Company lists · Data refreshed September 2026

Top 25 Direct lending companies based in the United States

RevenueBase identified 84 direct lending companies headquartered in the United States as of September 2026 and tracks 7,147 professional contacts across them, including 1,587 with verified work emails. Chicago is the largest hub.

This list covers direct lending companies headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 16, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 16, 2026 86% judged on-target in blind review
84Companies
7,147Contacts tracked
1,587Verified emails
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The 25 largest direct lending companies based in the United States

Ranked by team size
Top 25 of 84 direct lending companies based in the United States, ranked by team size, largest first. Data refreshed Sep 16, 2026. RevenueBase Smart Search rates how each company's information relates to direct lending companies: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Indirect evidenceNottingham, MD, United StatesHQ checked Sep 16, 20261,001-5,0001,688 contacts →

Indirect evidence

“Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient…”

Source: RevenueBase Database · checked Sep 16, 2026
2Indirect evidenceChicago, IL, United StatesHQ checked Sep 16, 20261,001-5,0001,473 contacts →

Indirect evidence

“Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks.”

Source: RevenueBase Database · checked Sep 16, 2026
3Partial evidencePlano, TX, United StatesHQ checked Sep 16, 20261,001-5,0001,411 contacts →

Partial evidence

“Founded in 1952, Republic Finance is a company that offers a wide range of consumer loan products, delivering flexible lending solutions with a longstanding commitment to…”

Source: RevenueBase Database · checked Sep 16, 2026
4Indirect evidenceGreenville, SC, United StatesHQ checked Sep 16, 20261,001-5,000752 contacts →

Indirect evidence

“Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet.”

Source: RevenueBase Database · checked Sep 16, 2026
5Partial evidenceDenver, CO, United StatesHQ checked Sep 16, 2026201-500222 contacts →

Partial evidence

“AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best terms and a no-hassle transaction.”

Source: RevenueBase Database · checked Sep 16, 2026
6Indirect evidenceBirmingham, AL, United StatesHQ checked Sep 16, 2026201-500177 contacts →

Indirect evidence

“MortgageRight removes the speed bumps on the road to homeownership.”

Source: RevenueBase Database · checked Sep 16, 2026
7Indirect evidenceLenexa, KS, United StatesHQ checked Sep 16, 20261,001-5,000177 contacts →

Indirect evidence

“LendNation stores offer financial service and credit solutions to customers in more than 250 locations nationwide.”

Source: RevenueBase Database · checked Sep 16, 2026
8Indirect evidenceOrange, CA, United StatesHQ checked Sep 16, 20261,001-5,000147 contacts →

Indirect evidence

“Founded in 2003 and headquartered in Orange, California, CashCall Inc.”

Source: RevenueBase Database · checked Sep 16, 2026
9Indirect evidenceChicago, IL, United StatesHQ checked Sep 16, 202651-200122 contacts →

Indirect evidence

“NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services.”

Source: RevenueBase Database · checked Sep 16, 2026
10Indirect evidenceMilwaukie, OR, United StatesHQ checked Sep 16, 202651-20069 contacts →

Indirect evidence

Source: RevenueBase Database · checked Sep 16, 2026
11Partial evidenceSan Diego, United StatesHQ checked Sep 16, 2026201-50060 contacts →

Partial evidence

“AimLoan.com was founded in 1998 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers.”

Source: RevenueBase Database · checked Sep 16, 2026
12Partial evidenceChicago, IL, United StatesHQ checked Sep 16, 202651-20056 contacts →

Partial evidence

“Deinde Financial is a Chicago-based online consumer lending company.”

Source: RevenueBase Database · checked Sep 16, 2026
13Indirect evidenceTallahassee, FL, United StatesHQ checked Sep 16, 2026201-50043 contacts →

Indirect evidence

“OneLoanPlace.com provides you with access to the most active lenders for unsecured personal loans and small business loans in all 50 states.”

Source: RevenueBase Database · checked Sep 16, 2026
14Indirect evidenceMuskego, WI, United StatesHQ checked Sep 16, 202611-5036 contacts →

Indirect evidence

“At A + Mortgage Services, Inc.”

