Company lists · Data refreshed August 2026

Top 25 Commercial credit platforms based in the United Kingdom

Name: Commercial credit platforms based in the United Kingdom
Creator: RevenueBase
License: https://creativecommons.org/licenses/by/4.0/

Compiled by the RevenueBase Data Team Data refreshed Aug 31, 2026 72 companies tracked

RevenueBase identified 72 commercial credit platforms headquartered in the United Kingdom as of August 2026 and tracks 2,539 professional contacts across them, including 1,222 with verified work emails and 208 with mobile numbers. London is the largest hub.

This list covers commercial credit platforms headquartered in the United Kingdom, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed August 31, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list RevenueBase Smart Search rating on every row Refreshed Aug 31, 2026 86% judged on-target in blind review

72Companies

2,539Contacts tracked

1,222Verified emails

208Mobile numbers

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The 25 largest commercial credit platforms based in the United Kingdom

Ranked by team size

Top 25 of 72 commercial credit platforms based in the United Kingdom, ranked by team size, largest first. Data refreshed Aug 31, 2026. RevenueBase Smart Search rates how each company's information relates to commercial credit platforms: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#	Company	RevenueBase Smart Search	Headquarters	Employees	Contacts
1	Newday	Partial evidence	Leeds, United Kingdom	1,001-5,000	1,101 contacts →
	Partial evidence “At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit.” Source: RevenueBase Database · checked Aug 31, 2026
2	IWOCA	Indirect evidence	West End, United Kingdom	201-500	512 contacts →
	Indirect evidence “iwoca was founded to expand possibilities for small businesses.” Source: RevenueBase Database · checked Aug 31, 2026
3	White OAK UK	Partial evidence	Glasgow, United Kingdom	51-200	172 contacts →
	Partial evidence “White Oak is an FCA authorised and regulated European Lending Platform which provides capital to support SMEs and mid-corporates through its full suite of flexible lending…” Source: RevenueBase Database · checked Aug 31, 2026
4	White OAK Commercial Finance	Strong evidence	Southampton, United Kingdom	201-500	99 contacts →
	Strong evidence “White Oak Commercial Finance, LLC is a global financial products and services company providing credit facilities to middle-market businesses and corporations.” Source: RevenueBase Database · checked Aug 31, 2026
5	Funding Options By Tide	Indirect evidence	London, United Kingdom	51-200	54 contacts →
	Indirect evidence “You know your business, we know business finance.” Source: RevenueBase Database · checked Aug 31, 2026
6	DEKO	Indirect evidence	London, United Kingdom	51-200	43 contacts →
	Indirect evidence “We’re Deko.” Source: RevenueBase Database · checked Aug 31, 2026
7	Monevo	Strong evidence	United Kingdom	51-200	38 contacts →
	Strong evidence “Monevo, a TransUnion company, is an award-winning B2BC personal credit platform and API focused on improving access to credit in what is currently a highly fragmented marketplace.” Source: RevenueBase Database · checked Aug 31, 2026
8	Funding BAY	Indirect evidence	London, United Kingdom	11-50	38 contacts →
	Indirect evidence “At Funding Bay, we play matchmaker between those who have money to lend and those who need money to grow.” Source: RevenueBase Database · checked Aug 31, 2026
9	Satago	Partial evidence	London, United Kingdom	51-200	33 contacts →
	Partial evidence “Satago is a powerful all-in-one platform that helps small and medium-sized businesses, as well as financial institutions, better manage their cash flow and lending.” Source: RevenueBase Database · checked Aug 31, 2026
10	KOYO	Indirect evidence	London, United Kingdom	11-50	30 contacts →
	Indirect evidence “We do things differently around here.” Source: RevenueBase Database · checked Aug 31, 2026
11	Capitalise	Indirect evidence	London, United Kingdom	51-200	29 contacts →
	Indirect evidence “Take the guesswork out of business growth.” Source: RevenueBase Database · checked Aug 31, 2026
12	Trade Ledger	Indirect evidence	London, United Kingdom	11-50	25 contacts →
	Indirect evidence “Trade Ledger exists to drive positive change in the world by reinventing how business lending works - so capital flows more freely into businesses and the communities they support.” Source: RevenueBase Database · checked Aug 31, 2026
13	Lenkie	Partial evidence	London, United Kingdom	11-50	24 contacts →
	Partial evidence “Lenkie helps small and medium-sized businesses unlock instant working capital and seamlessly manage accounts payable, all from one platform Pay suppliers instantly through a…” Source: RevenueBase Database · checked Aug 31, 2026
14	Pavenow	Indirect evidence	London, United Kingdom	11-50	23 contacts →
	Indirect evidence “PaveNow - business financing and finance automation for SMEs PaveNow supports small and medium businesses exactly when they need capital the most.” Source: RevenueBase Database · checked Aug 31, 2026
15	Wiserfunding	Strong evidence	London, United Kingdom	11-50	17 contacts →
	Strong evidence “Wiserfunding is a London-based credit analytics platform dedicated to empowering SME lenders with the precision and efficiency they need to strengthen their portfolios.” Source: RevenueBase Database · checked Aug 31, 2026
16	Multifi	Partial evidence	London, United Kingdom	11-50	16 contacts →
	Partial evidence “multifi provides Flexi Credit: a revolving credit facility for established UK businesses.” Source: RevenueBase Database · checked Aug 31, 2026
17	Jones & CO	Indirect evidence	London, United Kingdom	11-50	15 contacts →
	Indirect evidence “Jones and Co was founded to help hard-working business owners access the funding they need to grow.” Source: RevenueBase Database · checked Aug 31, 2026
18	Invocap	Indirect evidence	London, United Kingdom	11-50	13 contacts →
	Indirect evidence “Invocap is a collaboration of finance and technology professionals, with backgrounds from some of the largest finance and technology institutions in the world.” Source: RevenueBase Database · checked Aug 31, 2026
19	Jo1n	Partial evidence	London, United Kingdom	11-50	13 contacts →
	Partial evidence “Welcome to JO1N, the embedded consumer finance platform that seamlessly connects businesses, technologies, and people.” Source: RevenueBase Database · checked Aug 31, 2026
20	Lenderwize	Partial evidence	London, United Kingdom	1-10	12 contacts →
	Partial evidence “Lenderwize is a leading fintech platform, offering unprecedented precision in real-time by fully integrating Paytech and Fintech.” Source: RevenueBase Database · checked Aug 31, 2026
21	The Money Platform	Partial evidence	London, United Kingdom	11-50	11 contacts →
	Partial evidence “Millions of people in the UK are excluded from mainstream finance and don't have access to fair credit - it's our mission to sort that out.” Source: RevenueBase Database · checked Aug 31, 2026
22	Elfin Market	Partial evidence	London, United Kingdom	1-10	11 contacts →
	Partial evidence “We are building a fintech alternative to credit cards.” Source: RevenueBase Database · checked Aug 31, 2026
23	KYC PAY	Partial evidence	London, United Kingdom	11-50	10 contacts →
	Partial evidence “MARKETPLACE FOR DIRECT MATCHING BUSINESS & FINANCIAL PROVIDERS Innovation Fintech 5.0 Platform Solving business needs in the area of payment gateways, transactions and legal…” Source: RevenueBase Database · checked Aug 31, 2026
24	Saba Technologies Limited	Indirect evidence	London, United Kingdom	11-50	9 contacts →
	Indirect evidence “Saba bridges the challenging "Pricing Gap" for Middle Market Enterprises.” Source: RevenueBase Database · checked Aug 31, 2026
25	Know-It	Partial evidence	Glasgow, United Kingdom	11-50	8 contacts →
	Partial evidence “Know-it isn’t your standard financial services company – we make credit management simple and easy.” Source: RevenueBase Database · checked Aug 31, 2026

