Company lists · Data refreshed September 2026

Top 25 Credit scoring platforms based in the United States

RevenueBase identified 144 credit scoring platforms headquartered in the United States as of September 2026 and tracks 3,782 professional contacts across them, including 1,143 with verified work emails. New York is the largest hub.

This list covers credit scoring platforms headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 27, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 27, 2026 86% judged on-target in blind review
144Companies
3,782Contacts tracked
1,143Verified emails
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The 25 largest credit scoring platforms based in the United States

Ranked by team size
Top 25 of 144 credit scoring platforms based in the United States, ranked by team size, largest first. Data refreshed Sep 27, 2026. RevenueBase Smart Search rates how each company's information relates to credit scoring platforms: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Partial evidencePittsburgh, PA, United StatesHQ checked Sep 27, 2026201-500295 contacts →

Partial evidence

“Factual Data, Leader in Mortgage Credit Reports, specializes in consumer credit reports, automation-driven workflow solutions, and verification services for lenders.”

Source: RevenueBase Database · checked Sep 27, 2026
2Partial evidenceNew York, NY, United StatesHQ checked Sep 27, 2026201-500282 contacts →

Partial evidence

“Array is an embeddable platform that complements the existing product experience for many of the world’s leading fintechs, financial institutions, and digital brands.”

Source: RevenueBase Database · checked Sep 27, 2026
3Partial evidenceFarmington, UT, United StatesHQ checked Sep 27, 2026201-500251 contacts →

Partial evidence

“Today, credit providers are stuck choosing between outdated legacy systems, new market entrants without scale, or in-house tools that increase your operating expense.”

Source: RevenueBase Database · checked Sep 27, 2026
4Partial evidenceDallas, TX, United StatesHQ checked Sep 27, 2026201-500192 contacts →

Partial evidence

“GDS Link is a globally recognized leader in credit risk management, providing cutting-edge risk decisioning solutions and data analytics.”

Source: RevenueBase Database · checked Sep 27, 2026
5Partial evidenceNew York, NY, United StatesHQ checked Sep 27, 202651-200173 contacts →

Partial evidence

“Founded in 2014, Scienaptic AI was built with the mission to drive financial inclusion at scale through AI-driven credit decisioning.”

Source: RevenueBase Database · checked Sep 27, 2026
6Partial evidenceSan Francisco, CA, United StatesHQ checked Sep 27, 202651-200113 contacts →

Partial evidence

“Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data.”

Source: RevenueBase Database · checked Sep 27, 2026
7Strong evidenceNew York City, NY, United StatesHQ checked Sep 27, 202611-50100 contacts →

Strong evidence

“ONCI is a purpose-built commercial credit analysis platform that helps credit teams transform fragmented borrower data into strategic action and forward-looking control – giving…”

Source: RevenueBase Database · checked Sep 27, 2026
8Partial evidenceAustin, TX, United StatesHQ checked Sep 27, 202651-20095 contacts →

Partial evidence

“Lendflow provides embedded credit infrastructure for fintechs, lenders and software companies to build, embed and launch credit products.”

Source: RevenueBase Database · checked Sep 27, 2026
9Strong evidencePhiladelphia, PA, United StatesHQ checked Sep 27, 202651-20092 contacts →

Strong evidence

“Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future.”

Source: RevenueBase Database · checked Sep 27, 2026
10Indirect evidenceWinterville, NC, United StatesHQ checked Sep 27, 202651-20078 contacts →

Indirect evidence

“ONLINE Information Services, Inc.”

Source: RevenueBase Database · checked Sep 27, 2026
11Indirect evidenceAddison, TX, United StatesHQ checked Sep 27, 2026201-50075 contacts →

Indirect evidence

“More and more consumers are choosing the ease and convenience of online lending.”

Source: RevenueBase Database · checked Sep 27, 2026
12Strong evidenceSan Francisco, CA, United StatesHQ checked Sep 27, 202651-20070 contacts →

Strong evidence

“CRS is the independent data infrastructure platform powering modern credit decisioning.”

Source: RevenueBase Database · checked Sep 27, 2026
13Strong evidenceSan Francisco, CA, United StatesHQ checked Sep 27, 202651-20069 contacts →

Strong evidence

“Migo is an embedded lending platform that enables companies to extend credit to consumers and small businesses in their own apps.”

Source: RevenueBase Database · checked Sep 27, 2026
14Indirect evidenceClearwater, FL, United StatesHQ checked Sep 27, 202651-20060 contacts →

Indirect evidence

“Experian’s Clarity Services specializes in alternative financial services data and solutions.”

