Company lists · Data refreshed September 2026

Top 25 Direct lending platforms based in the United States

Name: Direct lending platforms based in the United States
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 1, 2026 370 companies tracked

RevenueBase identified 370 direct lending platforms headquartered in the United States as of September 2026 and tracks 9,894 professional contacts across them, including 4,332 with verified work emails and 3,952 with mobile numbers. New York is the largest hub.

This list covers direct lending platforms headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 1, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase Smart Search rating on every row Refreshed Sep 1, 2026 86% judged on-target in blind review

370Companies

9,894Contacts tracked

4,332Verified emails

3,952Mobile numbers

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The 25 largest direct lending platforms based in the United States

Ranked by team size

Top 25 of 370 direct lending platforms based in the United States, ranked by team size, largest first. Data refreshed Sep 1, 2026. RevenueBase Smart Search rates how each company's information relates to direct lending platforms: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#	Company	RevenueBase Smart Search	Headquarters	Employees	Contacts
1	Better	Partial evidence	New York, NY, United States	1,001-5,000	1,825 contacts →
	Partial evidence “Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $100B in loan…” Source: RevenueBase Database · checked Sep 1, 2026
2	Upstart	Partial evidence	Columbus, OH, United States	1,001-5,000	1,711 contacts →
	Partial evidence “Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…” Source: RevenueBase Database · checked Sep 1, 2026
3	Meridianlink	Partial evidence	Irvine, CA, United States	501-1,000	682 contacts →
	Partial evidence “Making lending human for banks, credit unions, and mortgage lenders.” Source: RevenueBase Database · checked Sep 1, 2026
4	Figure	Indirect evidence	San Francisco, CA, United States	501-1,000	568 contacts →
	Indirect evidence “Figure is transforming capital markets through blockchain.” Source: RevenueBase Database · checked Sep 1, 2026
5	Prosper Marketplace	Indirect evidence	San Francisco, CA, United States	201-500	492 contacts →
	Indirect evidence “Founded in 2005, Prosper introduced U.S.” Source: RevenueBase Database · checked Sep 1, 2026
6	Lendio	Strong evidence	Lehi, UT, United States	201-500	458 contacts →
	Strong evidence “Lendio is transforming small business lending by connecting small businesses, lenders, and small business service providers through a single integrated technology platform.” Source: RevenueBase Database · checked Sep 1, 2026
7	Biz2x	Partial evidence	New York, NY, United States	201-500	282 contacts →
	Partial evidence “About Biz2X Biz2X is a global leader in digital lending technology, providing a sophisticated SaaS ecosystem that empowers financial institutions and modern enterprises to scale…” Source: RevenueBase Database · checked Sep 1, 2026
8	Lendingpoint	Partial evidence	Kennesaw, GA, United States	201-500	262 contacts →
	Partial evidence “LendingPoint is a consumer lender headquartered in metro Atlanta, Georgia offering unsecured personal loans of to $36,500 to qualified borrowers across 42 states.” Source: RevenueBase Database · checked Sep 1, 2026
9	Autopay	Partial evidence	Denver, CO, United States	201-500	222 contacts →
	Partial evidence “AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best terms and a no-hassle transaction.” Source: RevenueBase Database · checked Sep 1, 2026
10	Splash	Partial evidence	Cleveland, OH, United States	51-200	159 contacts →
	Partial evidence “Splash is a leading AI-enabled lending marketplace that connects consumers with a network of credit unions and banks.” Source: RevenueBase Database · checked Sep 1, 2026
11	Cashcall, INC	Indirect evidence	Orange, CA, United States	1,001-5,000	147 contacts →
	Indirect evidence “Founded in 2003 and headquartered in Orange, California, CashCall Inc.” Source: RevenueBase Database · checked Sep 1, 2026
12	Chargeafter	Partial evidence	New York, NY, United States	51-200	96 contacts →
	Partial evidence “ChargeAfter is pioneering the embedded lending network for point-of-sale consumer financing for merchants and financial institutions.” Source: RevenueBase Database · checked Sep 1, 2026
13	Ascent Developer Solutions	Strong evidence	Cambridge, MA, United States	51-200	86 contacts →
	Strong evidence “Ascent is a leading private lending and institutional debt platform offering customized financing solutions to top-tier single-family and multifamily developers and investors.” Source: RevenueBase Database · checked Sep 1, 2026
14	Commloan	Partial evidence	Scottsdale, AZ, United States	11-50	86 contacts →
	Partial evidence “Founded in 2014, CommLoan is the Operating System for Commercial Real Estate Lending.” Source: RevenueBase Database · checked Sep 1, 2026
15	businessloans.com	Partial evidence	Charleston, SC, United States	51-200	85 contacts →
	Partial evidence “BusinessLoans.com is a leading online platform dedicated to connecting small businesses with the financial resources they need to grow and succeed.” Source: RevenueBase Database · checked Sep 1, 2026
16	Loanstreet INC	Indirect evidence	New York, NY, United States	51-200	75 contacts →
	Indirect evidence “About LoanStreet Inc.” Source: RevenueBase Database · checked Sep 1, 2026
17	Think Finance	Partial evidence	Addison, TX, United States	201-500	74 contacts →
	Partial evidence “More and more consumers are choosing the ease and convenience of online lending.” Source: RevenueBase Database · checked Sep 1, 2026
18	Toorak Capital Partners	Strong evidence	Summit, NJ, United States	11-50	64 contacts →
	Strong evidence “Toorak Capital Partners is an integrated correspondent lending platform that funds small balance business purpose residential, multifamily and mixed-use loans throughout the U.S.” Source: RevenueBase Database · checked Sep 1, 2026
19	Cloudvirga	Partial evidence	Irvine, CA, United States	51-200	63 contacts →
	Partial evidence “Cloudvirga empowers all types of lenders to deliver a modern, efficient, and borrower-friendly lending experience.” Source: RevenueBase Database · checked Sep 1, 2026
20	aimloan.com	Partial evidence	San Diego, United States	201-500	60 contacts →
	Partial evidence “AimLoan.com was founded in 1998 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers.” Source: RevenueBase Database · checked Sep 1, 2026
21	oneloanplace.com	Indirect evidence	Tallahassee, FL, United States	201-500	44 contacts →
	Indirect evidence “OneLoanPlace.com provides you with access to the most active lenders for unsecured personal loans and small business loans in all 50 states.” Source: RevenueBase Database · checked Sep 1, 2026
22	Atlas Invest	Indirect evidence	New York City, NY, United States	11-50	38 contacts →
	Indirect evidence “Atlas Invest is redefining the real estate credit market.” Source: RevenueBase Database · checked Sep 1, 2026
23	Homelend	Partial evidence	New York, NY, United States	11-50	33 contacts →
	Partial evidence “HomeLend is a direct marketplace for mortgages, which provides a single point of access to an extensive network of whole loan Lenders and Investors.” Source: RevenueBase Database · checked Sep 1, 2026
24	Digifi	Strong evidence	Miami, FL, United States	51-200	32 contacts →
	Strong evidence “DigiFi is the next-gen platform for automated digital lending.” Source: RevenueBase Database · checked Sep 1, 2026
25	United Credit	Indirect evidence	Irvine, CA, United States	51-200	32 contacts →
	Indirect evidence “United Credit is a financial technology company that connects consumers and businesses with an array of experienced, innovative financing solutions.” Source: RevenueBase Database · checked Sep 1, 2026

