Company lists · Data refreshed September 2026

Top 25 Bad credit auto lenders based in the United States

RevenueBase identified 233 bad credit auto lenders headquartered in the United States as of September 2026 and tracks 2,516 professional contacts across them, including 477 with verified work emails. Dallas is the largest hub.

This list covers bad credit auto lenders headquartered in the United States, matched on what each company actually does as described in its own words. Ranked by team size, largest first. Every row shows the company's own description, its RevenueBase Smart Search rating, and when it was last checked. Data refreshed September 19, 2026.

Published by RevenueBase, a B2B data infrastructure company. This list was built with RevenueBase Smart Search, the natural-language company search RevenueBase customers use to build their own targeted lists and unlock verified emails and direct dials at the companies on them. How these lists are built and judged.

How to read this list HQ checked on every row RevenueBase Smart Search rating on every row Refreshed Sep 19, 2026 86% judged on-target in blind review
233Companies
2,516Contacts tracked
477Verified emails
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The 25 largest bad credit auto lenders based in the United States

Ranked by team size
Top 25 of 233 bad credit auto lenders based in the United States, ranked by team size, largest first. Data refreshed Sep 19, 2026. RevenueBase Smart Search rates how each company's information relates to bad credit auto lenders: strong evidence (its own description names it), partial (names part of it), indirect (matched on the rest of its profile rather than the description shown). Click a contact count to view that company's people.
#CompanyRevenueBase Smart SearchHeadquartersEmployeesContacts
1Partial evidenceNeedham, MA, United StatesHQ checked Sep 19, 2026201-500422 contacts →

Partial evidence

“First Help Financial (FHF) is one of the fastest growing auto finance companies in the US.”

Source: RevenueBase Database · checked Sep 19, 2026
2Partial evidenceMinneapolis, MN, United StatesHQ checked Sep 19, 202651-200196 contacts →

Partial evidence

“CarHop is a growing, nationwide, auto sales & finance company with a "can do" attitude and a friendly work environment.”

Source: RevenueBase Database · checked Sep 19, 2026
3Strong evidencePompano Beach, FL, United StatesHQ checked Sep 19, 202651-200164 contacts →

Strong evidence

“Drive your career forward at SAFCO, an industry-leading auto finance company with the power to see creditworthiness where others don’t.”

Source: RevenueBase Database · checked Sep 19, 2026
4Strong evidenceFort Wayne, IN, United StatesHQ checked Sep 19, 2026201-500157 contacts →

Strong evidence

“Superior Auto specializes in providing easy financing for people with various types of credit.”

Source: RevenueBase Database · checked Sep 19, 2026
5Indirect evidenceWest Valley City, UT, United StatesHQ checked Sep 19, 2026201-500130 contacts →

Indirect evidence

“Founded in 2012, Foursight Capital is a specialty finance company located in Salt Lake City, Utah.”

Source: RevenueBase Database · checked Sep 19, 2026
6Partial evidenceCollege Park, GA, United StatesHQ checked Sep 19, 202651-20078 contacts →

Partial evidence

“AAC specializes in automobile financial services for consumers with all types of credit.”

Source: RevenueBase Database · checked Sep 19, 2026
7Strong evidenceCottonwood Heights, UT, United StatesHQ checked Sep 19, 202651-20077 contacts →

Strong evidence

“Avid Acceptance is an auto lender specializing in loans for those currently in bankruptcy.”

Source: RevenueBase Database · checked Sep 19, 2026
8Indirect evidenceLaguna Hills, CA, United StatesHQ checked Sep 19, 202651-20066 contacts →

Indirect evidence

“Customer Service.”

Source: RevenueBase Database · checked Sep 19, 2026
9Strong evidenceGlendale, CA, United StatesHQ checked Sep 19, 202651-20052 contacts →

Strong evidence

“One of the largest independent subprime auto lenders in Southern California.”

Source: RevenueBase Database · checked Sep 19, 2026
10Partial evidenceRichardson, TX, United StatesHQ checked Sep 19, 202651-20047 contacts →

Partial evidence

“Cars and Credit Master" is a pre-owned car dealership group that offers financing on "newer cars" and "luxury vehicles" to consumers who otherwise could not obtain financing due…”

Source: RevenueBase Database · checked Sep 19, 2026
11Strong evidenceDanbury, CT, United StatesHQ checked Sep 19, 202611-5043 contacts →

Strong evidence

“Sensible Auto is an auto finance company that provides credit-challenged customers with the opportunity to purchase a car.”

