Company lists · Data refreshed September 2026
Top 25 Credit decision software companies worldwide
RevenueBase identified 615 credit decision software companies worldwide as of September 2026 and tracks 22,659 professional contacts across them, including 7,100 with verified work emails. The United States is the largest market and London the largest hub.
This list covers credit decision software companies worldwide, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 27, 2026. Country and city lists for credit decision software companies follow the table.
Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.
The 25 largest credit decision software companies worldwide
Ranked by team size| # | Company | Contacts | |||
|---|---|---|---|---|---|
| 1 | 5,069 contacts → | ||||
Partial evidence “FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 2 | 1,449 contacts → | ||||
Partial evidence “Perfios is India’s largest SaaS-based B2B Techfin company, empowering FIs to take informed decisions in real-time.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 3 | 1,163 contacts → | ||||
Indirect evidence “Olá!” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 4 | 628 contacts → | ||||
Partial evidence “Abrigo provides market-leading compliance, credit risk, and lending solutions to enable its customers to think bigger, allowing them to both manage risk and drive growth.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 5 | 402 contacts → | ||||
Strong evidence “CRIF India is one of India’s leading providers of Credit Information, Business Information, Analytics, Scoring, Credit Management, and Decisions Solutions.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 6 | 376 contacts → | ||||
Indirect evidence “Global lenders such as Société Générale, Al Rajhi Bank, First Abudhabi Bank, Abu Dhabi Commercial Bank, Vietnam International Bank, and Fidelity Bank trusted Axe Finance.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 7 | 342 contacts → | ||||
Partial evidence “Trusting Social is an AI fintech company revolutionizing credit scoring using big data technology, and social, web, and mobile data.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 8 | 341 contacts → | ||||
Partial evidence “We’re transforming the world of credit risk management.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 9 | 337 contacts → | ||||
Indirect evidence “bluCognition enhances clients’ data and analytics capabilities by leveraging advanced AI and machine learning to transform and analyze alternative data sources - combining…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 10 | 335 contacts → | ||||
Indirect evidence “We deliver Optasia, the AI Platform enabling financial access for the next billion customers.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 11 | 277 contacts → | ||||
Indirect evidence “In October 2024, illion was acquired by Experian, a global data and technology company.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 12 | 262 contacts → | ||||
Partial evidence “Australia's leading provider of software and outsourcing solutions to finance providers.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 13 | 213 contacts → | ||||
Indirect evidence “Since 2009, Zest AI has been innovating and perfecting AI technology with a mission to broaden access to lending using smarter, more efficient AI.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 14 | 192 contacts → | ||||
Strong evidence “GDS Link is a globally recognized leader in credit risk management, providing cutting-edge risk decisioning solutions and data analytics.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 15 | 175 contacts → | ||||
Strong evidence “Accumn is world’s only objective credit decisioning platform powered by AI.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 16 | 173 contacts → | ||||
Strong evidence “Founded in 2014, Scienaptic AI was built with the mission to drive financial inclusion at scale through AI-driven credit decisioning.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 17 | 159 contacts → | ||||
Partial evidence “Experian es una compañía especializada en gestión del riesgo de crédito y prevención de fraude, a través de datos, analítica avanzada y plataformas de decisión para todo tipo y…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 18 | 146 contacts → | ||||
Indirect evidence “RiskSpan uncovers insights and mitigates risk for mortgage loans and structured products.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 19 | 128 contacts → | ||||
Indirect evidence “Tiimely is a platform technology company leading the future of financial assessment through predictive and explainable AI, and configurable, API-led solutions.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 20 | 113 contacts → | ||||
Partial evidence “Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 21 | 111 contacts → | ||||
Strong evidence “Stacc is a Nordic software company that builds AI-assisted, cloud-native credit and lending platforms for banks, financing companies, debt collection firms, and invoice management…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 22 | 107 contacts → | ||||
Partial evidence “Credit Plus is now Xactus.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 23 | 100 contacts → | ||||
Partial evidence “ONCI is a purpose-built commercial credit analysis platform that helps credit teams transform fragmented borrower data into strategic action and forward-looking control – giving…” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 24 | 100 contacts → | ||||
Partial evidence “We are Fintonic, the ultimate solution for enabling access to credit and analyzing individuals' credit risk.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
| 25 | 99 contacts → | ||||
Indirect evidence “ACTICO empowers companies worldwide to significantly increase their efficiency – always in line with regulatory requirements.” Source: RevenueBase Database · checked Sep 27, 2026Thanks. The Data Team will review it. | |||||
RevenueBase Smart Search
RevenueBase Smart Search assesses information from a company’s LinkedIn profile, information supplied directly by the company, its website, and other publicly available sources. It uses that information to rate how closely the company relates to this list’s category: credit decision software companies. Every row carries its rating and the description the rating was read from, so each one can be checked rather than taken on trust.
- Strong evidence
- The company's own public description of its business names credit decision software companies.
- Partial evidence
- Its own public description names part of credit decision software companies, so it works in or next to the category without describing itself that way.
- Indirect evidence
- The description shown does not name credit decision software companies. The match rests on the rest of the company's public profile rather than the one sentence quoted here, so this is the rating to check first.
RevenueBase Smart Search is how these lists are built: RevenueBase's data engine and AI assemble the companies that match a category defined in a user's own words, so a list can be about what companies actually do rather than about whichever industry code they were filed under.
Showing 25 of 615 credit decision software companies worldwide
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Credit decision software companies worldwide at a glance
As of Sep 27, 2026Companies by employee count
Email recency is reported on each country list linked below.
How this list was built
Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among credit decision software companies, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.
- Source
- The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
- Coverage
- Every country. Country and city lists for credit decision software companies are linked below.
- What qualifies
- Companies worldwide whose own description of what they do matches “credit decision software companies”. Matching reads each company's description, not its industry code or its name.
- RevenueBase Smart Search
- RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names credit decision software companies), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
- What we exclude
- Companies whose own description does not clearly place them among credit decision software companies, and records with no verified work email.
- Match quality
- In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
- Ranking
- Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
- Verification
- Every listed company carries at least one verified work email, 7,100 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
- Refresh
- This page's figures were pulled from the company graph on September 27, 2026. Lists refresh periodically as the graph is re-checked.
- Corrections
- Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.
Credit decision software companies by location
4 lists · largest firstEvery Credit decision software companies list RevenueBase publishes, by country and city. Counts are matching companies in each list as of its own refresh date.
Countries
Frequently asked
What is RevenueBase Smart Search?
RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names credit decision software companies, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.
How many credit decision software companies are there worldwide?
RevenueBase identified 615 credit decision software companies worldwide as of September 2026, matched on each company's own description of what it does rather than its industry code.
What is the largest company on this list?
FICO, headquartered in Bozeman, tops this list with the largest team on record.
Which country has the most credit decision software companies?
The United States leads with 146 companies, followed by Brazil (47) and the United Kingdom (35). Every credit decision software companies list by country and city is linked on this page.
Which city has the most credit decision software companies?
London leads with 23 headquartered companies, followed by Sao Paulo (21) and Singapore (16).
How do I get contact information for these companies?
A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 7,100 verified decision-maker contacts tracked across these 615 companies.
How current is this list?
The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 27, 2026.
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About this data
RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.