Company lists · Data refreshed September 2026

Top 25 Credit decisioning software companies based in the United Kingdom

RevenueBase identified 63 credit decisioning software companies headquartered in the United Kingdom as of September 2026 and tracks 1,800 professional contacts across them, including 901 with verified work emails. London is the largest hub.

This list covers credit decisioning software companies headquartered in the United Kingdom, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 27, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 27, 2026 86% judged on-target in blind review
63Companies
1,800Contacts tracked
901Verified emails
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The 25 largest credit decisioning software companies based in the United Kingdom

Ranked by team size
Top 25 of 63 credit decisioning software companies based in the United Kingdom, ranked by team size, largest first. Data refreshed Sep 27, 2026. RevenueBase Smart Search rates how each company's information relates to credit decisioning software companies: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Indirect evidenceWest End, United KingdomHQ checked Sep 27, 2026201-500515 contacts →

Indirect evidence

“iwoca was founded to expand possibilities for small businesses.”

Source: RevenueBase Database · checked Sep 27, 2026
2Indirect evidenceLondon, United KingdomHQ checked Sep 27, 2026201-500376 contacts →

Indirect evidence

“Global lenders such as Société Générale, Al Rajhi Bank, First Abudhabi Bank, Abu Dhabi Commercial Bank, Vietnam International Bank, and Fidelity Bank trusted Axe Finance.”

Source: RevenueBase Database · checked Sep 27, 2026
3Indirect evidenceLondon, United KingdomHQ checked Sep 27, 202651-200197 contacts →

Indirect evidence

“Galytix (GX) is a specialised AI firm built exclusively for financial institutions.”

Source: RevenueBase Database · checked Sep 27, 2026
4Indirect evidenceNorwich, United KingdomHQ checked Sep 27, 202651-20090 contacts →

Indirect evidence

“Backed by leading investors including HL Partnership, Better Group, Experian, The CEO of OakNorth and former Chairman of Salesforce, we started by solving the biggest gap in the…”

Source: RevenueBase Database · checked Sep 27, 2026
5Indirect evidenceGuildford, United KingdomHQ checked Sep 27, 202651-20064 contacts →

Indirect evidence

“MQube is an award-winning AI technology company reimagining loan origination.”

Source: RevenueBase Database · checked Sep 27, 2026
6Indirect evidenceHarrogate, United KingdomHQ checked Sep 27, 202651-20061 contacts →

Indirect evidence

“With decades of experience, Welcom specialise in delivering flexible, digital lending solutions that power some of the UK’s most recognisable brands.”

Source: RevenueBase Database · checked Sep 27, 2026
7Indirect evidenceLondon, United KingdomHQ checked Sep 27, 202611-5050 contacts →

Indirect evidence

“Corestrat is an AI-powered decision intelligence leader helping growing businesses combine data and machine learning techniques to build advanced scoring models, manage risk…”

Source: RevenueBase Database · checked Sep 27, 2026
8Partial evidenceLondon, United KingdomHQ checked Sep 27, 202611-5046 contacts →

Partial evidence

“We provide the world's leading credit investors with specialist data and analytics to form smarter, faster credit views.”

Source: RevenueBase Database · checked Sep 27, 2026
9Indirect evidenceWeybridge, United KingdomHQ checked Sep 27, 202651-20043 contacts →

Indirect evidence

“What do we do?”

Source: RevenueBase Database · checked Sep 27, 2026
10Partial evidenceLondon, United KingdomHQ checked Sep 27, 202651-20038 contacts →

Partial evidence

“CreditEnable is a multi-award winning credit insights and technology solutions company that provides a unique and innovative solution that enables intelligent and efficient…”

Source: RevenueBase Database · checked Sep 27, 2026
11Partial evidenceNether Alderley, United KingdomHQ checked Sep 27, 202651-20037 contacts →

Partial evidence

“Monevo, a TransUnion company, is an award-winning B2BC personal credit platform and API focused on improving access to credit in what is currently a highly fragmented marketplace.”

Source: RevenueBase Database · checked Sep 27, 2026
12Indirect evidenceLondon, United KingdomHQ checked Sep 27, 202611-5031 contacts →

Indirect evidence

“We do things differently around here.”

Source: RevenueBase Database · checked Sep 27, 2026
13Indirect evidenceEdinburgh, United KingdomHQ checked Sep 27, 202611-5022 contacts →

Indirect evidence

“At Atto, we provide instant insights into the financial behaviours of borrowers through real-time transaction data.”