Source: RevenueBase Database · checked Sep 19, 2026
12Partial evidenceSyosset, NY, United StatesHQ checked Sep 19, 202651-20039 contacts →

Partial evidence

“Carvant Financial provides financing for consumers that have less than perfect credit.”

Source: RevenueBase Database · checked Sep 19, 2026
13Partial evidenceAtlanta, GA, United StatesHQ checked Sep 19, 202611-5033 contacts →

Partial evidence

“Traditional auto financing is broken.”

Source: RevenueBase Database · checked Sep 19, 2026
14Indirect evidencePasadena, TX, United StatesHQ checked Sep 19, 202611-5033 contacts →

Indirect evidence

“We here at King of Cars pride ourselves on providing our customers with a more pleasant type of car buying experience.”

Source: RevenueBase Database · checked Sep 19, 2026
15Indirect evidenceMilwaukee, WI, United StatesHQ checked Sep 19, 202651-20030 contacts →

Indirect evidence

“We’re a Buy Here Pay Here dealership in Wisconsin with an A+ rating from the Better Business Bureau.”

Source: RevenueBase Database · checked Sep 19, 2026
16Partial evidenceTaylorsville, UT, United StatesHQ checked Sep 19, 202651-20022 contacts →

Partial evidence

“We specialize in helping folks with less than perfect credit get into nicer, newer vehicles.”

Source: RevenueBase Database · checked Sep 19, 2026
17Indirect evidenceLakeland, FL, United StatesHQ checked Sep 19, 202651-20022 contacts →

Indirect evidence

“Ok Carz is an automotive company based out of 1200 W Memorial blvd, Lakeland, Florida, United States.”

Source: RevenueBase Database · checked Sep 19, 2026
18Indirect evidenceJacksonville, FL, United StatesHQ checked Sep 19, 202611-5020 contacts →

Indirect evidence

“Follow us as we grow and improve as one of Jacksonville's friendly and family oriented car dealers.”

Source: RevenueBase Database · checked Sep 19, 2026
19Indirect evidenceHarrington, DE, United StatesHQ checked Sep 19, 202651-20019 contacts →

Indirect evidence

“We specialize in automotive lending, catering to individuals across all financial stages of life.”

Source: RevenueBase Database · checked Sep 19, 2026
20Indirect evidenceAkron, OH, United StatesHQ checked Sep 19, 202651-20017 contacts →

Indirect evidence

“Over the course of almost 50 years in business we’ve served over 1.5 million very happy customers who are able to get to and from work or pick up their kids from school or daycare…”

Source: RevenueBase Database · checked Sep 19, 2026
21Partial evidenceReynoldsburg, OH, United StatesHQ checked Sep 19, 202651-20017 contacts →

Partial evidence

“Tracir Financial Services (formerly Central Credit Corporation) began its operations in 1988 as a Buy Here Pay Here entity for a dealership located in Columbus, Ohio.”

Source: RevenueBase Database · checked Sep 19, 2026
22Indirect evidenceBristol, TN, United StatesHQ checked Sep 19, 202651-20015 contacts →

Indirect evidence

Source: RevenueBase Database · checked Sep 19, 2026
23Indirect evidenceMeridian, ID, United StatesHQ checked Sep 19, 202611-5014 contacts →

Indirect evidence

Source: RevenueBase Database · checked Sep 19, 2026
24Partial evidenceHouston, TX, United StatesHQ checked Sep 19, 202611-5013 contacts →

Partial evidence

“Shabana Motors offers InHouse Auto Financing and 2nd Chance Auto Loans in Houston Tx.”

Source: RevenueBase Database · checked Sep 19, 2026
25Strong evidenceBozeman, MT, United StatesHQ checked Sep 19, 202651-20011 contacts →

Strong evidence

“Randash Auto Group, with locations in Bozeman and Billings, Montana, specializes in no credit and poor credit financing.”