RevenueBase Smart Search

RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: commercial credit platforms. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.

Strong evidence: The company's own public description of its business names commercial credit platforms.
Partial evidence: Its own public description names part of commercial credit platforms, so it works in or next to the category without describing itself that way.
Indirect evidence: The description shown does not name commercial credit platforms. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.

RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.

Showing 25 of 72 commercial credit platforms based in the United Kingdom

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Commercial credit platforms based in the United Kingdom at a glance

As of Aug 31, 2026

48.1%Verified-email coverage

8.2%Mobile-number coverage

35.3Average contacts per company

11-50Median size (employees)

66.7%Largest-city concentration · London

Aug 31, 2026Page data refreshed

Companies by employee count

1-10

11-50

51-200

201-500

501-1,000

1,001-5,000

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among commercial credit platforms, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source: The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies: Companies headquartered in the United Kingdom whose own description of what they do matches “commercial credit platforms”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search: RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names commercial credit platforms), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude: Companies whose own description does not clearly place them among commercial credit platforms, and records with no verified work email. Companies headquartered outside United Kingdom are excluded even when they keep an office there.
Match quality: In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking: Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification: Every listed company carries at least one verified work email, 1,222 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh: This page's figures were pulled from the company graph on August 31, 2026. Lists refresh periodically as the graph is re-checked.
Corrections: Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Commercial credit platforms by metro

Commercial credit platforms in London48

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names commercial credit platforms, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many commercial credit platforms are there based in the United Kingdom?

RevenueBase identified 72 commercial credit platforms headquartered in the United Kingdom as of August 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

Newday, headquartered in Leeds, tops this list with the largest team on record.

Which city has the most commercial credit platforms?

London leads with 48 headquartered companies, followed by Glasgow (2) and Chester (2).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 1,222 verified decision-maker contacts tracked across these 72 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on August 31, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.