Source: RevenueBase Database · checked Sep 27, 2026
14Strong evidenceLondon, United KingdomHQ checked Sep 27, 202611-5017 contacts →

Strong evidence

“We take the hard work and hassle out of credit decisioning.”

Source: RevenueBase Database · checked Sep 27, 2026
15Partial evidenceLondon, United KingdomHQ checked Sep 27, 202611-5017 contacts →

Partial evidence

“Wiserfunding is a London-based credit analytics platform dedicated to empowering SME lenders with the precision and efficiency they need to strengthen their portfolios.”

Source: RevenueBase Database · checked Sep 27, 2026
16Partial evidenceLondon, United KingdomHQ checked Sep 27, 202611-508 contacts →

Partial evidence

“At Pave, we're on a mission to improve access to credit for millions of people by building the world’s best credit builder.”

Source: RevenueBase Database · checked Sep 27, 2026
17Partial evidenceLondon, United KingdomHQ checked Sep 27, 202611-507 contacts →

Partial evidence

“NestEgg is a fintech provider, powering responsible lending through smarter decisioning.”

Source: RevenueBase Database · checked Sep 27, 2026
18Indirect evidenceLondon, United KingdomHQ checked Sep 27, 2026201-5007 contacts →

Indirect evidence

Source: RevenueBase Database · checked Sep 27, 2026
19Partial evidenceLondon, United KingdomHQ checked Sep 27, 20261-107 contacts →

Partial evidence

“Credit analysis has been stubbornly manual.”

Source: RevenueBase Database · checked Sep 27, 2026
20Indirect evidenceLondon, United KingdomHQ checked Sep 27, 202611-506 contacts →

Indirect evidence

“Coremetrix, is the psychometric score for risk evaluation.”

Source: RevenueBase Database · checked Sep 27, 2026
21Indirect evidenceLondon, United KingdomHQ checked Sep 27, 202611-506 contacts →

Indirect evidence

“Radley & Associates is the leading supplier of advanced risk modelling systems for asset backed lending, commercial real estate banking and commercial real estate investing.”

Source: RevenueBase Database · checked Sep 27, 2026
22Partial evidenceLondon, United KingdomHQ checked Sep 27, 20261-106 contacts →

Partial evidence

“Automating Corporate credit operations with our GenAI native platform for Banks and Non-Bank lenders Corporate credit analysts and underwriters spend days/weeks collecting…”

Source: RevenueBase Database · checked Sep 27, 2026
23Indirect evidenceLondon, United KingdomHQ checked Sep 27, 20261-105 contacts →

Indirect evidence

“At Global Valuation, we believe in making risk and pricing analytics accessible, easy to use, and fast to compute.”

Source: RevenueBase Database · checked Sep 27, 2026
24Partial evidenceLondon, United KingdomHQ checked Sep 27, 202611-505 contacts →

Partial evidence

“Big Data Scoring is a cloud-based credit decision engine that helps banks, telecoms and consumer lenders improve credit quality and acceptance rates through the use of big data.”

Source: RevenueBase Database · checked Sep 27, 2026
25Indirect evidenceLondon, United KingdomHQ checked Sep 27, 20261-105 contacts →

Indirect evidence

“Abel is the technology platform for profitable small business lending.”

Source: RevenueBase Database · checked Sep 27, 2026

Showing 25 of 63 credit decisioning software companies based in the United Kingdom

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Credit decisioning software companies based in the United Kingdom at a glance

As of Sep 27, 2026
50.1%Verified-email coverage
28.6Average contacts per company
11-50Median size (employees)
66.7%Largest-city concentration · London
Sep 27, 2026Page data refreshed

Companies by employee count

1-10
25
11-50
26
51-200
9
201-500
3

Email recency for this list is measured worldwide rather than for United Kingdom, so it is reported there. Company counts and contact totals on this page are exact for United Kingdom, over 63 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among credit decisioning software companies, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United Kingdom whose own description of what they do matches “credit decisioning software companies”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names credit decisioning software companies), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among credit decisioning software companies, and records with no verified work email. Companies headquartered outside United Kingdom are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 901 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 27, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Credit decisioning software companies by metro

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names credit decisioning software companies, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many credit decisioning software companies are there based in the United Kingdom?

RevenueBase identified 63 credit decisioning software companies headquartered in the United Kingdom as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

IWOCA, headquartered in West End, tops this list with the largest team on record.

Which city has the most credit decisioning software companies?

London leads with 42 headquartered companies, followed by Birmingham (1) and Bournemouth (1).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 901 verified decision-maker contacts tracked across these 63 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 27, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.