Source: RevenueBase Database · checked Sep 16, 2026
15Indirect evidenceDeerfield, IL, United StatesHQ checked Sep 16, 202651-20029 contacts →

Indirect evidence

Source: RevenueBase Database · checked Sep 16, 2026
16Partial evidenceSaint Louis, MO, United StatesHQ checked Sep 16, 2026501-1,00028 contacts →

Partial evidence

“Supplies home loan services directly to consumers for the purchase or refinancing of their residential real estate.”

Source: RevenueBase Database · checked Sep 16, 2026
17Indirect evidenceAstoria, United StatesHQ checked Sep 16, 202611-5018 contacts →

Indirect evidence

“Mr.”

Source: RevenueBase Database · checked Sep 16, 2026
18Partial evidenceAventura, FL, United StatesHQ checked Sep 16, 202611-5011 contacts →

Partial evidence

“Founded in 2010, Nexi Finance (formerly Fundamental Capital) is a tech and data-inspired lending platform that makes access to right-sized capital both simple and intuitive.”

Source: RevenueBase Database · checked Sep 16, 2026
19Partial evidenceCosta Mesa, CA, United StatesHQ checked Sep 16, 202611-5011 contacts →

Partial evidence

“We are an omni-channel lending company striving to build a better way for our clients and products.”

Source: RevenueBase Database · checked Sep 16, 2026
20Partial evidenceBeverly, MA, United StatesHQ checked Sep 16, 202611-5010 contacts →

Partial evidence

“Lendah specializes in personal loans…we live, eat and breathe lending.”

Source: RevenueBase Database · checked Sep 16, 2026
21Indirect evidenceScottsdale, AZ, United StatesHQ checked Sep 16, 202651-2007 contacts →

Indirect evidence

“Max Cash® has Serviced Millions of Customers with 10+ Years of Experience Connecting Consumers to Premier Financial Services.”

Source: RevenueBase Database · checked Sep 16, 2026
22Partial evidenceAddison, IL, United StatesHQ checked Sep 16, 202651-2006 contacts →

Partial evidence

“Key City Lending, America's Lender, matches borrowers through technology and high-touch customer care with the credit they need.”

Source: RevenueBase Database · checked Sep 16, 2026
23Partial evidenceNew Paltz, NY, United StatesHQ checked Sep 16, 20261-106 contacts →

Partial evidence

“GoodBread is on a mission to make more capital available to the millions of entrepreneurs largely overlooked by the current banking system, using a mobile-first lending platform…”

Source: RevenueBase Database · checked Sep 16, 2026
24Indirect evidenceAtlanta, GA, United StatesHQ checked Sep 16, 202651-2006 contacts →

Indirect evidence

“Simple Fast Loans is a nationally recognized, fully licensed financial services company offering online loans.”

Source: RevenueBase Database · checked Sep 16, 2026
25Partial evidenceTampa, FL, United StatesHQ checked Sep 16, 20261-105 contacts →

Partial evidence

“Operating In The Black offers you access to financial products and services delivered by a continually evolving and growing network of direct lenders, investors, specialty…”

Source: RevenueBase Database · checked Sep 16, 2026

Showing 25 of 84 direct lending companies based in the United States

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Direct lending companies based in the United States at a glance

As of Sep 16, 2026
22.2%Verified-email coverage
85.1Average contacts per company
11-50Median size (employees)
7.1%Largest-city concentration · Chicago
Sep 16, 2026Page data refreshed

Companies by employee count

1-10
33
11-50
24
51-200
12
201-500
6
501-1,000
2
1,001-5,000
6

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 84 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among direct lending companies, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “direct lending companies”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names direct lending companies), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among direct lending companies, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 1,587 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 16, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names direct lending companies, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many direct lending companies are there based in the United States?

RevenueBase identified 84 direct lending companies headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Mariner Finance, headquartered in Nottingham, tops this list with the largest team on record.

Which city has the most direct lending companies?

Chicago leads with 6 headquartered companies, followed by San Diego (3) and Seattle (3).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,587 verified decision-maker contacts tracked across these 84 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 16, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.