RevenueBase Smart Search

RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: direct lending platforms. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.

Strong evidence: The company's own public description of its business names direct lending platforms.
Partial evidence: Its own public description names part of direct lending platforms, so it works in or next to the category without describing itself that way.
Indirect evidence: The description shown does not name direct lending platforms. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.

RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.

Showing 25 of 370 direct lending platforms based in the United States

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Direct lending platforms based in the United States at a glance

As of Sep 1, 2026

43.8%Verified-email coverage

39.9%Mobile-number coverage

26.7Average contacts per company

11-50Median size (employees)

9.5%Largest-city concentration · New York

Sep 1, 2026Page data refreshed

Companies by employee count

1-10

179

11-50

147

51-200

201-500

501-1,000

1,001-5,000

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among direct lending platforms, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in the United States whose own description of what they do matches “direct lending platforms”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search: RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names direct lending platforms), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude: Companies whose own description does not clearly place them among direct lending platforms, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 4,332 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 1, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Direct lending platforms by metro

Direct lending platforms in New York35

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names direct lending platforms, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many direct lending platforms are there based in the United States?

RevenueBase identified 370 direct lending platforms headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Better, headquartered in New York, tops this list with the largest team on record.

Which city has the most direct lending platforms?

New York leads with 35 headquartered companies, followed by Miami (16) and Los Angeles (12).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 4,332 verified decision-maker contacts tracked across these 370 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 1, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.