”

Source: RevenueBase Database · checked Sep 16, 2026
14Strong evidenceTopeka, KS, United StatesHQ checked Sep 16, 202611-5050 contacts →

Strong evidence

“At Everly, we combine a forward-thinking approach with cutting edge digital technology – creating life insurance products you might design for yourself.”

Source: RevenueBase Database · checked Sep 16, 2026
15Strong evidenceNew York, NY, United StatesHQ checked Sep 16, 202611-5042 contacts →

Strong evidence

“Afficiency delivers life insurance products on an all-encompassing digital platform, available for digital distributors from quote to policy.”

Source: RevenueBase Database · checked Sep 16, 2026
16Strong evidenceMeriden, CT, United StatesHQ checked Sep 16, 2026201-50028 contacts →

Strong evidence

Direct to the customer auto insurance company, founded in 1995.”

Source: RevenueBase Database · checked Sep 16, 2026
17Strong evidenceNew York, NY, United StatesHQ checked Sep 16, 202611-5027 contacts →

Strong evidence

“Optifino is a digital Brokerage General Agency (BGA) built by accomplished financial services veterans to radically simplify the life insurance user experience.”

Source: RevenueBase Database · checked Sep 16, 2026
18Indirect evidenceMiami, FL, United StatesHQ checked Sep 16, 2026n/a25 contacts →

Indirect evidence

“The #1 Insurtech IMO for Multinational, Multicultural Leaders Founded in January 2024, FLOW has already shattered industry records, surpassing $17.3M in issued-paid premium…”

Source: RevenueBase Database · checked Sep 16, 2026
19Strong evidenceSouthfield, MI, United StatesHQ checked Sep 16, 202611-5024 contacts →

Strong evidence

“Everdays is a revolutionary Insurtech start-up that combines an innovative digital platform with simplified whole life and term insurance products, transforming the way people…”

Source: RevenueBase Database · checked Sep 16, 2026
20Strong evidenceLake Oswego, OR, United StatesHQ checked Sep 16, 202611-5024 contacts →

Strong evidence

“At Origin8cares, we believe that life insurance should be easy, fast and human.”

Source: RevenueBase Database · checked Sep 16, 2026
21Strong evidenceBerkeley Heights, NJ, United StatesHQ checked Sep 16, 202611-5020 contacts →

Strong evidence

“Plum Life is on a mission to create the ideal life insurance experience where the confidence of working with an advisor the and convenience of buying online meet in one place.”

Source: RevenueBase Database · checked Sep 16, 2026
22Strong evidenceNew York, NY, United StatesHQ checked Sep 16, 202611-5019 contacts →

Strong evidence

“A next generation life insurance company.”

Source: RevenueBase Database · checked Sep 16, 2026
23Indirect evidenceFort Myers, FL, United StatesHQ checked Sep 16, 202611-5018 contacts →

Indirect evidence

“Pendella is a cloud-based platform that helps you compete in the new economy.”

Source: RevenueBase Database · checked Sep 16, 2026
24Strong evidenceHartford, CT, United StatesHQ checked Sep 16, 202651-20015 contacts →

Strong evidence

“The life insurance revolution has arrived.”

Source: RevenueBase Database · checked Sep 16, 2026
25Indirect evidenceMiddletown, DE, United StatesHQ checked Sep 16, 202611-5014 contacts →

Indirect evidence

“At Real Innovation, we make it easy for customers, partners, and agents.”

Source: RevenueBase Database · checked Sep 16, 2026

Showing 25 of 193 direct-to-consumer life insurance companies based in the United States

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Direct-to-consumer life insurance companies based in the United States at a glance

As of Sep 16, 2026
30.6%Verified-email coverage
22.7Average contacts per company
11-50Median size (employees)
4.1%Largest-city concentration · New York
Sep 16, 2026Page data refreshed

Companies by employee count

1-10
82
11-50
67
51-200
28
201-500
11
501-1,000
2
5,001-10,000
1
10001+
1

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 193 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among direct-to-consumer life insurance companies, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “direct-to-consumer life insurance companies”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names direct-to-consumer life insurance companies), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among direct-to-consumer life insurance companies, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 1,338 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 16, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names direct-to-consumer life insurance companies, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many direct-to-consumer life insurance companies are there based in the United States?

RevenueBase identified 193 direct-to-consumer life insurance companies headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

ETHOS, headquartered in Austin, tops this list with the largest team on record.

Which city has the most direct-to-consumer life insurance companies?

New York leads with 8 headquartered companies, followed by Miami (7) and Austin (6).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,338 verified decision-maker contacts tracked across these 193 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 16, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.