Company lists · Data refreshed September 2026
Top 25 Digital banks based in Nigeria
RevenueBase identified 146 digital banks headquartered in Nigeria as of September 2026 and tracks 19,352 professional contacts across them, including 3,274 with verified work emails. Lagos is the largest hub.
This list covers digital banks headquartered in Nigeria, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 16, 2026.
Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.
The 25 largest digital banks based in Nigeria
Ranked by team size| # | Company | Contacts | |||
|---|---|---|---|---|---|
| 1 | 4,044 contacts → | ||||
Indirect evidence “Polaris Bank is a forward-thinking financial institution committed to delivering customer-first banking experiences across Nigeria.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 2 | 2,189 contacts → | ||||
Partial evidence “Unity Bank is one of Nigeria's leading retail banks.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 3 | 1,392 contacts → | ||||
Indirect evidence “At Renmoney, we believe finance should be simple, useful and accessible to everyone.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 4 | 1,365 contacts → | ||||
Indirect evidence “Heritage Bank is licensed by the Central Bank of Nigeria.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 5 | 1,239 contacts → | ||||
Partial evidence “ProvidusBank is a Personal and Private commercial bank in Nigeria with strength in IT infrastructure and Digital channels to support fin-techs and businesses.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 6 | 797 contacts → | ||||
Indirect evidence “Welcome to the Alternative Bank, where innovation meets excellence.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 7 | 766 contacts → | ||||
Partial evidence “We are a digitally-driven Commercial bank focused on delivering endearing customer experience.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 8 | 302 contacts → | ||||
Indirect evidence “Optimus Bank is registered under the laws of the Federal Republic of Nigeria and licensed as a National Bank by the Central Bank of Nigeria (CBN).” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 9 | 250 contacts → | ||||
Partial evidence “Powered by Wema Bank, ALAT is Nigeria’s first fully digital bank providing end-to-end banking services through an app and the web.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 10 | 147 contacts → | ||||
Partial evidence “9 Payment Service Bank (9PSB) is your one-stop fully digital bank.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 11 | 139 contacts → | ||||
Indirect evidence “Titan Trust Bank was established on the 12th of December, 2018 and obtained our National Banking license on the 26th of April 2019, operating as a fully commercial National Bank.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 12 | 134 contacts → | ||||
Indirect evidence “Koins Microfinance Bank Limited is a fully licensed technology and impact-driven microfinance bank that focuses on driving financial inclusion.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 13 | 109 contacts → | ||||
Indirect evidence “SmartCash is a leading and innovative Payment Service Bank with an overarching vision of bridging the financial divide by providing rural and urban Nigerians secured and reliable…” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 14 | 81 contacts → | ||||
Strong evidence “Mintyn Online Bank is a licensed Digital Product of Finex Microfinance Bank - RC Built to give you a free and better alternative to the traditional Banks.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 15 | 65 contacts → | ||||
Indirect evidence “Aku offers easy payments, simple banking - for everyone.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 16 | 53 contacts → | ||||
Indirect evidence “Assets Microfinance Bank is a fully licensed deposit mobilization bank on a mission to better understand people who, up until now, have been ignored or exploited by mainstream…” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 17 | 52 contacts → | ||||
Partial evidence “Nigeria's premier digital banking, Your phone number is your means of payment for all our services and solutions.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 18 | 24 contacts → | ||||
Partial evidence “We (Bank78) are simplifying banking for businesses and individuals with digital accounts, easy payment scheduling, and competitive savings, so they can thrive wherever they go.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 19 | 22 contacts → | ||||
Indirect evidence “The Bank for an ethical lifestyle.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 20 | 17 contacts → | ||||
Indirect evidence “Empower your business with Fintava Pay!” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 21 | 17 contacts → | ||||
Indirect evidence “Stateside Microfinance Bank Ltd is licensed by the Central Bank of Nigeria (CBN) to carry out banking business & all deposits are insured by the Nigerian Deposit Insurance…” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 22 | 14 contacts → | ||||
Partial evidence “Coopvest Digital is building the digital infrastructure for cooperative finance in Nigeria.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 23 | 13 contacts → | ||||
Indirect evidence “NOLT is a fintech institution that seeks to deliver innovative, speedy and efficient financial solutions (including investment, transactional and lending solutions) to SME's and…” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 24 | 13 contacts → | ||||
Indirect evidence “Thrive Microfinance Bank is a CBN licensed MFB.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
| 25 | 13 contacts → | ||||
Partial evidence “Stellas is a digital challenger bank founded on the premise that essential banking services should be smooth, flexible and ultimately lead to wealth and prosperity.” Source: RevenueBase Database · checked Sep 16, 2026Thanks. The Data Team will review it. | |||||
RevenueBase Smart Search
RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: digital banks. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.
- Strong evidence
- The company's own public description of its business names digital banks.
- Partial evidence
- Its own public description names part of digital banks, so it works in or next to the category without describing itself that way.
- Indirect evidence
- The description shown does not name digital banks. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.
RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.
Showing 25 of 146 digital banks based in Nigeria
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Digital banks based in Nigeria at a glance
As of Sep 16, 2026Companies by employee count
Email recency for this list is measured worldwide rather than for Nigeria, so it is reported there. Company counts and contact totals on this page are exact for Nigeria, over 146 companies.
How this list was built
Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among digital banks, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.
- Source
- The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
- What qualifies
- Companies headquartered in Nigeria whose own description of what they do matches “digital banks”. Matching reads each company's description, not its industry code or its name.
- RevenueBase Smart Search
- RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names digital banks), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
- What we exclude
- Companies whose own description does not clearly place them among digital banks, and records with no verified work email. Companies headquartered outside Nigeria are excluded even when they keep an office there.
- Match quality
- In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
- Ranking
- Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
- Verification
- Every listed company carries at least one verified work email, 3,274 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
- Refresh
- This page's figures were pulled from the company graph on September 16, 2026. Lists refresh periodically as the graph is re-checked.
- Corrections
- Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.
Digital banks by metro
- Digital banks in Lagos48
Frequently asked
What is RevenueBase Smart Search?
RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names digital banks, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.
How many digital banks are there based in Nigeria?
RevenueBase identified 146 digital banks headquartered in Nigeria as of September 2026, matched on each company's own description of what it does rather than its industry code.
What is the largest company on this list?
Polaris Bank LTD, headquartered in Victoria Island Lagos, tops this list with the largest team on record.
Which city has the most digital banks?
Lagos leads with 48 headquartered companies, followed by Lagos State (16) and Ikeja (9).
How do I get contact information for these companies?
A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 3,274 verified decision-maker contacts tracked across these 146 companies.
How current is this list?
The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 16, 2026.
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About this data
RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.