Company lists · Data refreshed September 2026

Top 25 Consumer lending companies based in the United States

Name: Consumer lending companies based in the United States
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Sep 16, 2026 558 companies tracked

RevenueBase identified 558 consumer lending companies headquartered in the United States as of September 2026 and tracks 72,545 professional contacts across them, including 20,776 with verified work emails. Chicago is the largest hub.

This list covers consumer lending companies headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 16, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 16, 2026 86% judged on-target in blind review

558Companies

72,545Contacts tracked

20,776Verified emails

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The 25 largest consumer lending companies based in the United States

Ranked by team size

Top 25 of 558 consumer lending companies based in the United States, ranked by team size, largest first. Data refreshed Sep 16, 2026. RevenueBase Smart Search rates how each company's information relates to consumer lending companies: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#	Company	RevenueBase Smart Search	Headquarters	Employees	Contacts
1	Synchrony	Indirect evidence	Stamford, CT, United StatesHQ checked Sep 16, 2026	10001+	14,430 contacts →
	Indirect evidence “At Synchrony, our driving force is to be essential to people's everyday lives by making it easier for the many millions of people who rely on us to access their essential needs…” Source: RevenueBase Database · checked Sep 16, 2026
2	Onemain Financial	Indirect evidence	Baltimore, IN, United StatesHQ checked Sep 16, 2026	10001+	5,298 contacts →
	Indirect evidence “OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking…” Source: RevenueBase Database · checked Sep 16, 2026
3	Quicken Loans	Indirect evidence	Detroit, MI, United StatesHQ checked Sep 16, 2026	10001+	4,994 contacts →
	Indirect evidence “Welcome to the NEW Quicken Loans, the cutting-edge online marketplace transforming the way you find financial providers.” Source: RevenueBase Database · checked Sep 16, 2026
4	Pennymac	Indirect evidence	Westlake Village, CA, United StatesHQ checked Sep 16, 2026	1,001-5,000	4,692 contacts →
	Indirect evidence “PennyMac Loan Services, LLC (NMLS #35953) is a top national mortgage lender with over 4 million lifetime customers.” Source: RevenueBase Database · checked Sep 16, 2026
5	Bread Financial	Partial evidence	Columbus, OH, United StatesHQ checked Sep 16, 2026	5,001-10,000	3,919 contacts →
	Partial evidence “Bread Financial® (NYSE: BFH) is a tech-forward financial services company offering personalized payment, lending and saving solutions.” Source: RevenueBase Database · checked Sep 16, 2026
6	Advance America	Indirect evidence	Greenville, SC, United StatesHQ checked Sep 16, 2026	1,001-5,000	2,701 contacts →
	Indirect evidence “Advance America is a licensed and regulated lender providing convenient loan options online and in store.” Source: RevenueBase Database · checked Sep 16, 2026
7	Upstart	Strong evidence	San Mateo, CA, United StatesHQ checked Sep 16, 2026	1,001-5,000	1,713 contacts →
	Strong evidence “Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…” Source: RevenueBase Database · checked Sep 16, 2026
8	Mariner Finance	Partial evidence	Nottingham, MD, United StatesHQ checked Sep 16, 2026	1,001-5,000	1,688 contacts →
	Partial evidence “Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient…” Source: RevenueBase Database · checked Sep 16, 2026
9	Enova International	Partial evidence	Chicago, IL, United StatesHQ checked Sep 16, 2026	1,001-5,000	1,473 contacts →
	Partial evidence “Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks.” Source: RevenueBase Database · checked Sep 16, 2026
10	Republic Finance	Strong evidence	Plano, TX, United StatesHQ checked Sep 16, 2026	1,001-5,000	1,411 contacts →
	Strong evidence “Founded in 1952, Republic Finance is a company that offers a wide range of consumer loan products, delivering flexible lending solutions with a longstanding commitment to…” Source: RevenueBase Database · checked Sep 16, 2026
11	Upgrade, INC	Indirect evidence	San Francisco, CA, United StatesHQ checked Sep 16, 2026	1,001-5,000	1,384 contacts →
	Indirect evidence “Upgrade helps customers move in the right direction with affordable and responsible financial products.” Source: RevenueBase Database · checked Sep 16, 2026
12	Lendmark Financial Services	Partial evidence	Lawrenceville, GA, United StatesHQ checked Sep 16, 2026	1,001-5,000	1,322 contacts →
	Partial evidence “Lendmark Financial Services is a consumer finance company that provides personal loans, auto loans, and retail sales financing.” Source: RevenueBase Database · checked Sep 16, 2026
13	Regional Finance Regional Management Corp	Partial evidence	Greer, SC, United StatesHQ checked Sep 16, 2026	1,001-5,000	1,260 contacts →
	Partial evidence “Our organization is a growing near-prime consumer finance company operating across 20 states, dedicated to expanding responsible credit opportunities for underserved customers.” Source: RevenueBase Database · checked Sep 16, 2026
14	Community Choice Financial Family Of Brands	Indirect evidence	Carrollton, TX, United StatesHQ checked Sep 16, 2026	5,001-10,000	1,165 contacts →
	Indirect evidence “With online and in-store products and services across the country, Community Choice Financial Family of Brands offers our customers, Team Members, and communities the Power of…” Source: RevenueBase Database · checked Sep 16, 2026
15	Heights Finance Corporation	Indirect evidence	Greenville, SC, United StatesHQ checked Sep 16, 2026	1,001-5,000	752 contacts →
	Indirect evidence “Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet.” Source: RevenueBase Database · checked Sep 16, 2026
16	Sierra Pacific Mortgage Company, INC	Partial evidence	Folsom, CA, United StatesHQ checked Sep 16, 2026	501-1,000	711 contacts →
	Partial evidence “Headquartered in Folsom, CA, Sierra Pacific Mortgage provides quality mortgage lending services throughout the US.” Source: RevenueBase Database · checked Sep 16, 2026
17	Onity Group INC	Indirect evidence	West Palm Beach, FL, United StatesHQ checked Sep 16, 2026	5,001-10,000	660 contacts →
	Indirect evidence “We are Onity.” Source: RevenueBase Database · checked Sep 16, 2026
18	Barclays Bank US	Indirect evidence	Wilmington, DE, United StatesHQ checked Sep 16, 2026	1,001-5,000	650 contacts →
	Indirect evidence “Barclays Bank US is a leading co-branded credit card issuer and financial services partner in the United States that creates highly customized programs to drive customer loyalty…” Source: RevenueBase Database · checked Sep 16, 2026
19	AVANT	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 16, 2026	201-500	571 contacts →
	Indirect evidence “Our mission is to move financial lives forward.” Source: RevenueBase Database · checked Sep 16, 2026
20	Best EGG	Partial evidence	Wilmington, DE, United StatesHQ checked Sep 16, 2026	501-1,000	533 contacts →
	Partial evidence “Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources.” Source: RevenueBase Database · checked Sep 16, 2026
21	Amerihome Mortgage Company, LLC	Indirect evidence	Westlake Village, CA, United StatesHQ checked Sep 16, 2026	501-1,000	512 contacts →
	Indirect evidence “Welcome to AmeriHome Mortgage Company, LLC.” Source: RevenueBase Database · checked Sep 16, 2026
22	Prosper Marketplace	Indirect evidence	San Francisco, CA, United StatesHQ checked Sep 16, 2026	201-500	494 contacts →
	Indirect evidence “Prosper introduced U.S.” Source: RevenueBase Database · checked Sep 16, 2026
23	Merrick Bank	Indirect evidence	South Jordan, UT, United StatesHQ checked Sep 16, 2026	201-500	486 contacts →
	Indirect evidence “Merrick Bank, founded in 1997, is an FDIC-insured bank headquartered in South Jordan, Utah, with nearly $9 billion in assets and five million cardmembers nationwide.” Source: RevenueBase Database · checked Sep 16, 2026
24	Luminate Bank	Indirect evidence	Minneapolis, MN, United StatesHQ checked Sep 16, 2026	501-1,000	462 contacts →
	Indirect evidence “Luminate Bank® is a national, digital-first financial partner supporting every stage of your financial journey.” Source: RevenueBase Database · checked Sep 16, 2026
25	OPPFI	Indirect evidence	Chicago, IL, United StatesHQ checked Sep 16, 2026	501-1,000	452 contacts →
	Indirect evidence “OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans.” Source: RevenueBase Database · checked Sep 16, 2026

