Company lists · Data refreshed September 2026
Top 25 Consumer credit platforms based in the United States
RevenueBase identified 298 consumer credit platforms headquartered in the United States as of September 2026 and tracks 17,619 professional contacts across them, including 8,255 with verified work emails. New York is the largest hub.
This list covers consumer credit platforms headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 27, 2026.
Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.
The 25 largest consumer credit platforms based in the United States
Ranked by team size| # | Company | Contacts | |||
|---|---|---|---|---|---|
| 1 | 1,713 contacts → | ||||
Strong evidence “Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 2 | 1,473 contacts → | ||||
Partial evidence “Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 3 | 1,384 contacts → | ||||
Indirect evidence “Upgrade helps customers move in the right direction with affordable and responsible financial products.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 4 | 1,308 contacts → | ||||
Partial evidence “LendingTree (NASDAQ: TREE) is the nation's leading online marketplace that connects consumers with the choices they need to be confident in their financial decisions.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 5 | 681 contacts → | ||||
Partial evidence “Making lending human for banks, credit unions, and mortgage lenders.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 6 | 571 contacts → | ||||
Indirect evidence “Our mission is to move financial lives forward.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 7 | 533 contacts → | ||||
Strong evidence “Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 8 | 494 contacts → | ||||
Indirect evidence “Prosper introduced U.S.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 9 | 437 contacts → | ||||
Indirect evidence “Mission Lane is a purpose-driven fintech company that leverages advanced technology, data analytics, and machine learning to provide a dignified customer experience to people who…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 10 | 437 contacts → | ||||
Indirect evidence “Empowering Better Financial Outcomes for Everyday Americans Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 11 | 408 contacts → | ||||
Strong evidence “Elevate, and the banks it supports, provide responsible, tech-enabled online credit solutions to consumers for immediate relief today and help them build a brighter financial…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 12 | 395 contacts → | ||||
Strong evidence “Lendbuzz is an AI-based auto finance platform that helps consumers obtain fair access to credit when purchasing a car.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 13 | 363 contacts → | ||||
Partial evidence “Applied Data Finance (ADF) is a consumer-focused fintech company leveraging the power of people, data, analytics, and technology to help consumers achieve financial success and…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 14 | 320 contacts → | ||||
Partial evidence “Happy Money is a consumer finance company that empowers people to achieve their goals through responsible lending.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 15 | 274 contacts → | ||||
Indirect evidence “About Biz2X Biz2X is a global leader in digital lending technology, providing a sophisticated SaaS ecosystem that empowers financial institutions and modern enterprises to scale…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 16 | 263 contacts → | ||||
Partial evidence “LendingPoint is a consumer lender headquartered in metro Atlanta, Georgia offering unsecured personal loans of to $36,500 to qualified borrowers across 42 states.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 17 | 251 contacts → | ||||
Partial evidence “Today, credit providers are stuck choosing between outdated legacy systems, new market entrants without scale, or in-house tools that increase your operating expense.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 18 | 222 contacts → | ||||
Partial evidence “AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best terms and a no-hassle transaction.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 19 | 207 contacts → | ||||
Indirect evidence “WebBank ('the Bank"), is a Utah chartered Industrial Bank headquartered in Salt Lake City, UT.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 20 | 173 contacts → | ||||
Partial evidence “Founded in 2014, Scienaptic AI was built with the mission to drive financial inclusion at scale through AI-driven credit decisioning.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 21 | 171 contacts → | ||||
Indirect evidence “Lend Better.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 22 | 160 contacts → | ||||
Strong evidence “Splash is a leading AI-enabled lending marketplace that connects consumers with a network of credit unions and banks.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 23 | 154 contacts → | ||||
Partial evidence “LendKey is lending infrastructure partner for credit unions.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 24 | 139 contacts → | ||||
Strong evidence “Aven is reinventing consumer credit.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 25 | 134 contacts → | ||||
Indirect evidence “Fingerhut, a long-standing fintech company, fuses extensive years of data modeling and real-time data analytics to provide payment options for valued customers.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
RevenueBase Smart Search
RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: consumer credit platforms. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.
- Strong evidence
- The company's own public description of its business names consumer credit platforms.
- Partial evidence
- Its own public description names part of consumer credit platforms, so it works in or next to the category without describing itself that way.
- Indirect evidence
- The description shown does not name consumer credit platforms. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.
RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.
Showing 25 of 298 consumer credit platforms based in the United States
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Consumer credit platforms based in the United States at a glance
As of Sep 27, 2026Companies by employee count
Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 298 companies.
How this list was built
Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among consumer credit platforms, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.
- Source
- The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
- What qualifies
- Companies headquartered in the United States whose own description of what they do matches “consumer credit platforms”. Matching reads each company's description, not its industry code or its name.
- RevenueBase Smart Search
- RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names consumer credit platforms), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
- What we exclude
- Companies whose own description does not clearly place them among consumer credit platforms, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
- Match quality
- In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
- Ranking
- Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
- Verification
- Every listed company carries at least one verified work email, 8,255 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
- Refresh
- This page's figures were pulled from the company graph on September 27, 2026. Lists refresh periodically as the graph is re-checked.
- Corrections
- Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.
Consumer credit platforms by metro
Frequently asked
What is RevenueBase Smart Search?
RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names consumer credit platforms, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.
How many consumer credit platforms are there based in the United States?
RevenueBase identified 298 consumer credit platforms headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.
What is the largest company on this list?
Upstart, headquartered in San Mateo, tops this list with the largest team on record.
Which city has the most consumer credit platforms?
New York leads with 30 headquartered companies, followed by San Francisco (18) and Chicago (14).
How do I get contact information for these companies?
A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 8,255 verified decision-maker contacts tracked across these 298 companies.
How current is this list?
The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 27, 2026.
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Consumer credit platforms by geography
- Consumer credit platforms based in Sao Paulo, Brazil
- Consumer credit platforms based in Mumbai, India
- Consumer credit platforms based in New Delhi, India
- Consumer credit platforms based in London, United Kingdom
- Consumer credit platforms based in New York, United States
- Consumer credit platforms based in Argentina
- Consumer credit platforms based in Brazil
- Consumer credit platforms based in Canada
- Consumer credit platforms based in Colombia
- Consumer credit platforms based in India
- Consumer credit platforms based in Indonesia
- Consumer credit platforms based in Nigeria
About this data
RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.
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- Consumer credit platforms based in Sao Paulo, Brazil
- Consumer credit platforms based in Mumbai, India
- Consumer credit platforms based in New Delhi, India
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- Consumer credit platforms based in New York, United States
- Consumer credit platforms based in Argentina