Source: RevenueBase Database · checked Sep 27, 2026
15Strong evidenceBaltimore, MD, United StatesHQ checked Sep 27, 202611-5059 contacts →

Strong evidence

“CreditXpert, the predictive credit score insight platform, helps mortgage lenders leverage credit to extend better, more compelling financing options to every applicant.”

Source: RevenueBase Database · checked Sep 27, 2026
16Indirect evidenceWixom, MI, United StatesHQ checked Sep 27, 202611-5046 contacts →

Indirect evidence

“Mortgage lenders face a simple but relentless challenge: close more loans, reduce costs, and keep borrowers from falling through the cracks.”

Source: RevenueBase Database · checked Sep 27, 2026
17Indirect evidenceSan Francisco, DC, United StatesHQ checked Sep 27, 202611-5044 contacts →

Indirect evidence

“VantageScore empowers financial institutions to make smarter lending decisions.”

Source: RevenueBase Database · checked Sep 27, 2026
18Partial evidenceChicago, IL, United StatesHQ checked Sep 27, 202611-5039 contacts →

Partial evidence

“Bloom Credit helps companies launch lending products, report consumers' payments, and create innovative credit experiences.”

Source: RevenueBase Database · checked Sep 27, 2026
19Partial evidenceSan Diego, CA, United StatesHQ checked Sep 27, 202651-20038 contacts →

Partial evidence

“Point Predictive is an Ai technology company with deep expertise in building machine learning scoring models that have been widely deployed by banks and lenders.”

Source: RevenueBase Database · checked Sep 27, 2026
20Strong evidenceMiami, FL, United StatesHQ checked Sep 27, 202611-5032 contacts →

Strong evidence

“QUASH is a No-Code GenAI Credit Risk Decisioning Platform that unifies Alternative Data, ML models and workflows to power your Financial Institution.”

Source: RevenueBase Database · checked Sep 27, 2026
21Strong evidenceMiami, FL, United StatesHQ checked Sep 27, 202651-20028 contacts →

Strong evidence

“We are a technology-driven financial platform, dedicated to bridging the payday gap with easily accessible financial products, credit repair, and financial education services to…”

Source: RevenueBase Database · checked Sep 27, 2026
22Strong evidenceChicago, IL, United StatesHQ checked Sep 27, 202611-5027 contacts →

Strong evidence

“EDGE is the leading predictive intelligence platform that leverages alternative data for consumer risk scoring and predictive behavioral mapping.”

Source: RevenueBase Database · checked Sep 27, 2026
23Partial evidenceSan Mateo, CA, United StatesHQ checked Sep 27, 202611-5023 contacts →

Partial evidence

“In the world of credit, the truth is hard to find, hidden behind inefficiencies that have unintentionally deterred and obscured it.”

Source: RevenueBase Database · checked Sep 27, 2026
24Partial evidencePhoenix, AZ, United StatesHQ checked Sep 27, 202611-5021 contacts →

Partial evidence

“Dovly AI is shaking up the credit game with an AI engine that builds, fixes, and protects your credit-100% free.”

Source: RevenueBase Database · checked Sep 27, 2026
25Strong evidenceWilmington, DE, United StatesHQ checked Sep 27, 202611-5021 contacts →

Strong evidence

“RiskSeal Digital Credit Scoring System is an API-based platform for credit risk management.”

Source: RevenueBase Database · checked Sep 27, 2026

Showing 25 of 144 credit scoring platforms based in the United States

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Credit scoring platforms based in the United States at a glance

As of Sep 27, 2026
30.2%Verified-email coverage
26.3Average contacts per company
11-50Median size (employees)
13.9%Largest-city concentration · New York
Sep 27, 2026Page data refreshed

Companies by employee count

1-10
65
11-50
49
51-200
20
201-500
8
501-1,000
1
1,001-5,000
1

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 144 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among credit scoring platforms, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “credit scoring platforms”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names credit scoring platforms), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among credit scoring platforms, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 1,143 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 27, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names credit scoring platforms, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many credit scoring platforms are there based in the United States?

RevenueBase identified 144 credit scoring platforms headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Factual Data, headquartered in Pittsburgh, tops this list with the largest team on record.

Which city has the most credit scoring platforms?

New York leads with 20 headquartered companies, followed by San Francisco (13) and Miami (8).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,143 verified decision-maker contacts tracked across these 144 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 27, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.