RevenueBase Smart Search

RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: consumer lending companies. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.

Strong evidence: The company's own public description of its business names consumer lending companies.
Partial evidence: Its own public description names part of consumer lending companies, so it works in or next to the category without describing itself that way.
Indirect evidence: The description shown does not name consumer lending companies. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.

RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.

Showing 25 of 558 consumer lending companies based in the United States

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Consumer lending companies based in the United States at a glance

As of Sep 16, 2026

28.6%Verified-email coverage

130.0Average contacts per company

11-50Median size (employees)

3.0%Largest-city concentration · Chicago

Sep 16, 2026Page data refreshed

Companies by employee count

1-10

212

11-50

157

51-200

201-500

501-1,000

1,001-5,000

5,001-10,000

10001+

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 558 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among consumer lending companies, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in the United States whose own description of what they do matches “consumer lending companies”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search: RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names consumer lending companies), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude: Companies whose own description does not clearly place them among consumer lending companies, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 20,776 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on September 16, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names consumer lending companies, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many consumer lending companies are there based in the United States?

RevenueBase identified 558 consumer lending companies headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Synchrony, headquartered in Stamford, tops this list with the largest team on record.

Which city has the most consumer lending companies?

Chicago leads with 17 headquartered companies, followed by Miami (15) and Irvine (14).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 20,776 verified decision-maker contacts tracked across these 558 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 16, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.