Source: RevenueBase Database · checked Sep 19, 2026

Showing 25 of 233 bad credit auto lenders based in the United States

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Bad credit auto lenders based in the United States at a glance

As of Sep 19, 2026
19.0%Verified-email coverage
10.8Average contacts per company
11-50Median size (employees)
1.7%Largest-city concentration · Dallas
Sep 19, 2026Page data refreshed

Companies by employee count

1-10
103
11-50
90
51-200
32
201-500
3
1,001-5,000
2

Email recency for this list is measured worldwide rather than for United States, so it is reported there. Company counts and contact totals on this page are exact for United States, over 233 companies.

How this list was built

Company categories are rarely black and white. RevenueBase reads each company's own description of its business to decide whether it belongs among bad credit auto lenders, so some rows will be adjacent to the category rather than pure plays. The description and RevenueBase Smart Search rating on every row are there so you can check each match yourself.

Source
The RevenueBase company graph: 60 million companies and 398.9 million professional contacts resolved from primary sources, queried with RevenueBase Smart Search, the natural-language company search available to every RevenueBase user.
What qualifies
Companies headquartered in the United States whose own description of what they do matches “bad credit auto lenders”. Matching reads each company's description, not its industry code or its name.
RevenueBase Smart Search
RevenueBase Smart Search is how this list is assembled and how each row is rated. RevenueBase's data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to a category defined in a user's own words. Each row is rated strong evidence (its own description names bad credit auto lenders), partial evidence (it names part of the category) or indirect evidence (the description shown names none of it and the match rests on the rest of the company's profile). The description supporting each rating is quoted on the row.
What we exclude
Companies whose own description does not clearly place them among bad credit auto lenders, and records with no verified work email. Companies headquartered outside United States are excluded even when they keep an office there.
Match quality
In blind human judging of this matching method, 86% of matched companies were on target. Expect roughly 1 in 7 rows to be adjacent to the category rather than a pure play. Every row shows the company's own description and its RevenueBase Smart Search rating so you can judge each match yourself. Read the full methodology: how the lists are built, how the judging worked, and what the figure means.
Ranking
Team size, largest first: companies are ordered by the number of professionals RevenueBase tracks at each one. Employee ranges shown are reported bands, for context.
Verification
Every listed company carries at least one verified work email, 477 across the full list. Contacts re-verify on a rolling cadence, and each contact's own verification date is shown inside RevenueBase.
Refresh
This page's figures were pulled from the company graph on September 19, 2026. Lists refresh periodically as the graph is re-checked.
Corrections
Wrong category, wrong headquarters, or a company that has closed? Use “Report an issue” on any row. Reports go to the RevenueBase Data Team and feed back into the company graph.

Frequently asked

What is RevenueBase Smart Search?

RevenueBase Smart Search is how RevenueBase decides which companies belong on this list and how strongly each one fits. Its data engine and AI assess a company's LinkedIn profile, information supplied directly by the company, its website and other publicly available information, then relate it to the category the list is about. Each row is rated strong evidence when the company's own description names bad credit auto lenders, partial evidence when it names part of the category, and indirect evidence when the description shown names none of it and the match rests on the rest of the company's profile.

How many bad credit auto lenders are there based in the United States?

RevenueBase identified 233 bad credit auto lenders headquartered in the United States as of September 2026, matched on each company's own description of what it does rather than its industry code.

What is the largest company on this list?

First Help Financial, headquartered in Needham, tops this list with the largest team on record.

Which city has the most bad credit auto lenders?

Dallas leads with 4 headquartered companies, followed by Jacksonville (4) and Greenville (3).

How do I get contact information for these companies?

A free RevenueBase account lets you run this exact search and work the top results, verified emails and direct dials included. Upgrading unlocks all 477 verified decision-maker contacts tracked across these 233 companies.

How current is this list?

The list refreshes periodically as the company graph is re-checked. This page's figures were pulled on September 19, 2026.

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About this data

RevenueBase is a B2B data infrastructure company. Its company graph covers 60 million companies and 398.9 million professional contacts, with emails verified on a rolling cadence rather than scraped once and left to decay. These company lists are generated directly from that graph with RevenueBase Smart Search, the same natural-language company search every RevenueBase user has: describe a market in plain words, get the companies that match, and add verified emails and direct dials for the people at them. It is the same data that powers RevenueBase's B2B data products, and a free account includes 500 credits to start. How these lists are built and judged.